CashCall, Inc., a growing lending company in Anaheim, is currently seeking Software Quality Assurance Analyst Interns. The position will be responsible for assisting with verification and validation of software developed and implemented by the Development team. Ideal candidates will be a self-starter, innovative, self-motivated, a quick study, and willing to develop new skills while constantly improving existing abilities. This person must be able to work in a fast-paced and dynamic environment. You will be given the opportunity to learn on a variety of projects such as web, e-commerce, intranet, and Windows-based applications, in Microsoft.NET and Java technologies with a group of energetic and talented professionals.

Responsibilities:
Develop and maintain test plans, test cases, test data, test scenarios, and other test documentations
Develop and maintain automated functional and regression test scripts using Mercury QuickTest Professional
Accurately report and manage defects
Actively participate in quality assurance process improvement
Execute functional, regression, and various other types of testing as appropriate
Work closely with Development and Business teams to test applications and assist in providing direction for defect fixes and systems enhancements
Estimate test effort and provide updates on remaining work to project team and project management
Requirements:
Knowledge of testing processes, methodologies and understanding of all phases of the software development life cycle is a plus
Hands-on experience with programming languages such as Java, C#, and C++ is desirable
Knowledge of Apache and JBOSS server is a plus
Experience in writing test scripts/units tests and writing scripts for automated scripting is a plus
Strong attention to details and ability to do multi-tasking
Strong communication and organizational skills
Analytical and problem solving skills with hands-on, “get it done” attitude
Self-Starter, customer service oriented and ability to communicate with business partners
Unique & Exclusive to YOU!

Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Casual and supportive work environment
Onsite Café
Onsite basketball courts

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

To apply online, please visit: https://www7.ultirecruit.com/CAS1008/jobboard/NewCandidateExt.aspx?__JobID=228

Access National Mortgage is a division of Access National Bank which is headquartered in Reston, Virginia. As a federally-chartered Bank traded on the NASDAQ (ANCX), our company is able to lend in all 50 states.
Our Nashville branch, located in Green Hills, has been with Access National Bank for almost 10 years, and our Loan Officers have over 40 years of combined lending and sales experience. Our team’s goal is to provide on time closings and excellent communication throughout the client’s experience. We enjoy a very positive working environment at Access National. Access National Nashville has the power of a bank with a personalized style.
Access National Nashville takes the time to hire great people. A great person is someone who is good from the inside out, and who wants to always get better. Honesty, integrity and a positive outlook are essential qualities of an associate here. We believe that the Processing Department is the heart of our operations and has a significant influence on the quality of a client’s experience during the loan process. There are 2 Processors in the Department - Head Processor and Front End/Back End Processor. This is a fulltime position. Regular hours are 8:00am-5:00pm with a one hour lunch break, yet the demands of this business may require flexibility in hours.

Responsibilities:
• Pre-Underwrite loan files (review documentation, disclosures, application, etc)
• Contact client for additional documentation for loan submission and conditions
• Knowledge of DU
• Submission of files to Underwriting
• Loan approval conditions - complete conditions and submit to Underwriting

Desired Skills & Experience:
• At least 2 years in mortgage banking with emphasis on servicing/processing
• Ability to manage multiple tasks/projects and deadlines simultaneously
• Excellent written and verbal communication skills
• Team player
• Credit report with a 720 FICO or higher
• Reliable transportation
• Punctual - here and ready to work by 8:00am
• College degree preferred

The way we train our Loan Officers and the systems and processes we employ allow us to manage our time frames. Our goal is to provide the ultimate in customer service, and that applies to internal clients (employees) as well. Our Operations Manager oversees the Processing Department with regards to file flow, and communication between LOs and Processors. We are not licensed to do THDA. Also, we do not Broker loans or have Construction loans, and we do little Rural Housing. All of our loans are in-house. We strive for a fun, productive environment with a low level of stress.

The position is salary plus bonus and benefits.

Interested candidates should email their resume to Dorothy Curtis at dcurtis@accessnational.com

Access National Corporation is proud to be an Equal Opportunity Employer.

CashCall, Inc., a growing lending company in Anaheim, is currently seeking a Payroll Clerk. The Payroll Clerk will provide payroll administrative support by performing daily tasks associated to the full lifecycle of the payroll process at CashCall, Inc.

Responsibilities:
Accurately updating timecards
Assists with filing large volumes of documents
Assisting employees with payroll related inquiries
Calculating manual checks
Assist with screening and auditing payroll

Requirements:
Excellent written and verbal communication skills
Detail oriented, organized and a team player
Ability to manage multiple projects, prioritize and meet deadlines
Ability to understand full payroll cycle to independently execute payrolls for CashCall, Inc.

Other Requirements:
1-2 years of experience required
Microsoft Excel required
Strong communication and organizational skills
Exhibits good judgment, professionalism, and open-mindedness
Must be self-motivated, dependable, trainable and a team player
Attention to detail and able to work independently but within a team environment
Unique & Exclusive to YOU!
Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Casual and supportive work environment
Onsite Café
Onsite basketball courts

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

To apply online, please visit: https://www7.ultirecruit.com/CAS1008/jobboard/NewCandidateExt.aspx?__JobID=227

CashCall’s Las Vegas Office is hiring experienced Mortgage Loan Processors!
Receive up to $10,000 Signing Bonus for those who qualify! *Restrictions apply.

Responsibilities:
• Communicate with borrowers in a manner which shows sensitivity, tact, and professionalism
• Contact each borrower in a timely manner to introduce yourself and go over the process and items needed
• Knowledge on reading and understanding appraisals, titles and credit reports; Running and reading DU
• Basic business math to calculate income, assets, taxes and monthly insurance
• Understand rules regulations, policies and/or procedures along with investor guidelines
• Maintains current knowledge about the industry, market trends, competitive position, etc.
• Strives to achieve and exceed productivity expectations and standards
• Ability to ‘pre-underwrite’ the file assuming what conditions will be needed prior to the file being underwritten by the underwriter requirements

Requirements:
• Read, interpret and apply applicable laws, rules, regulations and/or policies and procedures
• Deal with people in a manner which shows sensitivity, tact, and professionalism
• Demonstrated interpersonal, organizational and time management skills
• Accurately document all information pertaining to accounts
• Use basic/business math to solve problems
• Speak clearly, concisely and effectively; listen to, and understand, information and ideas as presented verbally
• Laws governing access to public and private records
• Follow written and/or oral instructions
• Use the telephone in a professional and courteous manner
• Strong computer skills. Must be able to move through the LOS system and other programs
• Time management: Knowing the cut-off times for funding and underwriting so that the file moves smoothly and does not lose a rate lock.
• Knowledge of GFE, APR, interest rates and disclosure/re-disclosure time lines
• Adaptability to a fast paced environment
• Maintain a regular 8 hour shift in addition to any overtime that may be required to keep your pipeline moving smoothly

Other Requirements:
• minimum of 4 to 5 years of current Processing experience is required
• maintain a production average of 3 - 4 loan decisions per day

Compensation: $3,000 + Commission/month or $5,000/month Guaranteed. Plus up to $10,000 signing bonus for qualified Processors!
Unique & Exclusive to YOU!
Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Casual and supportive work environment

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service.

CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

To apply online, please visit: https://www7.ultirecruit.com/CAS1008/jobboard/NewCandidateExt.aspx?__JobID=137

LOCATION
Rancho Cordova, CA

Genworth Financial, Home Equity Access is one of the nation’s leaders in the Reverse Mortgage industry. Our focus is to help Change the Lives of the seniors we work with. This is a growing industry and this growth leads to an exciting career opportunity for an enthusiastic and motivated Underwriter. We are looking for people who will take their roles seriously and professionally, yet still want to have fun and enjoy what they do.

RESPONSIBILITIES

POSITION SUMMARY:
Underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness.

ESSENTIAL FUNCTIONS:
The following reflects management’s definition of essential functions for this job but does not restrict the tasks that may be assigned. Management may assign or reassign duties and responsibilities to this job at any time due to reasonable accommodation or other reasons.

• Review and analyze the reverse mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors
• Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor, company, and FHA guidelines
• Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
• Provides final approval underwriting of FHA HECM mortgage loans.
• Completes all required paperwork and forms in a timely and accurate manner; prepares required forms
• Sign off conditions in a timely manner set by management
• Work with staff and management to find solutions on escalated loans
• May be requested to make recommendations for improving Internal Audit’s policies and practices
• Manage loans by using all functions of Mortgage Cadence (Tasks, Comments, Case information)
• Effectively communicate underwriting decisions with processors and advisors
• Maintain high level of customer service and communication with other departments

BASIC QUALIFICATIONS

• Two to four years related experience or equivalent.
• Must have mortgage industry experience- strongly preferred in reverse mortgage field.
• Thorough working knowledge of real estate documentation, policies, compliance, and procedures
• High level of proficiency with mortgage loan processing and underwriting systems
• Commitment to excellence and high standards
• Excellent written and oral communication skills
• Strong organizational, problem-solving, and analytical skills
• Ability to manage priorities and workflow
• Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm
• Acute attention to detail
• Proficient on computer programs required for position
• Excellent customer service skills
• Proven ability to handle multiple projects and meet deadlines
• Strong interpersonal skills
• Good judgment with the ability to make timely and sound decisions
• Ability to effectively present information and respond to questions
• Ability to effectively communicate with people at all levels and from various backgrounds

PREFERRED QUALIFICATIONS

• Reverse Mortgage industry experience
• DE Underwriter preferred
• Bilingual skills a plus

Please post for job number RP13911 at http://www.genworth.com/employment

- Must have prior experience in mortgage servicing: Loss mitigation for FHA, using the Single Family Servicing default monitoring system, how to post payments, calculate payoffs, do releases, etc.
- Work from home using our online training platform
- $25 per hour
- Paid Monthly
- Create New Materials as well as update existing materials where needed
- Create new classes on an ongoing basis
- Paid as a 1099 Independent Contractor
- May start immediately

Please email your resume and cover letter to jobs@loanprocessortraining.org

GENERAL PURPOSE

The Processor will work in a team allocated to specific clients or channel of business, manage a pipeline of loans and be responsible for directing all efforts related to driving loans through the process. Effective communication with internal and external customers is critical in meeting key performance metric and contributing to the success of the team.

ESSENTIAL FUNCTIONS

• Perform daily proactive pipeline management.
• Provide direction to team members on what tasks need to be completed to meet critical deadlines.
• Manage a pipeline of loans and all activities involved with those loans.
• Restructure, re-price and resell transactions that do not meet underwriting guidelines.
• Audit conditions prior to file submission to underwriting.
• Assist clients with loan level questions and concerns.
• Help support the call center.
• Review reporting to target loans in the pipeline that need special attention.
• Assist with loan scenario and pricing questions for potential customers.
• Deliver clean, complete and accurate files to both underwriting and closing.
• Originate loans on an ad hoc basis.
• Communicate effectively with clients, customers, and vendors with licensable parameters.
• While performing the duties of this position, the employee will view, have access to, and work with confidential financial data. The employee in this position must adhere to strict confidentiality policies and procedures.
• Perform related duties as requested.

QUALIFICATIONS - Summarize the typical qualifications in terms of education, years of related experience and other additional technical/professional/trade competencies of this job.

Education:
• High School Diploma or equivalent. BA/BS degree preferred.

Experience:
• Five (5) or more years of mortgage processing and/or operations experience required.
• Previous Mavent, CoreLogic, Interthinks, FHA, VA, DU, and LP experience preferred.

Knowledge/Skills/Abilities:
• Proven experience working in a fast paced, high volume, customer focused environment.
• Effective verbal and written communication skills.
• Ability to manage in a fast paced, high volume, customer focused environment.
• Proven time management and problem solving skills.
• Ability to become proficient in third party system usage.
• Proficient in all programs of Microsoft Office including Outlook, Word, Excel and Visio.
• Ability to meet licensing requirements (S.A.F.E. Act).

WORKING CONDITIONS - Indicate traveling, mandatory weekend or shift work, or other applicable work conditions.

Work is performed in climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon office or meeting location.

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move 10 pounds. Vision: Close and distance required with ability to see objects in presence of glare or bright lighting (e.g., computer screen). Speech/Hearing: Frequently interact with management, vendors, coworkers, industry constituents, clients and the public.

LenderLive Network is an Equal Opportunity Employer. We welcome and support diversity in the workplace.

To be considered for this position please e-mail your resume to: michael.seid@lenderlive.com

GENERAL PURPOSE

The Closer is responsible for preparing accurate loan closing documents in order to have a fully compliant mortgage loan.

ESSENTIAL FUNCTIONS

• Verify that that required accurate closing documentation are in file that are needed to close.
• Communicate, as point of contact, with borrower about closing schedule and answer questions about closing.
• Communicate with title companies to gather information for accurate HUD preparation; and coordinate delivery of the documents.
• Communicate with the title company on outstanding closing conditions required to fund the loan.
• Verify that closing documents are signed and dated accurately and according to lender instructions.
• Prepare funds requests so that mortgage loan funds are delivered to the title company for funds disbursement
• Coordinate with other associates to create seamless closing process for customer.
• Handle closing issues and/or complaints from customers regarding the closing process and escalate closing issues to Closing manager.
• Implement company processes during closing process for highest level of customer service.
• While performing the duties of this position, the employee will view, have access to, and work with confidential financial data. The employee in this position must adhere to strict confidentiality policies and procedures.
• Perform other related duties as requested.

QUALIFICATIONS - Summarize the typical qualifications in terms of education, years of related experience and other additional technical/professional/trade competencies of this job.

Education:
• High School Diploma or equivalent; Associates degree preferred.

Experience:
• Three (3) or more years experience in a closing or processing role, with heavy customer interaction.
• Three (3) or more years of Mortgage lending experience, with strong knowledge of loan underwriting, processing and closing functions.
• Three 3 or more years experience working on FNMA/FHLMC/FHA/VA programs and guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers.

Knowledge/Skills/Abilities:
• Analytical ability to consider consequences of loan closing guidelines.
• Ability to make business decisions during closing process.
• Strong problems solving skills.
• High level of attention to detail.
• Strong organizational skills.
• Excellent verbal and written communication skills.
• Ability to work under pressure.
• Customer-service oriented.

WORKING CONDITIONS

Work is performed in climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon office or meeting location.

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move 10 pounds. Vision: Close and distance required with ability to see objects in presence of glare or bright lighting (e.g., computer screen). Speech/Hearing: Frequently interact with management, vendors, coworkers, industry constituents, clients and the public.

Lenderlive Network is and Equal Opportunity Employer. We welcome and support diversity in the workplace.

To be considered for this position please e-mail your resume to: michael.seid@lenderlive.com

GENERAL PURPOSE

The Underwriter issues credit decisions based on the documented borrower profile within the guidelines of the program and client requirements. Underwriters will meet the minimum daily production goals and perform within department audit standards.

ESSENTIAL FUNCTIONS

• Perform data Input and analysis of findings in Loan Prospector, Desktop Underwriter, Assetwise, other AUS engines, and OES
• Review of credit reports to determine credit patterns, current liabilities, outstanding judgments and collections.
• Review of residential mortgage appraisal forms 1004, 2055, 2065, 2075, 1025, 1073, 2000, and AVM’s.
• Calculate of Loan to Value ratios.
• Analyze income from salaried, commissioned, self-employed, investments, fixed income sources.
• Analyze assets statements for all types of asset accounts.
• Reconcile findings with published guidelines to address/resolve variances.
• Meet department performance standards.
• While performing the duties of this position, the employee will view, have access to, and work with confidential financial data. The employee in this position must adhere to strict confidentiality policies and procedures.
• Perform related duties as requested.

QUALIFICATIONS - Summarize the typical qualifications in terms of education, years of related experience and other additional technical/professional/trade competencies of this job.

Education:
• Bachelor’s degree or equivalent education and experience considered.

Experience:
• At least five (5) years residential underwriting experience.
• Passing score on the underwriting pre hire test.
• Experience with AU systems.

Knowledge/Skills/Abilities:
• Strong knowledge of basic underwriting skill set (analysis of credit, income, assets, collateral, guidelines).
• Excellent communication skills both in writing and verbally.
• Able to interact with all levels of staff and management.
• Excellent organizational skills with attention to detail.
• Able to prioritize workload and meet deadlines.
• Able to multi-task, problem solve proactively and think creatively.
• High attention to detail.
• Ability to perform according to standards and guidelines.
• Ability to meet licensing requirements (S.A.F.E. Act).

WORKING CONDITIONS - Indicate traveling, mandatory weekend or shift work, or other applicable work conditions.

Work is performed in climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon office or meeting location.

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move 10 pounds. Vision: Close and distance required with ability to see objects in presence of glare or bright lighting (e.g., computer screen). Speech/Hearing: Frequently interact with management, vendors, coworkers, industry constituents, clients and the public.

LenderLive Network is an Equal Opportunity Employer. We welcome and support diversity in the workplace.

To be considered for this position please e-mail your resume to: michael.seid@lenderlive.com

GENERAL PURPOSE

The Processor will work in a team allocated to specific clients or channel of business, manage a pipeline of loans and be responsible for directing all efforts related to driving loans through the process. Effective communication with internal and external customers is critical in meeting key performance metric and contributing to the success of the team.

ESSENTIAL FUNCTIONS

• Perform daily proactive pipeline management.
• Provide direction to team members on what tasks need to be completed to meet critical deadlines.
• Manage a pipeline of loans and all activities involved with those loans.
• Restructure, re-price and resell transactions that do not meet underwriting guidelines.
• Audit conditions prior to file submission to underwriting.
• Assist clients with loan level questions and concerns.
• Help support the call center.
• Review reporting to target loans in the pipeline that need special attention.
• Assist with loan scenario and pricing questions for potential customers.
• Deliver clean, complete and accurate files to both underwriting and closing.
• Originate loans on an ad hoc basis.
• Communicate effectively with clients, customers, and vendors with licensable parameters.
• While performing the duties of this position, the employee will view, have access to, and work with confidential financial data. The employee in this position must adhere to strict confidentiality policies and procedures.
• Perform related duties as requested.

QUALIFICATIONS - Summarize the typical qualifications in terms of education, years of related experience and other additional technical/professional/trade competencies of this job.

Education:
• High School Diploma or equivalent. BA/BS degree preferred.

Experience:
• Five (5) or more years of mortgage processing and/or operations experience required.
• Previous Mavent, CoreLogic, Interthinks, FHA, VA, DU, and LP experience preferred.

Knowledge/Skills/Abilities:
• Proven experience working in a fast paced, high volume, customer focused environment.
• Effective verbal and written communication skills.
• Ability to manage in a fast paced, high volume, customer focused environment.
• Proven time management and problem solving skills.
• Ability to become proficient in third party system usage.
• Proficient in all programs of Microsoft Office including Outlook, Word, Excel and Visio.
• Ability to meet licensing requirements (S.A.F.E. Act).

WORKING CONDITIONS - Indicate traveling, mandatory weekend or shift work, or other applicable work conditions.

Work is performed in climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon office or meeting location.

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move 10 pounds. Vision: Close and distance required with ability to see objects in presence of glare or bright lighting (e.g., computer screen). Speech/Hearing: Frequently interact with management, vendors, coworkers, industry constituents, clients and the public.

LenderLive Network is an Equal Opportunity Employer. We welcome and support diversity in the workplace.

To be considered for this position please e-mail your resume to: michael.seid@lenderlive.com

GENERAL PURPOSE

The Closer is responsible for preparing accurate loan closing documents in order to have a fully compliant mortgage loan.

ESSENTIAL FUNCTIONS

• Verify that that required accurate closing documentation are in file that are needed to close.
• Communicate, as point of contact, with borrower about closing schedule and answer questions about closing.
• Communicate with title companies to gather information for accurate HUD preparation; and coordinate delivery of the documents.
• Communicate with the title company on outstanding closing conditions required to fund the loan.
• Verify that closing documents are signed and dated accurately and according to lender instructions.
• Prepare funds requests so that mortgage loan funds are delivered to the title company for funds disbursement
• Coordinate with other associates to create seamless closing process for customer.
• Handle closing issues and/or complaints from customers regarding the closing process and escalate closing issues to Closing manager.
• Implement company processes during closing process for highest level of customer service.
• While performing the duties of this position, the employee will view, have access to, and work with confidential financial data. The employee in this position must adhere to strict confidentiality policies and procedures.
• Perform other related duties as requested.

QUALIFICATIONS - Summarize the typical qualifications in terms of education, years of related experience and other additional technical/professional/trade competencies of this job.

Education:
• High School Diploma or equivalent; Associates degree preferred.

Experience:
• Three (3) or more years experience in a closing or processing role, with heavy customer interaction.
• Three (3) or more years of Mortgage lending experience, with strong knowledge of loan underwriting, processing and closing functions.
• Three 3 or more years experience working on FNMA/FHLMC/FHA/VA programs and guidelines, as well as those of other conventional investors, state/local bond programs and private mortgage insurers.

Knowledge/Skills/Abilities:
• Analytical ability to consider consequences of loan closing guidelines.
• Ability to make business decisions during closing process.
• Strong problems solving skills.
• High level of attention to detail.
• Strong organizational skills.
• Excellent verbal and written communication skills.
• Ability to work under pressure.
• Customer-service oriented.

WORKING CONDITIONS

Work is performed in climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon office or meeting location.

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move 10 pounds. Vision: Close and distance required with ability to see objects in presence of glare or bright lighting (e.g., computer screen). Speech/Hearing: Frequently interact with management, vendors, coworkers, industry constituents, clients and the public.

Lenderlive Network is and Equal Opportunity Employer. We welcome and support diversity in the workplace.

To be considered for this position please e-mail your resume to: michael.seid@lenderlive.com

GENERAL PURPOSE

The Underwriter issues credit decisions based on the documented borrower profile within the guidelines of the program and client requirements. Underwriters will meet the minimum daily production goals and perform within department audit standards.

ESSENTIAL FUNCTIONS

• Perform data Input and analysis of findings in Loan Prospector, Desktop Underwriter, Assetwise, other AUS engines, and OES
• Review of credit reports to determine credit patterns, current liabilities, outstanding judgments and collections.
• Review of residential mortgage appraisal forms 1004, 2055, 2065, 2075, 1025, 1073, 2000, and AVM’s.
• Calculate of Loan to Value ratios.
• Analyze income from salaried, commissioned, self-employed, investments, fixed income sources.
• Analyze assets statements for all types of asset accounts.
• Reconcile findings with published guidelines to address/resolve variances.
• Meet department performance standards.
• While performing the duties of this position, the employee will view, have access to, and work with confidential financial data. The employee in this position must adhere to strict confidentiality policies and procedures.
• Perform related duties as requested.

QUALIFICATIONS - Summarize the typical qualifications in terms of education, years of related experience and other additional technical/professional/trade competencies of this job.

Education:
• Bachelor’s degree or equivalent education and experience considered.

Experience:
• At least five (5) years residential underwriting experience.
• Passing score on the underwriting pre hire test.
• Experience with AU systems.

Knowledge/Skills/Abilities:
• Strong knowledge of basic underwriting skill set (analysis of credit, income, assets, collateral, guidelines).
• Excellent communication skills both in writing and verbally.
• Able to interact with all levels of staff and management.
• Excellent organizational skills with attention to detail.
• Able to prioritize workload and meet deadlines.
• Able to multi-task, problem solve proactively and think creatively.
• High attention to detail.
• Ability to perform according to standards and guidelines.
• Ability to meet licensing requirements (S.A.F.E. Act).

WORKING CONDITIONS - Indicate traveling, mandatory weekend or shift work, or other applicable work conditions.

Work is performed in climate controlled indoor administrative office setting. The noise level in the work environment is usually quiet to moderate, depending upon office or meeting location.

PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to communicate. The employee frequently is required to remain stationary. The employee is occasionally required to stand; walk; use hands to finger, handle, or feel; reach with hands and arms; stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move 10 pounds. Vision: Close and distance required with ability to see objects in presence of glare or bright lighting (e.g., computer screen). Speech/Hearing: Frequently interact with management, vendors, coworkers, industry constituents, clients and the public.

LenderLive Network is an Equal Opportunity Employer. We welcome and support diversity in the workplace.

To be considered for this position please e-mail your resume to: michael.seid@lenderlive.com

CashCall, Inc., a growing lending company in Anaheim, is currently seeking an exceptional Software Quality Assurance Analyst for a junior-to-mid level position. The position will be responsible for verification and validation of software developed and implemented by the Development team. Ideal candidates will be innovative, self-motivated, a quick study, and willing to develop new skills while constantly improving existing abilities. This person must be able to work in a fast-paced and dynamic environment. You will be able to work on a variety of projects such as web, e-commerce, intranet, and Windows-based applications, in Microsoft.NET and Java technologies.

Responsibilities:
Develop and maintain automated functional and regression test scripts using Mercury QuickTest Professional
Accurately report and manage defects
Actively participate in quality assurance process improvement
Execute functional, regression, and various other types of testing as appropriate
Gain a firm understanding of business rules and new features being implemented
Work closely with Development and Business teams to test applications and assist in providing direction for defect fixes and systems enhancements
Estimate test effort and provide updates on remaining work to project team and project management
Requirements:
Experience in creating and executing test plans and test cases
Experience with defect tracking tools (i.e. StarTeam)
In-depth knowledge of QA methodologies and best practices
Strong understanding of testing techniques, approaches and strategies
Good understanding of RDBMS and SDLC
Client/Server and Web/Internet application testing experience
Proficiency working with Excel

Other Requirements:
Strong communication and organizational skills
Exhibits good judgment, professionalism, and open-mindedness
Must be self-motivated, dependable, trainable and a team player
Attention to detail and able to work independently but within a team environment

Education:
Bachelor’s degree in computer science related field

Pluses:
Banking and lending experience specifically Mortgage
Experience with Quick Test Pro automation tool

Unique & Exclusive to YOU!
Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Casual and supportive work environment
Onsite Café
Onsite basketball courts
Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

PROCESSOR MANAGER POSITION AVAILABLE

EXCELLENT SALARY POTENTIAL WITH FULL MEDICAL BENEFITS

ALL APPLICANTS MUST MEET BELOW CRITERIA IN ORDER TO BE CONSIDERED:

1) APPLICANT MUST HAVE NO LESS THAN (5) FIVE YEARS EXPERIENCE
2) APPLICANT MUST BE ABLE TO EFFECTIVELY MANAGE OTHERS WHILE WORKING ON A LARGE PIPELINE
3) APPLICANT MUST BE 100% FAMILIAR WITH ELLIE MAE ENCOMPASS SOFTWARE AND REQUIRE NO TRAINING
4) APPLICANT MUST BE ABLE TO ANALYZE COMPLEX LOANS AND FORM CREATIVE SOLUTIONS TO ADDRESS PROBLEMS THAT ARISE DURING PROCESS
5) APPLICANT MUST HAVE AN ABOVE AVERAGE ABILITY TO COMMUNICATE WITH BOTH BORROWERS AND INVESTORS
6) APPLICANT MUST BE 100% FAMILIAR WITH DU/LP/FHA CONNECTION
7) APPLICANT MUST HAVE MANAGERIAL SKILLS AND BE ABLE TO MANAGE A PIPELINE AS WELL AS SUBORDINATE PROCESSORS
8 ) DE POSITION WOULD REQUIRE NO LESS THAN THREE (3) YEARS EXPERIENCE
9) APPLICANT MUST BE 100% WITH READING AND ANALYZING THE FOLLOWING:

a) TAX RETURNS
b) CREDIT REPORTS
c) APPRAISAL REPORTS
d) TITLE REPORTS
e) PAY STUBS
f) VERIFICATION(S) OF EMPLOYMENT

10) APPLICANT MUST BE 100% FAMILIAR WITH PROCESSING FHA/CONVENTIONAL/FHA 203K/VA AND ABLE TO SUBMIT COMPLETE PACKAGE(S) IN BOTH PAPER AND IMAGED FORMATS TO INVESTOR(S) AS WELL AS HUD
11) APPLICANT MUST BE EXTREMELY ORGANIZED
12) APPLICANT MUST BE ABLE TO INTERACT WITH MORTGAGE LOAN ORIGINATORS
13) APPLICANT MUST BE ABLE TO COMPLETE THE PROCESS OF A MORTGAGE APPLICATION FROM INTAKE UNTIL CLOSING WITH NO ASSISTANCE AND BE ABLE TO SOLVE ISSUES ENCOUNTERED DURING PROCESS

To be considered for this position please e-mail your resume to: jason.rappaport@iccmortgage.com

Queens, NY Mortgage Company seeks Mortgage Loan Processor for its Ozone Park office.

Candidate will have minimum of 2 years’ experience in processing FHA & Conventional loans w/good communication & customer service skills. Knowledge of Calyx Point and/or bilingual is a plus.

Responsibilities include reviewing loan applications, obtaining additional documentation, submitting files to automated u/w systems, packaging files for u/w, reviewing loan commitments, clearing conditions, coordinating closings w/attorneys and borrowers.

Strong verbal/written communication, customer service and organizational skills are also necessary. Ability to thrive in a team environment

Base salary with bonus potential is commensurate with experience.

Email resumes with Salary Requirements to arehman@northpointonline.com

Responsibilities

As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred

Three plus years of retail residential mortgage sales experience

Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)

Established relationships with local referral networks

Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences

Strong computer skills and experience utilizing laptop technology

Successful candidate must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS

This position can be hired in the following states: IL, MI, and OH.
Hours and Work Schedule

Hours per Week: 40

Work Schedule: Monday-Friday 8:00AM-5:00PM
Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. - Charter One to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.

CLICK TO APPLY

Seeking individuals who:

Have an existing or currently building a book of business.
Demonstrate the ability to call on potential or existing clients to develop new business or retain existing business.
Ability to contact and set appointments with Reators to obtain new relationships.
Excellent computer skills and working knowledge of loan origination products.
Ability to communicate effectively both verbally and in writing.
Strong Customer service skills.
MUST have NMLS and CA (DOC) Lic.
Bilingual is always a plus.

Why you should join the Gateway Mortgage Group Team:

We offer the MOST competitive compensation (lowest tier is 100BPS.) Full health, dental, life, & vision benefits as well as employer-matched 401(k). We have the ability to lend in 28 states and maintain national recognition as an INC 500 Company. In house processing, underwriting, & closing. If the loan makes sense, but does not fit within the lender guidelines, wouldn’t it be nice to be able to still do the loan?
In House marketing department to assist you in obtaining more business. *More than 11 years of continued growth.
Please reply to posting with resume.

CLICK TO APPLY

Job Responsibilities:

• Underwrite Conventional & FHA residential mortgage loans
• Review and signoff conditions for loan approval
• Evaluate appraisals and title reports to determine if the property meets investor guidelines
• Review credit reports and disclosures
• Review income and asset documentation to determine investor eligibility

Requirements

• 2+ years as FHA /Fannie Mae/ Freddie Mac underwriting experience
• Ability to work in a paperless environment
• Excellent written and verbal communication skills
• Knowledge of current market underwriting guidelines
• Strong knowledge of mortgage related software including Calyx Point, DU, LP, Datatrac

Compensation

• Salary DOE
• Bonus + Full Benefits

Please send resume and cover letter to Andrew Soss and Andrew@StewartSoss.com

Stewart & Soss Mortgage, a division of Pinnacle Capital Mortgage Corporation, is a highly rated Mortgage Banking Company headquartered in San Jose, CA with offices in Marin and Newport Beach.

Candidates in this job are responsible for assessing the overall credit risk of loan transactions by thorough analysis of all loan components for residential loan applications. Components include but are not limited to: AUS decision report, credit report, all sources of income, type of loan, appraisal report, assets, debt to income ratios, occupancy, preliminary title report and fraud detail reports.

Responsibilities:

• Ability to review all loan components in the file for completeness, accuracy and integrity while ensuring that documents are consistent and uphold to Company and industry guidelines. (i.e. Qualifying income used is supported by documentation provided; Appraised value used is supported by appraisal and supporting documentation)

• Examine transaction and investor manual to ensure compliance with all investor guidelines.

• Implement and enforce fraud detection techniques–Request supplemental information/documentation as necessity dictates.

• Underwrite loan application within limits of credit authority based on capability to underwrite transactions involving varying levels of complexity and risk–Acquire a 2nd level underwriter when deemed necessary.

• Recognize risk factors that may compromise the overall quality of the loan file.

• Execute loan decisions and review loan conditions in a timely manner- Expected production level is 4 underwriting decisions per day.

• Effectively communicate and engage proactively with loan agents, processors, funders and post-closers in regards to loan decisions, assignment of loan conditions, investor guidelines/documentation requirements and possible loan scenarios.

• Recognize types of documentation required for varying or unique circumstances. (e.g. Self-Employed borrowers, title report issues, derogatory credit and non-traditional income sources, etc.)

• Aid in the resolution of pre-purchase loan deficiencies by assisting the post-closing department in making necessary file corrections as well as retrieving loan suspense conditions.

Requirements:

• Strong attention to detail
• Ability to follow written and verbal directives
• Strong organizational skills and attention to details
• Ability to analyze large volume of financial data
• Effective critical thinking skills and abilities to manage assigned files
• Experience with LP/DU a MUST
• Knowledge of the Mortgage Underwriting process is a MUST
• Strong understanding of various mortgage documents
• Strong computer skills; Proficient with Microsoft Word, Excel, Power Point, Outlook

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 900 lending professionals, each dedicated to providing exceptional customer service.

CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

CashCall, Inc., a growing lending company in Anaheim, is currently seeking a full-time senior software developer to join our development team. This position will require someone who is able to work in a fast-paced and dynamic environment. The developer will be able to work on a variety of projects, such as web, e-commerce, intranet, and WinForms applications, in Microsoft.NET and Java technologies.

Responsibilities:

Analyze, architect, and design web based n-tier applications.
Clearly translate business requirements into a system design and functional specifications.
Develop, write and implement software applications based on functional specifications.
Highly motivated, organized, and able to work effectively with minimum supervision.
Communicate requirements with business and technical stakeholders to model business processes.
Must be able to serve in a team lead capacity.

Requirements:

Previous experience with Microsoft.NET (C#, ASP.NET, Web Services, WinForms, ADO.NET and the 2.0 and above Framework)
Demonstrated experience in Software Development Life Cycle methodology
Previous experience with relational databases such as Oracle
4+ years of web application development and object oriented programming experience, including ASP.NET, HTML, CSS and JavaScript
Strong communication and organizational skills
Exhibits good judgment and assessment
Must be highly motivated and independent
Relies on experience and judgment to plan and accomplish goals
Ability to work independently or in a team environment

Additional Requirements:

Experience in the lending and financial industry
Experience with Loan Origination Systems (Empower)
Experience with Oracle 10g and above, extensive PL/SQL experience
Experience with accounting related projects
Microsoft certification
Experience with Microsoft .NET 4.0
Experience with Microsoft SharePoint Portal Server, Microsoft Project Server and Microsoft Team Foundation Server

Unique & Exclusive to YOU!

Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Casual and supportive work environment
Onsite Café
Onsite basketball courts

The Company:

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Are you a sales professional with a proven track record of identifying top notch sales techniques?

Are you detailed oriented and have the innate ability to identify issues and convert them into profitable solutions?

Do you believe in being recognized and handsomely rewarded for your hard work?

If you answered “YES” to the statements above, READ ON!

Duties & Responsibilities:

The position of Quality Control - Sales Analyst will listen to live and pre-recorded sales calls and provide evaluation reports to upper management based on the strengths, weaknesses, missed opportunities, and other variables sensitive to the Company.

Listen to live and pre-recorded calls
Complete sales evaluation templates measuring how the sales agents represented the Company
Provide detailed evaluation analysis the overall phone conversation process such as: initial greeting, opening, discovery, presentation, overcoming of objections, conclusion, and summary
Taking large volume of inbound calls
Assisting management by providing detailed reports with recommended identifiable solutions
Identify the effectiveness of an Agent’s loan origination abilities
Entering accurate information into our web-based application and verifying the information to be correct
Meeting ongoing evaluation report feedback objectives and goals that change on a monthly basis
Update all status report files such as feedback, recommendations, and concrete findings on a daily basis
Provide clear and concise reporting analysis on every phone evaluation while maintaining complete confidentiality on all viewed data

Requirements:

Must have 2+ years of recent mortgage experience preferably in a high volume call center environment
Must have strong sales and follow-up experience
Enthusiastic and dynamic personality with high motivation
Strong and clear communication skills
Excellent attention to detail and follow-up with ability to articulate report findings to management
Ability to work methodically in a fast-paced, high energy environment
Knowledge of Outlook, Internet and average typing skills

Unique & Exclusive to YOU!

Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Casual and supportive work environment
Month-end meal celebration provided

We offer hourly rate of $12.00 plus variable commissions with each completed report with findings and excellent benefits…never take a draw again. Must have current mortgage experience and must be a quick learner.

The Company:

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Candidates in this position will be responsible to ensure exceptions noted in internal and external reviews are corrected and that corrective actions to prevent reoccurrences are implemented.

Responsibilities:

Recommends, monitors and follows-up on corrective action plans if and where needed in order
To improve loan processes and procedures
Identify significant findings resulting from issues with underlying business practices
Underwriting and/or fraud exposure
Candidates will be responsible for assisting with miscellaneous administrative tasks as assigned
By management
Other tasks as assigned by management

Requirements:

Strong attention to detail
Ability to read and understand information presented verbally and in writing
Ability to follow written and verbal directives
Strong organizational skills
Ability to communicate information clearly and concisely both verbally and in writing.
Experience in QA/QC Preferred
Experience in the financial/mortgage industry a PLUS

Unique & Exclusive to YOU!

Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Casual and supportive work environment
Onsite Café
Onsite basketball courts

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Candidates in this position will be responsible for the overall auditing of mortgage files for the Shipping Department. Candidates will analyze multiple data, verify and cross-reference files to ensure any outstanding items be addressed promptly to the respected parties and investors.

Responsibilities:

• Review, analyze, and audit mortgage files and prepare for final shipment to investors (15-25 files daily)
• Working with other departments within the company to get issues corrected for file shipment
• Occasional scanning of Mortgage doc’s
• Perform daily file management specific to investors’ preference
• Occasional moving and organizing files for storage
• Other tasks as assigned by management

Requirements:

• Strong attention to detail
• Ability to follow written and verbal directives
• Strong organizational skills and attention to details
• Ability to communicate information clearly and concisely both verbally and in writing with employees and investors
• Effective critical thinking, analyzing, and error proofing skills
• Manage and follow-up of personal pipeline to ensure files are processed in a proper and timely manner
• Experience in the Mortgage and Real Estate field is a PLUS
• Ability to adapt to changing conditions regarding job procedures and work flow processes independently with minimal supervision.
• Working knowledge of Microsoft Word and Excel
• Experience and working knowledge of Blitz Docs and a variety of investor’s document loaders
• Strong understanding of various mortgage documents such as 1003’s, 1008’s, DU & LP
• Ability to use multi-facet copiers and scanners
• Ability to lift a minimum 10 lbs.

Unique & Exclusive to YOU!

• Medical, Dental, Vision & 401K Plan
• Casual Dress environment
• Southern California Theme Park Attraction Discount Program
• Shopping and Entertainment Discount Program
• Casual and supportive work environment
• Onsite Café
• Onsite basketball courts

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 900 lending professionals, each dedicated to providing exceptional customer service.

CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

The position of Processor is the processing of a mortgage loan from beginning to funding.

Responsibilities:

• Communicate with borrowers in a manner which shows sensitivity, tact, and professionalism
• Contact each borrower in a timely manner to introduce yourself and go over the process and items needed
• Knowledge on reading and understanding appraisals, titles and credit reports; Running and reading DU
• Basic business math to calculate income, assets, taxes and monthly insurance
• Understand rules regulations, policies and/or procedures along with investor guidelines
• Maintains current knowledge about the industry, market trends, competitive position, etc.
• Strives to achieve and exceed productivity expectations and standards
• Ability to ‘pre-underwrite’ the file assuming what conditions will be needed prior to the file being underwritten by the underwriter requirements

Requirements:

• Read, interpret and apply applicable laws, rules, regulations and/or policies and procedures
• Deal with people in a manner which shows sensitivity, tact, and professionalism
• Demonstrated interpersonal, organizational and time management skills
• Accurately document all information pertaining to accounts
• Use basic/business math to solve problems
• Speak clearly, concisely and effectively; listen to, and understand, information and ideas as presented verbally
• Laws governing access to public and private records
• Follow written and/or oral instructions
• Use the telephone in a professional and courteous manner
• Strong computer skills. Must be able to move through the LOS system and other programs
• Time management: Knowing the cut-off times for funding and underwriting so that the file moves smoothly and does not lose a rate lock.
• Knowledge of GFE, APR, interest rates and disclosure/re-disclosure time lines
• Adaptability to a fast paced environment
• Maintain a regular 8 hour shift in addition to any overtime that may be required to keep your pipeline moving smoothly

Other Requirements:

• minimum of 1.5 - 2 yrs experience is required
• maintain a production average of 3 - 4 loan decisions per day

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 900 lending professionals, each dedicated to providing exceptional customer service.

CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Are you a mortgage professional with a proven track record of originating and closing loans?

Do you have aspirations to earn an unlimited income potential with a company that will provide the resources necessary for you to be successful?

Do you believe in being recognized and handsomely rewarded for your hard work?

If you answered “YES” to the statements above, READ ON!

Responsibilities:

• Professionally communicating with potential mortgage clients via inbound/outbound call leads
• Selling and producing mortgage loans
• Build long-term relationship while rapidly responding to the needs of the client
• Prescreen and analyze client’s financial overview to determine appropriate loan products
• Actively follow up with clients to ensure all initial required supporting documents are received
• Accurately generate loan data into software application while proactively working with Loan Processors to ensure all necessary file requirements are met
• Build and manage pipeline by professionally developing sound follow-up methods with existing clients
• Keeping Team Manager abreast of daily performance to ensure compliance measures are met
• Individually monitor production performance and identify areas of opportunities with Team Manager and Loan Agent Trainer to ensure ongoing productivity dynamics

The Boost:

• Newly hired Mortgage Loan Agents who are eligible will have an opportunity to participate in a fast track Agent Training Program that will enable complete competence in specific focus areas such as:
 Developing communication effectiveness with clients
 Pipeline Management
 Understanding the dynamics of Results and Advances/Desired Outcomes
 State of The Art utilization of Point of Sale Systems and systems integration
 Core knowledge in policy, procedures and compliance
 Developing expertise knowledge in latest industry news and trends relating to Mortgage
• Additional Topics Covered:
 Day 1: General Overview / Expectations/Scope and culture /Policies and Procedures
 Day 2: Introduction to systems (Prime / Empower / DU-LP) - Subject Matter Experts
 Day 3: Continued system training and intro to blitz docs - Subject Matter Experts
 Day 4: Logistics Support / Creating Disclosure packages / Loan Stacking / Common QC errors - Subject Matter Experts
 Day 5: Class review - Questions and answers - Exit interviews

Requirements:

• Must have experience in delivering excellent customer service, pleasant phone skills, and understand the changing mortgage industry
• Must be enthusiastic with a strong and dynamic personality motivated by individual performance merits
• Must have strong and clear communication skills both verbally and in writing
• Must possess excellent attention to detail with proactive accountability to meeting individual performance metrics that changes on a monthly basis
• Must have the ability to work methodically in a fast-paced, highly energetic changing work conditions
• Registered with NMLS with either DRE or DOC designations a PLUS
• NMLS SAFE ACT compliant
• Ability to maintain active MLO license status

Unique & Exclusive to YOU!

• The most competitive and aggressive total compensation package in the industry (base + Tier Pay Comp Plan + daily promotional bonuses)
• Medical, Dental, Vision & 401K Plan
• Casual Dress environment
• Southern California Theme Park Attraction Discount Program
• Shopping and Entertainment Discount Program
• Legitimate uncirculated inbound leads provided
• On-the-job training and licensing coordination
• Casual and supportive work environment
• Onsite Café
• Onsite basketball courts
• Month-end meal celebration provided
• Top producers participate in CashCall’s Platinum Club

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 900 lending professionals, each dedicated to providing exceptional customer service.

CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

CashCall is seeking qualified and enthusiastic Loan Agent Support who is self-motivated, trustworthy, and can quickly adapt to change in a fast paced professional environment. Qualified candidates will support and promote a positive work atmosphere. Teamwork is essential to our success and we are looking for individuals that demonstrate caring, compassion, and an ability to get along with others.

Responsibilities:

Receive large volume of inbound calls plus make outbound calls via Auto Dialer or manual calling.
Loan Agent Support will identify, gather and verify customer’s information
Initial pre-application data entry into our web-based application and verifying the information to be correct
Provide excellent customer service regarding application status and conduct preliminary data review
Accurately document all information in a high production environment
Assisting customers throughout the loan origination process by providing excellent follow-up, documentation assurance review, and resolving issues in a timely manner
Review documents for accuracy and completeness
Meet call quotas and individual goals on a monthly basis

Requirements:

High school diploma or equivalent
1-2 years of customer service experience (Call Center Environment Preferred)
The ability to negotiate with customers
Strong and clear communication skills
Excellent attention to detail and follow-up
Ability to work methodically in a fast-paced, highly energetic environment
Ability to work towards being a licensed Mortgage Loan Agent (NMLS)
Ability to work towards passing S.A.F.E. Act Requirements
Ability to work with changing work schedules

Unique & Exclusive to YOU!

• Medical, Dental, Vision & 401K Plan
• Casual Dress environment
• Southern California Theme Park Attraction Discount Program
• Shopping and Entertainment Discount Program
• Casual and supportive work environment

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 900 lending professionals, each dedicated to providing exceptional customer service.

CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Are you a sales professional with a proven track record of closing deals?

Do you have aspirations to earn an unlimited income potential with a company that will provide the resources necessary for you to be successful?

Do you believe in being recognized and handsomely rewarded for your hard work?

If you answered “YES” to the statements above, READ ON!

Responsibilities:

Professionally communicating with potential clients via inbound/outbound call leads
Selling and producing consumer loans
Build long-term relationship while rapidly responding to the needs of the client
Prescreen and analyze client’s financial overview to determine appropriate loan products
Actively follow up with clients to ensure all initial required supporting documents are received
Accurately generate loan data into software application while proactively working with Loan Processors to ensure all necessary file requirements are met
Build and manage pipeline by professionally developing sound follow-up methods with existing clients
Keeping Team Manager abreast of daily performance to ensure compliance measures are met
Individually monitor production performance and identify areas of opportunities with Team Manager to ensure ongoing productivity dynamics

Requirements:

Must have experience in delivering excellent customer service, pleasant phone skills, and understand changing financial industry
Must be enthusiastic with a strong and dynamic personality motivated by individual performance merits
Must have strong and clear communication skills both verbally and in writing
Must possess excellent attention to detail with proactive accountability to meeting individual performance metrics that changes on a monthly basis
Must have the ability to work methodically in a fast-paced, highly energetic changing work conditions

Unique & Exclusive to YOU!

The most competitive and aggressive total compensation package in the industry (base + Tier Pay Comp Plan + daily promotional bonuses)
Medical, Dental, Vision & 401K Plan
Casual Dress environment
Shopping and Entertainment Discount Program
Legitimate uncirculated inbound leads provided
Casual and supportive work environment
Month-end meal celebration provided
Top producers participate in CashCall’s Platinum Club

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Are you a sales professional with a proven track record of closing deals?

Do you have aspirations to earn an unlimited income potential with a company that will provide the resources necessary for you to be successful?

Do you believe in being recognized and handsomely rewarded for your hard work?

If you answered “YES” to the statements above, READ ON!

Duties & Responsibilities:

Immediate openings for Loan Agents. Work for a company that powered through the recession. We advertise on the radio, television nation-wide, and on the Internet.
MORE INBOUND CALLS THAN YOU CAN HANDLE!
Do you have a burning desire to earn 60k to 150k? Our top agents have the potential to make this and more. You MUST be a closer and know how to sell over the phone. Great income is the reward for hard work and dedication. Incredible income potential.
Requirements:
Must be flexible to work on weekends and holidays!
We offer hourly plus commission and excellent benefits…never take a draw again. No experience necessary, but must be a quick learner.

Unique & Exclusive to YOU!

The most competitive and aggressive total compensation package in the industry (base + Tier Pay Comp Plan + daily promotional bonuses)
Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Legitimate uncirculated inbound leads provided
Casual and supportive work environment
Month-end meal celebration provided
Top producers participate in CashCall’s Platinum Club

The Company:

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Are you a sales professional with a proven track record of closing deals?

Do you have aspirations to earn an unlimited income potential with a company that will provide the resources necessary for you to be successful?

Do you believe in being recognized and handsomely rewarded for your hard work?

If you answered “YES” to the statements above, READ ON!

Responsibilities:

Professionally communicating with potential clients via inbound/outbound call leads
Selling and producing consumer loans
Build long-term relationship while rapidly responding to the needs of the client
Prescreen and analyze client’s financial overview to determine appropriate loan products
Actively follow up with clients to ensure all initial required supporting documents are received
Accurately generate loan data into software application while proactively working with Loan Processors to ensure all necessary file requirements are met
Build and manage pipeline by professionally developing sound follow-up methods with existing clients
Keeping Team Manager abreast of daily performance to ensure compliance measures are met
Individually monitor production performance and identify areas of opportunities with Team Manager to ensure ongoing productivity dynamics

Requirements:

Must have experience in delivering excellent customer service, pleasant phone skills, and understand changing financial industry
Must be enthusiastic with a strong and dynamic personality motivated by individual performance merits
Must have strong and clear communication skills both verbally and in writing
Must possess excellent attention to detail with proactive accountability to meeting individual performance metrics that changes on a monthly basis
Must have the ability to work methodically in a fast-paced, highly energetic changing work conditions

Unique & Exclusive to YOU!

The most competitive and aggressive total compensation package in the industry (base + Tier Pay Comp Plan + daily promotional bonuses)
Medical, Dental, Vision & 401K Plan
Casual Dress environment
Southern California Theme Park Attraction Discount Program
Shopping and Entertainment Discount Program
Legitimate uncirculated inbound leads provided
On-the-job training and licensing coordination
Casual and supportive work environment
Onsite Café
Onsite basketball courts
Month-end meal celebration provided
Top producers participate in CashCall’s Platinum Club

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 1,200 lending professionals, each dedicated to providing exceptional customer service. CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.

CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Candidates in this job are responsible for assessing the overall credit risk of loan transactions by thorough analysis of all loan components for consumer loan applications. Components include: credit report, all sources of income, analyzing the bank statements, ach bank information, type of loan program, FICO score, CDS score, residual income and fraud detail reports.

Responsibilities:

• Review all loan components in the consumer loan application to include but not limited to completeness, accuracy and integrity while ensuring that documents are consistent and uphold to Company and industry guidelines. (i.e. qualifying income used is supported by documentation provided.)
• Examine transaction to ensure compliance with all Cashcall consumer loan policies.
• Implement and enforce fraud detection techniques. Request supplemental information/documentation as necessity dictates. Also, forwarding files to the fraud que for review when necessary.
• Underwrite loan application within limits of credit authority based on capability to underwrite transactions involving varying levels of complexity and risk-Acquire a 2nd level underwriter when deemed necessary.
• Recognize risk factors that may compromise the overall quality of the application request.
• Execute prudent loan decisions and review loan conditions in a timely manner.
• On average underwrite and disposition 50 consumer loans applications per day.
• Every file must be reviewed to completion on the initial review, (application, credit, faxes, call logs & all calculations) no matter the decision, unless an incomplete application was given.
• Recognize types of documentation required for varying or unique circumstances. (e.g. Self-Employed borrowers, derogatory credit and non-traditional income sources, etc.)
• Effectively communicate an engage proactively with loan agents, funders and servicing/collections in regards to loan decisions, assignment of loan conditions and possible loan scenarios.
• Each underwriter is to uphold exceptional customer service.

Requirement:

• Ability to be detailed oriented while working in changing working conditions
• Knowledge of CDS Scores, FICO Scores, consumer loan applications, ACH transactions
• Ability to analyze large amounts of financial data and the ability to document financial data accurately
• Strong computer skills; Proficient with Microsoft Word, Excel, Power Point, Outlook
• Ability to communicate verbally and in writing
• Experience in Consumer Underwriter preferred

Unique & Exclusive to YOU!

• Medical, Dental, Vision & 401K Plan
• Casual Dress environment
• Southern California Theme Park Attraction Discount Program
• Shopping and Entertainment Discount Program
• Casual and supportive work environment
• Onsite Café
• Onsite basketball courts

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 900 lending professionals, each dedicated to providing exceptional customer service.

CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.

CLICK TO APPLY

The position of Processor is the processing of a mortgage loan from beginning to funding.

Responsibilities:

• Communicate with borrowers in a manner which shows sensitivity, tact, and professionalism
• Contact each borrower in a timely manner to introduce yourself and go over the process and items needed
• Knowledge on reading and understanding appraisals, titles and credit reports; Running and reading DU
• Basic business math to calculate income, assets, taxes and monthly insurance
• Understand rules regulations, policies and/or procedures along with investor guidelines
• Maintains current knowledge about the industry, market trends, competitive position, etc.
• Strives to achieve and exceed productivity expectations and standards
• Ability to ‘pre-underwrite’ the file assuming what conditions will be needed prior to the file being underwritten by the underwriter requirements

Requirements:

• Read, interpret and apply applicable laws, rules, regulations and/or policies and procedures
• Deal with people in a manner which shows sensitivity, tact, and professionalism
• Demonstrated interpersonal, organizational and time management skills
• Accurately document all information pertaining to accounts
• Use basic/business math to solve problems
• Speak clearly, concisely and effectively; listen to, and understand, information and ideas as presented verbally
• Laws governing access to public and private records
• Follow written and/or oral instructions
• Use the telephone in a professional and courteous manner
• Strong computer skills. Must be able to move through the LOS system and other programs
• Time management: Knowing the cut-off times for funding and underwriting so that the file moves smoothly and does not lose a rate lock.
• Knowledge of GFE, APR, interest rates and disclosure/re-disclosure time lines
• Adaptability to a fast paced environment
• Maintain a regular 8 hour shift in addition to any overtime that may be required to keep your pipeline moving smoothly

Other Requirements:

• minimum of 1.5 - 2 yrs experience is required
• maintain a production average of 3 - 4 loan decisions per day

Founded in 2003, CashCall, Inc. has grown to become one of the nation’s premier consumer finance lenders. Headquartered in Anaheim, California, the company employs over 900 lending professionals, each dedicated to providing exceptional customer service.
CashCall has been able to simplify and streamline the loan process, through the seamless coordination of online and offline services to make the process faster, easier and hassle-free.
CashCall Personal Loans and CashCall Mortgage Loans are subsidiaries of CashCall, Inc., each offering a variety of services depending on the applicant’s credit score and needs.
CashCall Mortgage specializes in low interest mortgage loans and home refinancing for borrowers with good credit. Founded by the people who started the very first direct mortgage company in 1995, CashCall Mortgage has streamlined the application and lending process, reducing their own costs and passing these savings on to customers by undercutting larger banks and lenders with lower interest rates no application fees, deposits or points.

CLICK TO APPLY

Our company is looking to hire one dedicated candidate to the position of Senior Mortgage Loan Processor.

Some of the things we are looking for in a potential employee are:

- Excellent written and verbal skills.
- A positive attitude.
- Ability to remain focused considering short deadlines.
- Must be organized and able to manage workflow without direct supervision.
- Must have an attention to detail.
- MUST HAVE A MINIMUM 5 YEARS EXPERIENCE IN LOAN PROCESSING.

Education necessary for this position:

High School diploma or equivalent.

Skills necessary for this position include:

- Must be able and willing to provide direct customer service with borrowers.
- Must have knowledge of computers (specifically Microsoft Office and Adobe Acrobat Standard).
- Must be able to accurately input data in a timely manner and meet deadlines.
- Must have experience with mortgage processing and be able to process loans without extensive training or direct supervision.
- Must be able to contribute tasks outside of job description as needed.
- Must be able to work day shift hours (8AM-5PM)
- Must have experience with Conventional, VA, FHA and USDA loan programs.
- Applicant will be working with “A” paper only.

Training related to office systems will be offered to qualified applicants upon hire.
Knowledge of Encompass 360 or Lenders Office a plus.

Any interested applicants should submit a formal resume via email to Laura@rate1mortgage.com - you will be notified via phone call if you are considered for an interview so please include your phone number with your resume!

Description
When you shepherd a mortgage from start to finish, your customer feels confident every step of the way. Processing a loan can be like guiding a traveler on a long safari. Customers can easily feel lost in the complexities, except for those lucky enough to have someone with your exceptional skill to get them through. In addition, if you’ve been working as an Underwriter or Loan Officer in a bank, this could be your dream opportunity to use your talents in a more fulfilling way!

At K. Hovnanian, we believe in promoting specialization and giving our Associates every opportunity to grow in the area that suits them best. As Loan Officer, you’ll be able to concentrate all your energies on helping customers instead of cold calling and drumming up business. Our strong customer orientation has made us one of the nation’s leading builders of fine homes.

We need a Loan Officer to originate loans within designated builder communities and manage their progress through underwriting, processing, closing and post-closing. You will provide this vital support by generating and maintaining communication between Builder and Mortgage Company and by maintaining a satisfactory closing/backlog capture ratio and expected customer satisfaction.

Requirements for this position include an associate’s degree from a 2-year college or technical school and/or a minimum of 2 years experience in loan origination or sales. Requirements also include the ability to read and interpret governmental regulations and procedure manuals; write reports and business correspondence, effectively present information; and respond to questions from customers and other Associates. Strong communication, analytical and math skills are essential.

Candidate must be committed to maintaining a high level of ethics and integrity in all dealings. A proven track record of success in building effective relationships, establishing rapport and practicing attentive listening is a must. This individual must proactively face challenges and handle all situations with perseverance and patience. Being committed to providing customers with excellent services and products is required. The capacity for creating focus and exceeding goals successfully are necessities for this position.

K. Hovnanian is committed to supporting our staff, offering a competitive benefits package that includes medical, dental and vision coverage, 401(k) plan, life insurance, discounts on homes, appliances, and much more.

CLICK TO APPLY

- Prepare and process mortgage loan records, files and correspondence from application through approval.
- Calculate income and complete self-employed tax return analysis.
- Review appraisal reports for accuracy and potential problems.
- Review documents for acceptability against loan conditions.
- Ensure compliance with bank, regulatory and investor guidelines and customer service standards.
- Communicate with customers, internal staff, brokers, counsel, title companies, etc. to respond to inquiries, resolve problems and obtain all necessary documentation required for the file.
Basic Qualifications
- High school diploma or equivalent
- Two to three years of experience in loan processing and closing activities

Preferred Skills/Experience
- Well-developed ability to manage multiple tasks/projects and deadlines simultaneously
- Thorough knowledge of loan processing and closing policies, procedures, documents, underwriting requirements, governmental and agency requirements, terminology, and automated processing systems
- Thorough knowledge of credit policies and approval processes
- Strong verbal and written communication skills
This is a full-time, 40 hour per week opening. Overtime may be required as needed.
CLICK TO APPLY

Immediate Opening for Mortgage Loan Processor - Domain Expert
Location: Irvine, CA

We are a software development firm seeking an experienced mortgage loan processor to assist with domain expertise. We will provide a complete working environment and provide Fannie Mae loan scenarios.

Candidate Requirements:

• 3 + (three) year’s recent experience with Encompass or Calyx
• Ability to successfully work within a casual, but professional environment.
• Detailed oriented - self starter with ability to anticipate requirements with a wide variety of loan types - purchase, refi, refi-cashout, reverse, construction
• Multi-state experience highly beneficial
• Very attractive hourly compensation with flexible hours.

This is an hourly contract position. Candidates with other full time or contract work are welcome.
If you are interested please contact James Reid at (323) 974-3309, or via email at james.reid@opensoftdev.com

- Administers policies and procedures for mortgage loan servicing/processing or operational functions to ensure compliance with various regulatory, investor, governmental or corporate requirements.
- Interviews, hires, trains, mentors, evaluates and assist subordinate personnel.
- Coordinates work flow for assigned personnel, sets processing deadlines and ensures proper procedures are followed.
- Processes a variety of confidential information and documents.
- Generates correspondence and reports.
- Provides superior service to our customer base as well as internal staff.
- Provides support to department manager and carries out assigned duties and projects.
- Processes mortgage loans on an as-needed basis.
Basic Qualifications

- Bachelor’s degree, or equivalent work experience
- Five or more years of experience in mortgage banking with emphasis on servicing/processing
- Minimum one year of supervisory experience
Preferred Skills/Experience

- Basic knowledge of all aspects of mortgage lending, servicing or operational policies and practices
- Strong problem-solving and decision-making skills
- Excellent interpersonal, verbal and written communication skills
- Ability to manage multiple tasks/projects and deadlines simultaneously

CLICK TO APPLY

Job Summary: Responsible for the underwriting of conventional and government loans

Responsibilities:

 Underwrite Conventional, FHA, and VA loans according to approved underwriting credit guidelines as prescribed by Freddie Mac, Fannie Mae, FHA, VA, and USDA; and follow individual investor guidelines with respect to possible additional overlays on each product
 Coach/counsel personnel in the interpretation and application of underwriting guidelines, providing guidance and recommendations in person or via email or telephone conversations
 Identify and recommend alternative loan structuring and financing solutions as needed
 Communicate all loan decisions in a timely manner
 Prior to any notice of declination, provide file to be reviewed by Regional Underwriting Manager and loan committee for alternative solutions
 Communicate all loan declinations and suspensions verbally to the Mortgage Banker or Branch Manager as quickly as possible
 Clear underwriting conditions to facilitate closing and funding of loans within current turn times posted
 Condition for Field Review on appraisal reports as needed
 Ensure that final loan information is accurate in loan origination system prior to file being submitted to closing, including but not limited to loan amounts, appraised value, interest rate, income, assets, and monthly payments
 Assist when required to satisfy any post-closing issues
 Perform other duties as assigned

Skills:

 Professional, polished, and clear verbal and written communication skills
 Able to work effectively in a collaborative team environment
 Customer-centric attitude

Requirements:

 Minimum of 5-7 years’ experience in mortgage loan underwriting
 Lender system Encompass knowledge preferred

Interested applicants please email cover letter and resume to careers@sentemortgage.com

City: West Sacramento
State: Northern California
Job title: Loan Officer
Reports to: Branch Manager
Position overview:
The Loan Officer will actively solicit Standard Pacific Homes Sales communities with the objective of originating mortgage loans with the capture of complete and accurate borrower information.

Duties will include:
Duties Will Include:
Pre-qualify potential Borrowers, take complete loan applications
Maintain high level of knowledge of changes in market conditions as well as of product knowledge and loan variations to offer applicants
Attend all Grand Openings and Buyer Orientations
Utilize the Automated Underwriting System for loan approval when applicable
Perform all other duties as directed by the Branch Manager
Conduct weekly one on one loan status meetings with Loan Coordinator and Standard Pacific Sales Manager to ensure timely closing of loans
Maintain acceptable levels of product knowledge and technical skills associated with company software

Candidates Will Need to Meet the Following Qualifications:
Must have knowledge of all loan products
Prior Builder-Lender experience preferred, but not required
Knowledge of FHA, VA and FNMA lending requirements and processes
Weekends required
NMLS License required

CLICK TO APPLY

Experienced Mortgage Loan Officers Wanted!
Think you have the experience and talent to be a top producer?
Tired of fighting to fund your loans?
You know how to get the job done but are missing support?
Then Carrington Mortgage Services, WANTS YOU!Carrington Mortgage Services, a subsidiary of Carrington Mortgage Holdings, is a specialty finance company with mortgage lending and servicing operations and an affiliated real estate brokerage. We service several billion in mortgages and are licensed to arrange financing in a majority of states in the U.S.
Carrington Mortgage Holdings manages every aspect of single family assets in any phase of the market. Our core markets include asset manager and broker dealer, residential mortgage origination and special servicing, property management and maintenance and real estate sales and settlement services.

The Carrington Family of Companies employs in excess of 1600 full time associates in various locations throughout the US.
As a member of the Carrington Family you’ll benefit from…

• Aggressive commission splits with low banking and broker fees
• Competitive pricing, no hidden fees or margins
• Diverse product lines
• Paperless loan file flow and process
• Service level commitments for all support functions
• A choice of having processing in the branch or at the corporate office
• Competitive benefits package including, medical, dental, vision and much more
Requirements:

• 2+ years of mortgage lending experience preferred.
• Safe Act of 2008 certification required.
• Must be team oriented.
• Strong experience with FHA and conventional loans.
• Experienced with purchase transactions.
• Must be able to follow loan protocols.
• Multi-State experience and license preferred.
• Must be efficient with computers and loan operating systems.

CLICK TO APPLY

- Administers policies and procedures for mortgage loan servicing/processing or operational functions to ensure compliance with various regulatory, investor, governmental or corporate requirements.
- Interviews, hires, trains, mentors, evaluates and assist subordinate personnel.
- Coordinates work flow for assigned personnel, sets processing deadlines and ensures proper procedures are followed.
- Processes a variety of confidential information and documents.
- Generates correspondence and reports.
- Provides superior service to our customer base as well as internal staff.
- Provides support to department manager and carries out assigned duties and projects.
- Processes mortgage loans on an as-needed basis.
Basic Qualifications
- Bachelor’s degree, or equivalent work experience
- Five or more years of experience in mortgage banking with emphasis on servicing/processing
- Minimum one year of supervisory experience

Preferred Skills/Experience
- Basic knowledge of all aspects of mortgage lending, servicing or operational policies and practices
- Strong problem-solving and decision-making skills
- Excellent interpersonal, verbal and written communication skills
- Ability to manage multiple tasks/projects and deadlines simultaneously

CLICK TO APPLY

Description
Are you passionate about helping homeowners finance their dream? Do you love building relationships that drive customers to your services? Do you crave a working environment that supports and empowers you to achieve the results?

Join one of the Pacific NW’s oldest and most dynamic mortgage lending teams! HomeStreet Bank is searching for top notch producers with a proven track record to join our Southcenter team. Spend your time generating business not doing paperwork!

HomeStreet Bank offers:

- High Commissions for Top Producers

- Quarterly unit bonuses

- Competitive pricing

- State of the art data base management systems

- Top Quality POS software

- In-office support staff

- Online application and approval system

- Exceptional local Underwriting

- Exceptional Processing

- Fast turn times to closing

- FHA, VA and Fannie Mae direct seller

HomeStreet Bank is dedicated to providing our customers the highest level of service. To meet this commitment, Loan Officers are to interact with customers in an exacting and professional manner, have a thorough knowledge of HomeStreet Bank lending products, act with the highest level of integrity, meet compliance standards and maintain a minimum production standard. Loan Officers will consistently and actively generate new clients and referral sources, consistently maintain and market a data base, meet with customers both in and out of the office, negotiate mortgage loan terms and conditions, input applications in to the POS system, and manage and grow an active pipeline.

REQUIREMENTS:

A minimum of three years of experience as a Residential Mortgage Loan Officer in the Mountlake Terrace market with a proven track record (Proof of production required)

Experience with core lending products (Conventional, FHA, VA) required

Experience with specialty products (203K, USDA, Fannie Renovation) preferred

Ability to review and analyze customer financial status, goals, needs and to recommend appropriate products

Excellent math skills

Excellent communication skills

Ability to work under high pressure deadline with diplomacy

Strong sales skills

Excellent attention to detail

Self motivated and success focused

Must have a valid driver’s license and proof of insurance

This position requires National Mortgage Licensing System and Registry (NMLS)registration under the terms of the Safe Act of 2008. As such, upon active employment with HomeStreet Bank, you will be required to either register via the NMLS Registry or re-register and move your previous registration to HomeStreet Bank’s registration. Your continued employment in this position is contingent upon successful registration after your start date and annual re-registration thereafter.
HomeStreet Bank is an Equal Opportunity Employer

CLICK TO APPLY

Location: Irvine, CA

First National Bank, a national mortgage lender, is looking for an experienced Processor for its Irvine California Retail Loan Center. This is a permanent position.

Candidate Requirements:

• 3 + (three) year’s advanced recent experience with Encompass.
• 5 + (five) years of recent processing experience with no employment gaps verifiable by the FBI and FDIC.
• 3 + (three) year’s recent FHA experience along with FNMA and FHLMC.
• Familiarity with national lending practices preferred.
• Detailed oriented - self starter with ability to anticipate requirements at all loan stages.
• Ability to successfully work within a high producing casual, but professional environment.
• Ability to process 30 + loans per month.
• Must have experience working for a direct/correspondent lender NOT a broker.

First National Bank offers excellent benefits, including medical, dental, 401(k) and more! If you are interested in joining an aggressive, entrepreneurial company, please fax your resume to (877) 545-8776.

First National Bank is an Equal Opportunity Employer

Experienced Loan Officers Wanted!
Think you have the experience and talent to be a top producer?
Tired of fighting to fund your loans?
You know how to get the job done but are missing support?
Then Carrington Mortgage Services, WANTS YOU!Carrington Mortgage Services is a fully integrated mortgage company with mortgage lending and servicing operations and an affiliated real estate brokerage. We service approximately $16 billion in mortgages and are licensed to arrange financing in a majority of states in the U.S.

Our Real Estate Affiliate lists and sells retail & REO properties for Carrington Mortgage Services. These REO’s generate 5+ pre-qualifications and purchase leads.
As a member of the Carrington Family you’ll benefit from…

Aggressive commission splits with low banking and broker fees
Competitive pricing, no hidden fees or margins
Diverse product lines
Paperless loan file flow and process
Service level commitments for all support functions
A choice of having processing in the branch or at the corporate office
Competitive benefits package including, medical, dental, vision and much more

Requirements:

2+ years of mortgage lending experience preferred.
Safe Act of 2008 certification required.
Must be team oriented.
Strong experience with FHA and conventional loans.
Experienced with purchase transactions.
Must be able to follow loan protocols.
Multi-State experience and license preferred.
Must be efficient with computers and loan operating systems.

CLICK TO APPLY

- Prepare and process mortgage loan records, files and correspondence from application through approval.
- Calculate income and complete self-employed tax return analysis.
- Review appraisal reports for accuracy and potential problems.
- Review documents for acceptability against loan conditions.
- Ensure compliance with bank, regulatory and investor guidelines and customer service standards.
- Communicate with customers, internal staff, brokers, counsel, title companies, etc. to respond to inquiries, resolve problems and obtain all necessary documentation required for the file.
Basic Qualifications

- High school diploma or equivalent
- Two to three years of experience in loan processing and closing activities

Preferred Skills/Experience

- Well-developed ability to manage multiple tasks/projects and deadlines simultaneously
- Thorough knowledge of loan processing and closing policies, procedures, documents, underwriting requirements, governmental and agency requirements, terminology, and automated processing systems
- Thorough knowledge of credit policies and approval processes
- Strong verbal and written communication skills
This is a full-time, 40 hour per week opening. Overtime may be required as needed.

CLICK TO APPLY

The Appraisal Desk Specialist candidate chosen will be working for a Growing Financial Services Company in downtown San Francisco. The ideal candidate will have a strong understanding of the entire loan process and familiar with appraisals.

The Appraisal Desk Specialist will be responsible for handling the three phases of getting an appraisal for a mortgage loan as shown below.

Pre-order duties: determining the appropriate appraiser(s) to appraise a particular property, sending out bid requests to the appraiser, following up on unanswered bid requests, forwarding bids to the Loan Officers, looking for new bids if the Loan Officers reject, following up with Loan Officers why bids have not turned to orders

Order duties: ordering appraisals, confirming orders have been received by the appraisers, following up on inspection dates, forwarding documents or information required by the appraiser, following up on late appraisals

Post order duties: forwarding received appraisals to the Loan Officers, storing the appraisals, processing the invoices for payment by Accounts Payable, resolving invoice or payment issues, contacting the appraiser for report corrections

Perform duties as required by the Appraisal Desk Manager and Director of Lending Strategy, Products and Sales

Basic Skills and Experience Required:

Strong home mortgage processing background
Knowledge and understanding of appraisals.
Have worked with loan origination systems.
Familiar with government regulations on appraisals (a plus)
Strong written and verbal communication skills.
Strong initiative and detail oriented.
Ability to work independently and multi-task efficiently.
Have a positive attitude with outstanding customer service skills.
Proficient in Microsoft Office.

Please email kmitchell@condegroup.com with your updated resume if you are interested.

Experienced Mortgage Loan Officers Wanted!
Think you have the experience and talent to be a top producer?
Tired of fighting to fund your loans?
You know how to get the job done but are missing support?
Then Carrington Mortgage Services, WANTS YOU!Carrington Mortgage Services, a subsidiary of Carrington Mortgage Holdings, is a specialty finance company with mortgage lending and servicing operations and an affiliated real estate brokerage. We service several billion in mortgages and are licensed to arrange financing in a majority of states in the U.S.

Carrington Mortgage Holdings manages every aspect of single family assets in any phase of the market. Our core markets include asset manager and broker dealer, residential mortgage origination and special servicing, property management and maintenance and real estate sales and settlement services.

We are opening a new branch in Columbia and looking to hire experienced loan officers. If you’re interested in hearing more about Carrington Mortgage Services and why we are setting the bar for the entire industry please feel free to contact me at the below number.

The Carrington Family of Companies employs in excess of 1600 full time associates in various locations throughout the US.
As a member of the Carrington Family you’ll benefit from…

· Aggressive commission splits with low banking and broker fees
· Competitive pricing, no hidden fees or margins
· Diverse product lines
· Paperless loan file flow and process
· Service level commitments for all support functions
· A choice of having processing in the branch or at the corporate office
· Competitive benefits package including, medical, dental, vision and much more
Requirements:

· 2+ years of mortgage lending experience preferred.
· Safe Act of 2008 certification required.
· Must be team oriented.
· Strong experience with FHA and conventional loans.
· Experienced with purchase transactions.
· Must be able to follow loan protocols.
· Multi-State experience and license preferred.
· Must be efficient with computers and loan operating systems.

Recruiter Contact Info:

John Cervantes
Phone: 949-517-7127
Email: John.Cervantes@carringtonmh.com

Please visit our website: www.carringtonhc.com

Carrington Mortgage Services is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, gender, national origin, ancestry, age, marital status, sexual orientation, veterans status, physical or mental disability or any other legally protected category. CMS will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company

CLICK TO APPLY

Flagship Financial Group is seeking a highly self-motivated individual to assume the position of Mortgage Loan Officer in the Minneapolis area.

Flagship Financial has over 30 lenders and offers Loan Officers the opportunity to build clientele base with our multiple lead programs, realtors and marketing support specialist. Our processor is the best in the business and will get your loans closed. Additional support is provided with our in house credit repair specialist. Our branch is licensed in: CA, MN, ND, OH, TX and WI.

Essential Functions:

1. Prepare loan applications for clients and discuss client’s expectation of loan process. Qualify clients to determine if financing is possible.
2. Keep communications with Branch Manager regarding loan pipeline and prospects.
3. Maintain, develop and have a thorough understanding of all home loan programs, guidelines and changes that are up and coming.
4. Obtain pertinent documents for processing.
5. Must obtain the Nationwide Mortgage Licensing System and Registry.

Please contact Tina to discuss your future with Flagship Financial Group.
tanthony@ffgpartners.com
877-782-7696 ext. 101

Mortgage Banker looking for Govt Underwriter

Must have active CHUMS # and VA Lapp approval.

Underwriter FHA VA USDA and Conv loans to investor and
agency guidelines.

Salary based on experience up to 70K. Health Insurance.
Must have underwritten FHA and VA loans within the last year.

Send resume to dwolfe@wolfefin.com

Strong team player with excellent written/verbal communication and computer skills. NMLS License preferred.

Location: Aventura - Miami Dade FL

• Compensation: 20,000 - 30,000 plus $200 to $300 bonus per loan closed (average 5 loans per month)

Please send all resumes to info@kalbadvisors.com

Contract to permanent position for right candidate.

Office Location: Laguna Hills, CA

Candidate Requirements:

• Dedicated work ethic to maintain pipeline demands.
• Detailed oriented - self starter with ability to anticipate requirements at all loan stages.
• Ability to successfully work within a high producing professional environment.
• Ability to process 20-30 loans per month.
• 8+ years (but no less than 5) experience with verifiable references.
• Must have experience working for a direct/correspondent lender NOT a broker.
• Advanced experience working with Calyx Point, DU & LP. Sales Force a plus.
• Excellent interpersonal, verbal, and written communication skills a must.
Candidates must not have greater than a 6-month lapse from last employment as a processor to be considered.

Salary + Bonus negotiated based on experience and performance.

Please email resume, references, and cover letter to brandi@romancap.com

Submissions without references will not be considered.

Cambridge Savings Bank is searching for an experienced Mortgage Underwriter to join our Underwriting department in Arlington Center. In this position, you will be responsible for making loan decisions on behalf of CSB and Secondary Market investors. You will analyze financial and collateral documentation provided to ensure a strong, sound and compliant underwriting decision is made on all loans. You will maintain a constant working knowledge of all Secondary Market Underwriting and Product guidelines as appropriate to investors that we sell loans to. You will make appropriate lending decisions to approve, decline, counteroffer or suspend applications as necessary, adhering to bank or secondary marketing guidelines. Additionally, you will work closely with Loan Analysts and Mortgage Originators to ensure all required documentation is obtained, reviewed and acceptable.

Qualifications:

Qualified candidates will possess a high school education along with a minimum of three years of recent experience in Residential Mortgage loan underwriting. You must possess a thorough understanding of standard Secondary Market guidelines, specifically FNMA along with excellent analytical, oral and written communication skills. FHA experience is a plus.

Cambridge Savings Bank, headquartered in Harvard Square, and with 16 banking centers located throughout Eastern, MA, is dedicated to maintaining our strong financial position by providing our customers with a full range of individual and business banking services in a professional, personal way. We are equally dedicated to our employees providing a work environment built on respect, support, and teamwork. Cambridge Savings Bank offers a competitive salary and benefits package and friendly work environment with unique opportunities for growth and development.

Qualified candidates should apply online (please include resume and cover letter)

CLICK TO APPLY

For more information www.cambridgesavings.com

Member FDIC Member DIF

An Equal Opportunity Employer
EEO/D/V

Cambridge Savings Bank is searching for a detailed-oriented consumer lending professional to join our lending department. As a Loan Analyst, you will be responsible for processing and closing all residential and consumer loans. You will prepare residential and consumer loan closing packages for the Bank’s closing agent and branch personnel and ensure a smooth process from application to closing. You will provide assistance to the loan officers by updating loan data for entry into the Bank’s loan system and keep the loan officers and branch personnel informed of the status and conditional requirements of the loans and loan modifications. Additionally, you will communicate key updates to borrowers regarding loan condition requirements and loan status while ensuring efficient turnaround times and managing your assigned pipeline.

Qualifications:

Qualified candidates will possess a high school education along with a minimum of two years experience as a loan processor or loan closer. Working knowledge of MS Office along with exceptional communication (both written and oral), customer service skills, and a thorough understanding of lending procedures and regulations are required.

Cambridge Savings Bank, headquartered in Harvard Square, and with 16 banking centers located throughout Eastern, MA, is dedicated to maintaining our strong financial position by providing our customers with a full range of individual and business banking services in a professional, personal way. We are equally dedicated to our employees providing a work environment built on respect, support, and teamwork. Cambridge Savings Bank offers a competitive salary and benefits package and friendly work environment with unique opportunities for growth and development.
Qualified candidates should apply online (please include resume and cover letter)

CLICK TO APPLY

For more information, please visit our website at www.cambridgesavings.com

An Equal Opportunity Employer
EEO/D/V

First American Mortgage Trust is seeking an enthusiastic loan processor to join our growing team. This is a great opportunity for a processor with some experience who is looking to take an active role. The opportunity offers the potential for advancement for motivated individuals. Candidates who are inexperienced in the industry who show a strong ability to learn will be considered for this role.

The person hired for this role would be responsible for gathering loan conditions, communicating between underwriters, registration, account executives, brokers/lenders and borrowers. The person in this role would be required to create loan disclosures out of our loan software.

The person in this role may be cross trained to work with the closing department. Candidates should have the desire and ability to be trained for management track.

Idea candidates will have the following skills:

• B.A. or B.S. in Business, Finance, Economics, Mathematics or related
• Strong written and verbal communication skills
• Strong determination to learn
• Strong analytical abilities
• Strong attention to detail
• Professional phone manner, strong English language skills

Preferred candidates will also:

• Have experience with FHA loans
• Have some processing experience

First American Mortgage Trust is an FHA mortgage lender specializing in true manual underwriting. We work with wholesale and correspondent loans as well as some retail loans. We are licensed in approximately 20 states and have a national presence. Find us on the web at www.nxtloan.com.

To apply, please send your resume in PDF or MS Word format to Kenneth Milton at Kenneth.milton@nxtloan.com. If you have any questions, please call Kenneth at 617-232-1225 x59.

Mortgage Loan Processor - San Antonio, TX - 00147945

People within the Business Process Outsourcing (BPO) organization are responsible for the day-to-day provision of long-term outsourcing services to one or several clients. Typically, people in BPO are based permanently at a client location. BPO helps clients develop and deliver business process innovations with cutting-edge outsourcing services. These services transform enterprises and deliver high performance at lower costs. We offer a full array of business process outsourcing services founded on operational excellence and cost effectiveness.

Our BPO resources can expect to:

• Incorporate skills which support their area of BPO
• Receive ongoing training to build and extend professional, technical and management skills in all areas
• Enjoy our comprehensive and generous benefits package

The Mortgage Loan Processor processes transactions for relevant business processes in various systems and tracking tools. He/she demonstrates knowledge of processes and related systems in order to effectively perform their responsibilities. He/she solve problems by precedent and reference detailed instructions and procedural documents, escalating issues and seeking advice when faced with complex issues and problems.

Profile/Role Description:

• Review loan file to verify procedures per guidelines.
• Makes intro call to verify loan details and requests additional documentation if necessary.
• Reviews all documents retrieved against those requested, analyzes for accuracy and/or errors.
• Making right party contact within allocated timeframe and setting customer expectation for document delivery date.
• Manage pipeline of loans within required performance standards within closing and rate lock expiration time frame.
• Guarantee on time closing by completing all required pre-closing steps; preparing file for closer within required performance standards.
• Obtain and review customer documents, and clear conditions commensurate with authority level.
• Ensure integrity of all data and process inputs. Order necessary documents and follow-up with vendors/third parties to obtain in timely manner.
• Submit loans to underwriting for conditional review and full approval upon receipt of appraisal, once all DU conditions have been met and validated.
• Maintain monthly performance measurements: Timeliness, production goals, suspense, compliance/regulatory, and customer satisfaction.
• Exceed customer expectations by providing highest level of customer service.
• Successful candidate will be required to obtain first level credit signature authority (AUSI) within time frame as defined by management

Basic Qualifications:

• Minimum of 2 years mortgage experience
• High school diploma

Professional Skill Requirements:

• Requires organizational and time management skills to balance workload and meet deadlines.
• Ability to prioritize complex diversified responsibilities and multi task in a fast paced environment.
• Excellent customer service and communication skills.
• Must be willing to assist teammates and build strong relationship with sales partners to achieve closing goals.
• Computer skills: Microsoft Word, Outlook.

CLICK TO APPLY

Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.

Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States and with Accenture (i.e., H1-B visa, F-1 visa (OPT), TN visa or any other non-immigrant status).**

Accenture is an Equal Opportunity Employer.

Mortgage Loan Processor - Charlotte, NC - 00147718

People within the Business Process Outsourcing (BPO) organization are responsible for the day-to-day provision of long-term outsourcing services to one or several clients. Typically, people in BPO are based permanently at a client location. BPO helps clients develop and deliver business process innovations with cutting-edge outsourcing services. These services transform enterprises and deliver high performance at lower costs. We offer a full array of business process outsourcing services founded on operational excellence and cost effectiveness.

Our BPO resources can expect to:

• Incorporate skills which support their area of BPO
• Receive ongoing training to build and extend professional, technical and management skills in all areas
• Enjoy our comprehensive and generous benefits package

The Mortgage Loan Processor processes transactions for relevant business processes in various systems and tracking tools. He/she demonstrates knowledge of processes and related systems in order to effectively perform their responsibilities. He/she solve problems by precedent and reference detailed instructions and procedural documents, escalating issues and seeking advice when faced with complex issues and problems.

Profile/Role Description:

• Review loan file to verify procedures per guidelines.
• Makes intro call to verify loan details and requests additional documentation if necessary.
• Reviews all documents retrieved against those requested, analyzes for accuracy and/or errors.
• Making right party contact within allocated timeframe and setting customer expectation for document delivery date.
• Manage pipeline of loans within required performance standards within closing and rate lock expiration time frame.
• Guarantee on time closing by completing all required pre-closing steps; preparing file for closer within required performance standards.
• Obtain and review customer documents, and clear conditions commensurate with authority level.
• Ensure integrity of all data and process inputs. Order necessary documents and follow-up with vendors/third parties to obtain in timely manner.
• Submit loans to underwriting for conditional review and full approval upon receipt of appraisal, once all DU conditions have been met and validated.
• Maintain monthly performance measurements: Timeliness, production goals, suspense, compliance/regulatory, and customer satisfaction.
• Exceed customer expectations by providing highest level of customer service.
• Successful candidate will be required to obtain first level credit signature authority (AUSI) within time frame as defined by management

Basic Qualifications:

• Minimum of 2 years mortgage experience
• High school diploma

Professional Skill Requirements:

• Requires organizational and time management skills to balance workload and meet deadlines.
• Ability to prioritize complex diversified responsibilities and multi task in a fast paced environment.
• Excellent customer service and communication skills.
• Must be willing to assist teammates and build strong relationship with sales partners to achieve closing goals.
• Computer skills: Microsoft Word, Outlook.

CLICK TO APPLY

Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.

Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States and with Accenture (i.e., H1-B visa, F-1 visa (OPT), TN visa or any other non-immigrant status).**

Accenture is an Equal Opportunity Employer.

Closer - San Antonio, TX - 00147503
People within the Business Process Outsourcing (BPO) organization are responsible for the day-to-day provision of long-term outsourcing services to one or several clients. Typically, people in BPO are based permanently at a client location. BPO helps clients develop and deliver business process innovations with cutting-edge outsourcing services. These services transform enterprises and deliver high performance at lower costs. We offer a full array of business process outsourcing services founded on operational excellence and cost effectiveness.

Our BPO resources can expect to:

• Incorporate skills which support client initiatives
• Receive ongoing training to build and extend professional, technical and management skills in all areas
• Enjoy our comprehensive and generous benefits package

The primary responsibility of the Closer is to review and approve the Title on the front end, follow up with Title Company for correct Title, send out preliminary loan documents, follow up for and receive HUD and approve or ask for changes. The Closer is also responsible for sending out final loan documents and ordering the funds. These steps must be completed with accuracy in a limited amount of time.

Basic Qualifications:

• Minimum of 2 years closing experience
• High School diploma or equivalent

Professional Skill Requirements:

• Ability to effectively handle projects in a timely manner
• Meets deadlines while working under time constraints and pressure
• Excellent written and verbal communication skills
• Detail oriented and exceptional organizational skills
• Must be able to multi-task, be flexible/adaptable

CLICK TO APPLY

Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.

Applicants for employment in the US must have work authorization that does not now or in the future require sponsorship of a visa for employment authorization in the United States and with Accenture (i.e., H1-B visa, F-1 visa (OPT), TN visa or any other non-immigrant status).

Accenture is an Equal Opportunity Employer.

Underwriter II - San Antonio, TX - 00147943

People within the Business Process Outsourcing (BPO) organization are responsible for the day-to-day provision of long-term outsourcing services to one or several clients. Typically, people in BPO are based permanently at a client location. BPO helps clients develop and deliver business process innovations with cutting-edge outsourcing services. These services transform enterprises and deliver high performance at lower costs. We offer a full array of business process outsourcing services founded on operational excellence and cost effectiveness.

Our BPO resources can expect to:

• Incorporate skills which support Account Order initiatives
• Receive ongoing training to build and extend professional, technical and management skills in all areas
• Enjoy our comprehensive and generous benefits package

The Underwriter II has the following responsibilities:

• Perform income, credit and property analysis on conventional loan files submitted within the time frame established by departmental management
• Perform timely reviews of conditions submitted a well as loan resubmissions
• Analyze challenging loan packages to render sound credit solutions
• Maintain quality and production standards as defined by business
• Provides exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed.
• Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company’s standards
• Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers
• Actively cooperate and interact with all entities of the client
• Perform other job related duties and special projects as required

Basic Qualifications:

• Minimum 3 years of experience in underwriting property and credit with lender approved, full package final signoff authority
• High school diploma

Preferred Skills:

• Bachelor’s degree in finance or accounting preferred
• Previous experience with financial statements and A/R and A/P schedules is a plus

Professional Skill Requirements:

• Experience with and knowledge of property and credit underwriting requirements of FNMA, FHLMC, and private mortgage insurance companies
• Ability to effectively make decisions in an independent manner and availability as a resource advisor for all staff
• Good analytical, problem solving, organizational and communication skills needed
• Excellent oral and written communication skills are required
• Computer skills: Microsoft Word, Outlook

CLICK TO APPLY

Applicants for employment in the U.S. must possess work authorization which does not require now or in the future sponsorship by the employer
For a visa.

Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.

Accenture is an Equal Opportunity Employer.

Underwriter II - Charlotte, NC - 00147555

This is your invitation to showcase your Underwriter skills and experience with an organization offering greater opportunity, greater challenge and greater satisfaction. Accenture, a global management consulting, technology and outsourcing company is currently recruiting for careers within Accenture Credit Services BPO (Business Process Outsourcing).
We are a dedicated team of people who provide end-to-end mortgage processing capabilities to our clients through long-term partnerships. We not only maintain this key business function for clients, we constantly seek to improve them to help our clients move ahead of the competition.

Our Accenture Credit Services BPO professionals can expect to:

• Incorporate skills which support Account Order initiatives
• Receive ongoing career development and training to build and extend professional, technical and management skills in all areas
• Enjoy our comprehensive and generous benefits package
The Underwriter II has the following responsibilities:
• Perform income, credit and property analysis on conventional loan files submitted within the time frame established by departmental management
• Perform timely reviews of conditions submitted a well as loan resubmissions
• Analyze challenging loan packages to render sound credit solutions
• Maintain quality and production standards as defined by business
• Provides exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed.
• Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company’s standards
• Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers
• Actively cooperate and interact with all entities of the client
• Perform other job related duties and special projects as required
Basic Qualifications:
• Minimum 3 years of experience in underwriting property and credit with lender approved, full package final signoff authority
• High school diploma
Preferred Skills:
• Bachelor’s degree in finance or accounting preferred
• Previous experience with financial statements and A/R and A/P schedules is a plus

Professional Skill Requirements:
• Experience with and knowledge of property and credit underwriting requirements of FNMA, FHLMC, and private mortgage insurance companies
• Ability to effectively make decisions in an independent manner and availability as a resource advisor for all staff
• Good analytical, problem solving, organizational and communication skills needed
• Excellent oral and written communication skills are required
• Computer skills: Microsoft Word, Outlook

CLICK TO APPLY
Applicants for employment in the U.S. must possess work authorization which does not require now or in the future sponsorship by the employer
for a visa.

Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.

Accenture is an Equal Opportunity Employer.

Experienced, responsible, dependable lender sought with background in consumer and real estate lending. Responsibilities include: information collection, credit analysis, real estate disclosures, loan closings, past due loans, collections, some outside Bank business development, and other supervisory responsiblities. Pay will be negotiated on experience.

CLICK TO APPLY

POSITION TITLE: Mortgage Loan Underwriter (Contract)
DEPARTMENT: Mortgage

Mortgage Loan Underwriter (Contract-March-July)

The following statements are intended to describe the general nature and level of work performed by employees assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties, and skills required of incumbents.

SUMMARY: Responsible for analyzing and underwriting mortgage loan files and all documentation needed to determine the risk and compliance within guidelines to render a credit decision.

ESSENTIAL DUTIES AND RESPONSIBILITIES:
Performs an in-depth analysis of all loans and documentation to ensure compliance with company and/or investor guidelines.
Underwrites and evaluates risk associated with the transaction in order to make a sound, prudent loan decision.
Reviews all documentation on the loan received from the originators, processor(s) and/or members.
Communicates file status and/or any problems with a loan to any necessary party.
Interacts closely with management, staff and members to achieve divisional goals in turn time, pull through and member satisfaction.
Manages pipeline for timely and accurate underwriting of loan files to maintain consistent and acceptable turnaround times.
Analyzes collateral and appraisal reports to determine the acceptability of the collateral, that the value is supported and that it meets investor, Andrews Federal and secondary market guidelines.
Reviews all major changes in the loan throughout the process to determine whether those changes will affect the original credit decision and make necessary adjustments as required. Transmit, submit and update AUS findings as required.
Collaborates with management on questionable loans to determine a possible course of action.
Assists in the audit and response to Quality Control and Audit findings.
Maintains current knowledge on mortgage products, underwriting guidelines and industry regulations.
Attends work regularly and accordance to work schedule; limits absences according to personnel policies regarding leave usage.
Interacts with co-worker, supervisors, members and outside contacts in an appropriate professional manner which projects a positive image of the department and Andrews Federal.
Remains cognizant of and adheres to Andrews Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.

ADDITIONAL DUTIES:
Supports management with special projects and assignments as required.
Performs additional duties and responsibilities as directed.

MINIMUM REQUIREMENTS:
Requires five to ten years of conventional mortgage underwriting experience. Must be familiar with Fannie Mae guidelines and possess a demonstrated knowledge of lending policies, procedures and regulations (e.g. Truth-in-Lending, HMDA, RESPA, ECOA, Fair Credit Reporting Act, and Bank Secrecy Act). Must possess an analytical ability to conduct a thorough review of an applicant’s financial position and documentation in order to provide a final decision on the loan within program guidelines. Must have a thorough understanding of the requirements and features of the mortgage loan programs offered by Andrews Federal, private investors, and the secondary market. Knowledge of FHA and VA loan guidelines preferred. Knowledge of FICS mortgage origination and servicing software preferred. Must have strong PC skills including word processing and spreadsheets. Must have excellent organizational, verbal and written communication skills. Must be detail oriented.

REGULATORY REQUIREMENT:
Must be registered or be able to successfully register as a Mortgage Loan Originator with the Nationwide Mortgage Licensing System and Registry, and to obtain and provide the associated identifier. Must be able to maintain this registration and renew annually as required. Must not be included on the US General Services Administration (GSA) Excluded Party List or the HUD Limited Denial of Participation List (LDP List) at the time of hire or during the course of employment.

PHYSICAL REQUIREMENTS AND WORK ENVIRONMENT:
Requires the ability to sit at a desk and computer for extended periods of time. Must be able to use a personal computer, 10 key calculator, telephone, and fax machine.

CLICK TO APPLY

POSITION TITLE: Mortgage Loan Processor (Contract)
DEPARTMENT: Mortgage

SUMMARY: Responsible for gathering and analyzing documentation required to facilitate the movement of first mortgage and home equity loans through to Underwriting and Closing as efficiently and timely as possible. Proactively assists within the department to help Management achieve department goals and objectives.

ESSENTIAL DUTIES AND RESPONSIBILITIES:
1. Manages pipeline for timely and accurate collection of documentation needed to process loan files in preparation for submission to Underwriting.

2. Processes mortgage applications that are originated by Andrews Federal. Processing activities include, but are not limited to: verification of income, employment, assets, down payments, debts, and property values.
3. Responsible for ensuring that all applications are complete, including preparation and issuance of required disclosures, etc.

4. Reviews and evaluates the title examination report to determine loan eligibility and proper ownership. Establishes appropriate closing instructions to ensure proper lien position.

5. Coordinates and prepares pre-closing, working with Title companies and/or attorneys in conjunction with the closing process and documents. Performs all system file maintenance and coordinates the elimination of any obstacles to closing.

6. Serves as a primary contact with all parties on individual loans originated from application to closing.

7. Assists and/or provides back up for the Home Equity Loan Processor when needed.

8. Maintains current knowledge on mortgage products, underwriting guidelines and industry regulations.

9. Attends work regularly and accordance to work schedule; limits absences according to personnel policies regarding leave usage.

10. Interacts with co-worker, supervisors, members and outside contacts in an appropriate professional manner which projects a positive image of the department and Andrews Federal.

11. Remains cognizant of and adheres to Andrews Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.

ADDITIONAL DUTIES:
1. Supports the servicing functions within the department as necessary (e.g. FICS daily processes).

2. Performs additional duties and responsibilities as directed.

MINIMUM REQUIREMENTS:
Requires three to five years of conventional mortgage processing experience. Must be familiar with Fannie Mae guidelines and possess a demonstrated knowledge of lending policies, procedures and regulations (e.g. Truth-in-Lending, HMDA, RESPA, ECOA, Fair Credit Reporting Act, and Bank Secrecy Act)… Must possess an analytical ability to review all documentation needed for the loan files to determine qualifications up front prior to submission of loan to Underwriting or Closing. Must have a thorough understanding of the requirements and features of the mortgage loan programs offered by Andrews Federal, private investors, and the secondary market. Knowledge of FHA and VA loan guidelines preferred. Knowledge of FICS mortgage origination and servicing software preferred. Must have strong PC skills including word processing and spreadsheets. Must have excellent organizational, verbal and written communication skills. Must be detail oriented.

REGULATORY REQUIREMENT:
Must be registered or be able to successfully register as a Mortgage Loan Originator with the Nationwide Mortgage Licensing System and Registry, and to obtain and provide the associated identifier. Must be able to maintain this registration and renew annually as required. Must not be included on the US General Services Administration (GSA) Excluded Party List or the HUD Limited Denial of Participation List (LDP List) at the time of hire or during the course of employment.

PHYSICAL REQUIREMENTS:
Requires the ability to sit at a desk and computer for extended periods of time. Must be able to use a personal computer, 10 key calculator, telephone, and fax machine.

CLICK TO APPLY

As an employee of Citizens Financial Group, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Financial Group is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens Financial Group is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.
Qualifications

BA/BS degree or equivalent experience in residential mortgage sales preferred

Three plus years of retail residential mortgage sales experience

Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)

Established relationships with local referral networks

Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences

Strong computer skills and experience utilizing laptop technology

Successful candidate must meet and comply with all requirements for Mortgage Loan Originators set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS
Hours and Work Schedule

Hours per Week: 40

Work Schedule: Monday-Friday 8:00AM-5:00PM
Equal Employment Opportunity

It is the policy of RBS Citizens, N.A. to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, religion, sex, age, national origin, sexual orientation, gender identity or expression, disability, genetic information, pregnancy, veteran or military status, marital or domestic partner status, or any other factor protected by federal, state, and/or local laws.
378323

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Description
RoundPoint Mortgage Company is known for our reputation for outstanding customer service, and our cutting-edge technology differentiates us from the rest of the mortgage industry. We are always on the lookout for candidates that may join us in our pursuit of promoting homeownership for all of our customers. RoundPoint is committed to attracting and retaining a diversified work force with the education, skills and enthusiasm to help us grow and maintain our financial success.

RoundPoint Mortgage is a national lender that provides you quality leads each day.
RoundPoint Mortgage is a direct Mortgage Banker offering a complete array of products, programs, and solutions.
With the Tavistock Group as our parent company, we have a lower cost of capital enabling us to be the lowest cost lender on a consistent basis closing loans faster than other lenders
Lender licensed in 47 states
In-house Underwriting and Closing, and a full Operations Staff to support your business
Mortgage Products include Conventional, FHA, VA and Jumbo products
Marketing platform with state of the art technology and best in class lead management systems
Paperless origination, processing and underwriting system
Company pays for you to get licenses in additional states
Full Benefits package including Health, Dental, Vision and matching 401(k)
Responsibilities
The incumbent is responsible for originating residential conventional and government mortgages in an incoming call center model in which internet LEADS ARE PROVIDED TO LOAN OFFICERS!
Meet sales objectives in a fast-paced and professional environment.
Promotes conventional and government programs to prospective customers.
Counsels prospective customers regarding appropriate mortgage programs and respond thoroughly to all questions
Pre-qualifies based on income, debt, employment history, and other credit data required for loan approval.
Determines customers’ eligibility and acceptability of loan risk
Originates loan applications and monitors the loan from application through closing process, maintaining effective communications with customers, referral sources, and loan support staff
Utilizes automated UW systems, LOS system, email and other technologies to issue point of sale approvals, lock-ins, and for customer service, follow up, and referral purposes
Develop referral sources and self-generated business from realtors, builders, and other service provider/network sources.
Higher pay-out for self-generated business
Reinforces company value proposition and supports same in all dealings internally and externally
Work in the Rockville, MD office during normal business hours with occasional evening and weekend work as business needs and job responsibilities require.
Requirements
Working knowledge of conventional and government loan programs
Understanding of the real estate finance industry
Two years’ sales experience and computer skills required
Two years of previous Mortgage Loan Origination experience
A combination of education and/or related industry background may reduce the experience requirements
Multiple state licenses to originate loans.
The ability to obtain licensing authority to perform origination functions, including National Certification, in multiple states
The ability to maintain licenses and meet state-specific continuing educational requirements

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Necessary Knowledge, Skills and Abilities
Proficient reading, writing, grammar, and mathematics skills
Proficient interpersonal relations, communicative, and sales skills
A thorough knowledge of the features and benefits of all bank agriculture and commercial products and services
A working knowledge of bank operating policies and procedures which impact agriculture and commercial services; visual and auditory skills; valid driver’s license.
Need to have an analytical approach
Ability to deal with customers in stressful times
Discipline and focus
Must be organized and confidential
Job Description: General Purpose:
Responsible for performing a variety of duties to meet the agricultural services needs of customers; achieving customer service goals as established in the annual review; complying with operating policies and procedures established for the lending services function; communicating with appropriate personnel; close interaction with Credit Administration with respect to all aspects of loan origination and ongoing servicing; responding to inquiries or requests for information; maintaining appropriate records and providing assigned reports.

Duties and Responsibilities:
1.Performs a variety of duties to meet the agricultural servicing needs of customers as follows:

a.Solicits new business from present and prospective customers; maintains ongoing business relationships with present customers in order to take advantage of additional cross-selling opportunities.
b.Conducts customer interviews to determine financial needs.
c.Conducts customer site visits to inspect business operation and collateral annually and on an as needed basis.
d.Maintains a thorough knowledge of the features and benefits of all Agri-Max products and services in order to ascertain customer needs and to sell in conjunction with these needs.
e.Provides direct service to customers of the department with respect to loan, and other miscellaneous products and services; approves or rejects loan applications within individual lending authority. Recommends to management and appropriate authority level; applications above the established limit of authority.
f.Obtains and analyzes all necessary financial data, credit reports, etc. to conduct the credit analysis.
g.Proactively works with the Credit Administration resulting in complete and timely analysis of Lending Accounts within his/her portfolio.
h.Assists customers in obtaining specialized services from other departments as necessary; provides help to customers with specific inquiries or service problems.
i.Instructs loan clerks on loan closing document preparation
j.Conducts loan closings of credits approved.
k.Develops and maintains referral network for new business development.
l.Conducts business development calls to area businesses.
m.Conducts customer contact and collection activity on assigned past due loan accounts.
n.Maintains a working knowledge of organizational operating policies and procedures which impact lending services.
o.Prepares and maintains accurate records of all customer service calls made and meetings held with present and prospective customers.

2.Monitors individual job performance versus objectives on a regular basis; discusses performance with appropriate supervisor on a frequent basis.

3.Jointly establishes annual quantitative customer service and sales objectives with assigned supervisor; this activity to be integrated with the Department’s annual operating plan.

4.Complies with established operating policies and procedures in order to maintain adequate controls and to support the organizations adherence to outside regulatory requirements.

5.Identify problem loans as early as possible so that these loans can be properly graded and placed on the department’s classified loan list and so that workout procedures can be initiated.

6.Monitors credit quality on an ongoing basis to assure timely and appropriate actions to protect the organization’s interest. Be proactive in recommending loan grade changes up or down on all credits so that an accurate picture of the loan portfolio risk can be obtained by management.

7.Actively works with the Credit Administrator to monitor and control the level of criticized assets within his/her portfolio.

8.Abides by the current laws and organizational policies and procedures designed and implemented to promote an environment which is free of harassment and other forms of illegal discriminatory behavior in the work place.

9.Cooperates with, participates in, and supports the adherence to all internal policies, standard operating procedures, and practices in support of risk management and overall safety and soundness and the organization’s compliance with all regulatory requirements.

10.Communicates with management and staff personnel in order to integrate goals and activities.

11.Responds to inquiries relating to his/her particular area, or to requests from other personnel, customers, etc., within given time frames and within established policy.

12.Maintains appropriate records and provides assigned reports.

13.Attends workshops, seminars, or other developmental opportunities to improve individual and/or team performance.

14.Supports and adheres to the Core Values of the organization.

15.Demonstrates respect for lines of authority as well as for others including fellow employees.

16.May attend sales and trade meetings as a representative to develop new business and to gain information and leads on new business relationships.

17.Performs tasks which are supportive in nature to the essential functions of the job, but which may be altered or re-designed depending upon individual circumstances.

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WE PROVIDE EXCLUSIVE INBOUND LEADS COMBINED WITH ONE OF THE MOST AGGRESSIVE L.O. COMPENSATION PLANS!

Lenox Financial Mortgage Corp., a nationwide direct-lender based in Santa Ana, CA since 1999, is searching for NMLS-licensed Loan Officers to add to the team.

Our Loan Officers enjoy all of the following:
Aggressive compensation plan
Highest quality inbound & exclusive leads generated daily by our nationwide marketing campaign
In-house processing, underwriting, funding, and escrow
Full spectrum of loan products including conventional, FHA, jumbo and more
Company-paid licensing & support
Benefits including medical, dental, vision, and life
Professional and comfortable work environment
REQUIREMENTS:

Registered through NMLS and S.A.F.E. Act Certified

Mortgage Experience
Sales Experience
Strong Customer Service Skills and Work Ethic
Full Time Position
If you are a experienced mortgage sales professional with a track record of success and possess a strong work ethic, please submit your Resume and Cover Letter by email to employment@lenoxhomeloans.com

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Underwriter II - Charlotte, NC - 00147555

This is your invitation to showcase your Underwriter skills and experience with an organization offering greater opportunity, greater challenge and greater satisfaction. Accenture, a global management consulting, technology and outsourcing company is currently recruiting for careers within Accenture Credit Services BPO (Business Process Outsourcing).
We are a dedicated team of people who provide end-to-end mortgage processing capabilities to our clients through long-term partnerships. We not only maintain this key business function for clients, we constantly seek to improve them to help our client’s move ahead of the competition.
Our Accenture Credit Services BPO professionals can expect to:
• Incorporate skills which support Account Order initiatives
• Receive ongoing career development and training to build and extend professional, technical and management skills in all areas
• Enjoy our comprehensive and generous benefits package
The Underwriter II has the following responsibilities:
• Perform income, credit and property analysis on conventional loan files submitted within the time frame established by departmental management
• Perform timely reviews of conditions submitted a well as loan resubmissions
• Analyze challenging loan packages to render sound credit solutions
• Maintain quality and production standards as defined by business
• Provides exemplary customer service to both internal staff and external customer by explaining credit decision and offering alternative options when needed.
• Provide prompt, courteous and excellent service at an acceptable cost to all customers and operate in accordance with the company’s standards
• Adequately and effectively explain in written and verbal form the decision reached in a manner that will maintain a positive relationship with all customers
• Actively cooperate and interact with all entities of the client
• Perform other job related duties and special projects as required
Basic Qualifications:
• Minimum 3 years of experience in underwriting property and credit with lender approved, full package final signoff authority
• High school diploma
Preferred Skills:
• Bachelor’s degree in finance or accounting preferred
• Previous experience with financial statements and A/R and A/P schedules is a plus

Professional Skill Requirements:
• Experience with and knowledge of property and credit underwriting requirements of FNMA, FHLMC, and private mortgage insurance companies
• Ability to effectively make decisions in an independent manner and availability as a resource advisor for all staff
• Good analytical, problem solving, organizational and communication skills needed
• Excellent oral and written communication skills are required
• Computer skills: Microsoft Word, Outlook

APPLY ONLINE
Applicants for employment in the U.S. must possess work authorization which does not require now or in the future sponsorship by the employer
For a visa.

Candidates who are currently employed by a client of Accenture or an affiliated Accenture business may not be eligible for consideration.

Accenture is an Equal Opportunity Employer.

This position will be responsible for assisting members in obtaining conventional first mortgage loans. Obtains and maintains all pertinent documents for processing. Responsible for application from initial receipt through loan approval/closing and ensuring that the application is handled in a timely manner. Qualification include: High School graduate; college education with a focus on real estate/business preferred, but not required. Prior mortgage origination experience with conventional mortgage processing preferred. Must know and understand preparation of various mortgage forms for each type of conventional mortgage. Excellent knowledge of mortgage documentation requirements as well as federal, state, and local real estate regulations required. Working knowledge of conventional lending programs, mortgage insurance guidelines, and pricing. Experience using automated underwriting systems preferred. Excellent oral and written communication skills combined with the ability to make sound decisions and good math aptitude and strong sales ability. Ability to analyze financial information. Computer experience required. Must be able to be actively registered with the Nationwide Mortgage Licensing System and Registry (NMLS)

Candidates must complete an application and have satisfactory credit history in order to be considered for employment. www.vacu.org EOE

Capital Financial Mortgage, a progressive correspondent lender, has an immediate opening available for a mortgage loan processor with a minimum of seven years of current experience. If you are looking for a tremendous place to work, with a wonderful work attitude and environment, and if you bring the same qualities and experience with you, we want to meet you.

Here are some of the qualities the person we hire will have:
- Absolute honesty and integrity
- Experience with the new GFE, RESPA and compliance laws
- FHA, VA, and conventional correspondent lender processing experience
- Can work independently, without a lot of supervision
- Problem solving and critical thinking skills
- Strong skills and experience calculating income from all forms of documentation
- Team player, with a great attitude

Benefits you can expect from Capital Financial Mortgage:
- A great working environment
- Family friendly
- Cutting edge technology
- Highest industry, ethical and moral standards
- Medical, dental and retirement benefits
- Very fair compensation and bonus package

If you qualify, and would like to work with a company of professionals, please send your resume to:
Fax number: 253.656.4201.

We look forward to meeting you.

- Administers policies and procedures for mortgage loan servicing/processing or operational functions to ensure compliance with various regulatory, investors, governmental or corporate requirements.
- Interviews, hires, trains, mentors, evaluates and assist subordinate personnel.
- Coordinates work flow for assigned personnel, sets processing deadlines and ensures proper procedures are followed.
- Processes a variety of confidential information and documents.
- Generates correspondence and reports.
- Provides superior service to our customer base as well as internal staff.
- Provides support to department manager and carries out assigned duties and projects.
- Processes mortgage loans on an as-needed basis.
Basic Qualifications
- Bachelor’s degree, or equivalent work experience
- Five or more years of experience in mortgage banking with emphasis on servicing/processing
- Minimum one year of supervisory experience

Preferred Skills/Experience
- Basic knowledge of all aspects of mortgage lending, servicing or operational policies and practices
- Strong problem-solving and decision-making skills
- Excellent interpersonal, verbal and written communication skills
- Ability to manage multiple tasks/projects and deadlines simultaneously
To Apply: www.usbank.com/careers

Contact: Bob@staffordlends.com

Compensation: $45,000 Base + Liberal Production Bonus

Job Description: Stafford Financial, an independent mortgage broker company seeking outstanding candidate to join our team. To qualify, you must have:

• 3+ years conventional processing experience in retail environment
• Familiarity with loan programs and compliance regulations
• Proficiency with Calyx Point
• Knowledge of DU and LP
• Excellent written and verbal skills
• Able to take charge of loan process from submission through closing process

Please send resume to bob@staffordlends.com for immediate consideration.

Description
Stability, growth, leadership …if you are seeking a future filled with opportunity then we would like to talk with you. NVR, Inc. (parent to Ryan Homes, NVHomes) is one of the largest homebuilding and mortgage banking companies in the nation. We are currently the most profitable US builder and we have generated the industry’s highest earnings per share growth rate over the last 10 years. Founded in 1948, the company has grown to over 2500 employees operating in major cities in the eastern half of the United States.
NVR Mortgage finance, Inc. is seeking a highly self-motivated individual to assume the position of Mortgage Loan Officer.
The Mortgage Loan Officer has responsibility for business development in their assigned territory for successful implementation of their yearly production quota and providing quality customer service.
Essential Functions:
1. Prepare loan applications for customers and discuss customer’s expectation of loan process. Qualify customers to determine if financing is possible. Report to Builder and borrower once approvals are obtained. Be available seven days a week. Return customer phone calls and pager messages within the same day. Return Builder Sales Reps telephone calls and pager messages within 1 hour. Notify builder on vacation days and make sure that you provide coverage while you are unavailable.
2. Follow up on all brokered loans, communicating on a regular basis with the broker for status’ and making sure borrowers are comfortable with brokers loan programs and conditions. All brokered approvals must be in writing disclosing approval conditions with borrowers signatures.
3. Provide customer service to the builder at every level, keeping these individuals fully informed of loan programs and financing techniques.
4. Travel is required to conduct on-site visits to assigned builder communities and sales meetings. Travel may also be required to attend seminars and Loan Officer meetings.
5. Maintain, develop and have a thorough understanding of all corporate loan programs, guidelines, etc.
6. Weekly contact with builder sales reps to ensure customer service and increase communications concerning loan programs, financing techniques, pipeline management, and pipeline status’.
7. Attend weekly builder sales meetings to ensure a constant line of communications with Division Manager, Sales Managers, and Sales Reps.
8. Loan applications must be taken within 5 days of contract. Loan Officer is responsible to prepare the borrowers on necessary documentation needed for a full loan application and submit the loans following the Smart Loan Policy, and turned over to processing within 24 hours of loan application.
9. 90% of all loans are to be submitted as Fully Documented Loans and approved within 21 days.
10. Maintain Branch plan closed capture rate.
11. Maintain Customer Service Ratings in all categories of 9.0 or better on NVRM survey and Builder Survey. Problem or exception loans must be identified within three days of application and be given to the Manager for special handling. The Builder must be notified of the issues and receive special updating on a weekly basis.
12. Train new sales reps regarding all loan program guidelines.
13. Visit all subdivisions once a week.
14. Should be computer literate and familiar with Microsoft application.
This position offers:
- A service-oriented work environment
- Laptop technology
- Full range of loan products and marketing tools
Requirements:
- 3+ years of experience in originating conventional and government loans
- Strong knowledge of FNMA, FHA, and VA and State housing loans.
- Excellent customer service skills and detail-oriented
- Computer literate and familiar with Microsoft applications
- Must meet Maryland licensing requirements
When you work for an industry leader, we reward you with:
• Excellent Salary Package
• Outstanding Growth Potential (80% of our managers have been promoted from within)
• Lucrative Profit Sharing/Employee Stock Ownership Plan
• 401(k)
• Medical Insurance
• Dental Insurance
• Paid Vacations and Holidays
• Home Purchase Discount
It takes a strong team to build a successful company and if you are interested in taking part in tough challenges to come up with smart solutions, NVR is the team for you.
No Phone Calls Please
We are an Equal Opportunity Employer
Drug Testing, Background and Credit Check Required
All applicants must be legally entitled to work in the United States, as NVR does not provide sponsorship of H1 visas.

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Experienced Mortgage Professionals Wanted!
Think you have the experience and talent to be a top producer?
Tired of fighting to fund your loans?
You know how to get the job done but are missing support?
Then Carrington Mortgage Services, WANTS YOU!Carrington Mortgage Services, a subsidiary of Carrington Mortgage Holdings, is a specialty finance company with mortgage lending and servicing operations and an affiliated real estate brokerage. We service several billion in mortgages and are licensed to arrange financing in a majority of states in the U.S.
Carrington Mortgage Holdings manages every aspect of single family assets in any phase of the market. Our core markets include asset manager and broker dealer, residential mortgage origination and special servicing, property management and maintenance and real estate sales and settlement services.
As a member of the Carrington Family you’ll benefit from…

Aggressive commission splits with low banking and broker fees
Competitive pricing, no hidden fees or margins
Diverse product lines
Paperless loan file flow and process
Service level commitments for all support functions
A choice of having processing in the branch or at the corporate office
Competitive benefits package including, medical, dental, vision and much more

Requirements:

2+ years of mortgage lending experience preferred.
Safe Act of 2008 certification required.
Must be team oriented.
Strong experience with FHA and conventional loans.
Experienced with purchase transactions.
Must be able to follow loan protocols.
Multi-State experience and license preferred.
Must be efficient with computers and loan operating systems.

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Line of Business: MORTGAGE Job Category: Pending Categorization Primary Purpose: Responsible for the sales and marketing of BB&T Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services, (Integrated Relationship Management), including the qualifying package of services, and insurance products. Essential Duties and Responsibilities: Following is a summary of the essential functions for this job. Other Duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Execute effective mortgage marketing plans to meet or exceed agreed upon mortgage production goals. 2. Maintain a complete and thorough knowledge of BB&T Mortgage Strategies, Policies and Procedures, as well as secondary market investor’s guidelines utilized by the bank. 3. Adhere to and comply fully with any and all BB&T policies and procedures related to internal and external rules and regulations, particularly those established by State and Federal law. 4. Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as BB&T Mortgage products and their benefits. (Profiling) 5. Consistently execute on BB&T’s referral process (IRM) by introducing mortgage clients to other bank services for cross sell opportunities. 6. Assist Mortgage Loan Administration with client, attorney, or appraiser document follow-up as determined through quality control or post closing review. Required Skills and Competencies: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. High school diploma or equivalent education and related training 2. Minimum of one year experience in banking and/or lending environment with basic knowledge of residential property types 3. Good organizational skills 4. Good written and verbal communication skills 5. Possesses solid interpersonal and negotiation skills 6. Demonstrated proficiency in relevant computer applications 7. Ability to provide own transportation to travel as needed 8. Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role, including new or transfer of registration, and applicable NMLS acceptable background check Desired Skills: 1. Bachelor’s degree in Business, Marketing, Accounting, or related studies 2. Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations 3. Completion of elective training curriculum in Mortgage Lending

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Location: Administrative Service Center-Live Oak, TX
Employment Duration: Full time
Description
The Loan Officer for Randolph-Brooks Federal Credit Union will be responsible for the origination of FHA and VA Mortgage loans in accordance with HUD and VA guidelines. Conduct initial prequalification interviews, send time sensitive mandated disclosures, and work closely with a loan processor and investors to prepare a complete loan package for closing.
Maintain and manage a pipeline of loans within an investors portal and CUSO system. Respond to phone inquiries from branches, members, and non-members. Coordinate closings with members /non- members, title companies and investors. Provide courteous, prompt and accurate service while cross selling credit union and CUSO products and services. Perform other duties as required.
Requirements:
Minimum of 5yrs FHA / VA Loan officer or processor experience utilizing Fannie Mae Desktop underwriter required.
Bachelor’s degree (Preferred)
Able to Multi-task in a fast paced paperless team environment
Possess excellent communication, interpersonal and organizational skills
Must be available to work Saturdays as needed
Must be able to pass the licensing requirements for the national Mortgage Licensing System and State of Texas Licensing.

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About the Organization Since 1983, Embrace Home Loans, Inc. (formerly Advanced Financial Services) has been a direct-to-consumer originator of residential mortgage loans. Headquartered in Newport, Rhode Island and employing over 500 people, Embrace currently originates business across 46 states.

In 2011, 2010, 2009, 2008, 2007, & 2006, Embrace was selected as ‘The Best Place to Work in Rhode Island’ (by the Rhode Island Society of Human Resource Management, and the Great Place to Work Group); the award was underwritten by the Providence Business News, which also bestowed Embrace with a ‘Business Excellence Award’ for community involvement.

In 2011, 2009, 2008, 2007, 2005 & 2004, Embrace was selected as one of the ‘50 Best Small & Medium Companies to Work for in America’, (by the Society of Human Resource Management and The Great Place to Work Institute).
Description

Embrace Home Loans, Inc. is seeking a qualified Loan Officer to foster mortgage origination sales in our local branch office located in Tampa, Florida. The licensed Loan Officer will generate volume from the sale of real estate secured financing and develop volume from alternative sources.
Responsibilities:

Establish, develop and maintain client referral relationships with Realtors, builders, Developers, CPA’s, financial planners and make sales calls on potential or existing customers in order to develop new business and/or retain existing business.

Keep informed of trends, changes and developments in the local real estate market.

Be aware of what competitors are doing.

To keep up-to-date with changing rules, regulations and guidelines from FNMA, FHLMC, FHA and VA in addition to other investors and agencies.

To keep informed of all origination, processing, appraisal, underwriting and closing requirements for both company and investor guidelines pertaining to both governments insured and privately insured mortgages.

Negotiate price, terms, and conditions with mortgages.

Coordinate customer interaction and interface with all parties involved on each individual loan that is originated from application to closing including, but not limited to: Counseling and Pre-qualifying potential home buyers; taking complete and accurate application; obtaining all necessary support documents along with the appropriate fees and lock-in information; overseeing the loan process by monitoring loan status and ensuring conformity with term; assisting in collecting additional documents and promptly communication loan status to all interested parties; and obtaining loan documentation after closing as directed by corporate or senior management.

Maintain a professional image and standards consistent with company policies and procedures.

Follow through on all professional conditions and education requirements for licensure.

Adhere to organizational procedures for loan processing.

Participate in branch/headquarter meetings that require attendance.

All other duties that may be assigned by the Branch Manager.

Position Requirements

College degree or equivalent. Computer aptitude/experience.

1 to 2 years of loan originator experience.

Knowledge in basic lending and credit markets.

Strong oral, verbal, and written communication skills.

Ability to work well under pressure and time deadlines as well as independently.

Demonstrated abilities in the areas of problem solving, analysis, and time management.

Interpersonal skills that forge professional relationships and support teamwork.

Desire to be the best

Benefits:

- Medical and Dental coverage
- Flexible Spending Plans
- 401(k) and Roth 401(k), with generous company match
- Company-paid Life and Long-term Disability coverage
- Voluntary Life and Short-term Disability
- Employee Assistance Plan
- Vacation, Sick time, and paid holidays
- Matching Gifts and Volunteer programs

Benefits commence on the first of the month following the date of hire.
Embrace is an equal opportunity employer
Full-Time/Part-Time Full-Time

Location Tampa, FL

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Now Hiring 2 Loan Officer Assistant for broker shop located in McHenry County

Requirements-
• at least 3 years mortgage experience
• Familiar with mortgage broker environment
• Working knowledge of FNMA, FHLMC, FHA, VA, Jumbo underwriting guidelines, DU/LP underwriting systems
• Familiar with short sales, and HARP refinances
• Must know how to complete in its entirety a loan application package including but not limited to 1003, GFE, itemization, Safe Harbor Disclosure, TIL, FHA application documentation.
• Must have strong communication skills to deal with all interested parties such as borrowers, lenders, title companies, realtors, attorneys, inspectors, appraisers etc via in person, phone or email.
• Loan Processing experience a huge plus
• Microsoft Office, ,Encompass LOS system

Looking for someone who is detail oriented, quick thinker, enjoys fast paced, multitasking environment and takes pride in job well done.

One position is for 25-30 hours a week. Polish speaking a plus
One position is for 30- 40 hours a week.

Send resume to: Lmarubio@mmsmtg.com

Location: Irvine, CA, US
Pay Type: Base + Commission
Benefits: Medical, Dental, 401k
Employment Type: Full Time
WE PROVIDE EXCLUSIVE INBOUND LEADS COMBINED WITH ONE OF THE MOST AGGRESSIVE L.O. COMPENSATION PLANS!

Lenox Financial Mortgage Corp., a nationwide direct-lender based in Irvine, CA since 1999, is searching for NMLS-licensed Loan Officers to add to the team.

Our Loan Officers enjoy all of the following:
Aggressive compensation plan
Highest quality inbound & exclusive leads generated daily by our nationwide marketing campaign
In-house processing, underwriting, funding, and escrow
Full spectrum of loan products including conventional, FHA, jumbo and more
Company-paid licensing & support
Benefits including medical, dental, vision, and life
Professional and comfortable work environment
REQUIREMENTS:

Registered through NMLS and S.A.F.E. Act Certified

Mortgage Experience
Sales Experience
Strong Customer Service Skills and Work Ethic
Full Time Position

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As a Chase Loan Officer, you will promote and market the firm’s mortgage products to clients, team members and partners inside and outside the branch footprint.

Duties include:
*Obtain mortgage loans from referral sources including but not limited to: bank branch customers, existing clients and realtors.
*Using sound judgment and effective marketing and promotion techniques
Assess and evaluate customer’s financial needs to build strong relationships with customers following-up on a regular basis.
Ability to actively listen and determine what financial products meet the customer’s needs and circumstances.
Determine and recommend financial product and service solutions for customers based on analysis of customer finances and customer’s needs and objectives.
Maintain relationship by providing superior customer consultation, advice, counseling and service.
Identify opportunities to expand client relationships and leverage cross-selling and promotional opportunities.
*Coordinate all aspects of the mortgage application process.
*Use sound judgment and work independently, but be part of a team driving towards shared financial goals of the Firm.
*Communicate effectively with peers, colleagues and management.
*Meets minimum performance standards (determined by Region Manager).
Balance Internal and External sourcing.
*Market and promote the financial products offered by the Firm.
Partner with co-workers to meet with and advise customers regarding their financial needs.
*Be the Premier Partner (in footprint territories)
Respond to customer needs and inquiries within 24 hours.
Keep Personal Bankers and Branch Managers informed on status of client relationship and needs and objectives.
Market and promote the financial mortgage products to the branch teams.
Recognize Personal Bankers & the branch team by advising and consulting regarding the financial mortgage products and opportunities.
*Promote, market and cross-refer products that meet customers’ financial needs and objectives.

This position will require / requires National Mortgage Licensing System and Registry (NMLS) registration under the terms of the Safe Act of 2008. As such, upon active employment with JP Morgan Chase, you will be required to either register via the NMLS registry or re-register and move your previous registration to JP Morgan Chase’s registration rolls. Your continued employment in this position with JP Morgan Chase is contingent upon successful registration after your start date and annual re-registration thereafter. In addition, information obtained during the registration process may impact your employment with the firm.

Further information about the registry and the requirements of registration can be found at: http://mortgage.nationwidelicensingsystem.org/SAFE/Pages/default.aspx

You will be provided with detailed instructions on how to fulfill these compliance requirements upon joining the firm.
Qualifications

Minimum of three years of mortgage lending or mortgage banking experience
College degree or 4 years equivalent work experience in sales and/or real estate is required
Sales and consulting skills required
Excellent written and oral communication skills
Knowledge of real estate market in local area
Knowledge of FHA, VA, FNMA, FHLMC guidelines
FHA/VA sales experience preferred
Intermediate PC skills required in a Windows environment
Internal: Ability to develop a strong partnership with the assigned Retail Bank stores including Tellers and Personal Bankers to promote mortgage loan originations (in footprint territories). Can function well within formal and dotted line reporting relationships. Is seen as a team player.

Customer (External): Build customer perception as the mortgage expert. Builds and maintains good relationships with customers. Exhibits consultative sales and promotional experience to provide recommendations based on financial analysis and acumen, product knowledge and knowledge of the customer’s financial needs, goals and circumstances. Resolves outstanding issues in order to complete the mortgage origination.

JPMorgan Chase is an Equal Opportunity and Affirmative Action Employer, M/F/D/V
Job Mortgage Loan Origination
Primary LocationUS-TX-Commerce
Organization Retail Financial Services
Schedule Full-time
Job Type Standard
Shift Day Job
Employee Status Regular

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Position Overview
Under the direction of the Commercial Real Estate Loan Division Manager, this position develops commercial real estate lending business opportunities for the Bank. Manages a commercial real estate loan portfolio consisting of construction and income property loans. Provides technical commercial real estate support to other lending areas of the Bank. Multiple levels are available.

Position Responsibilities

Manages and documents smaller and least complex loan portfolio of clients in accordance with departmental policies and procedures, including site visits under direct supervision of the manager. Identifies, reports and manages problems on a timely basis.
Identifies and pursues business development opportunities and solves problems.
Analyzes, structures and closes basic real estate transactions which result in quality loans and fee income. Prepares Credit Approval Memorandums; presents it for approval.
Provides support and assistance to the branch and loan officers in other areas in the origination of commercial real estate loans by providing quality service. Travel to neighbor islands and driving is required.
Supports the quality process, participates in task forces, departmental meetings, and other activities. Supports other division staff members.
Cross-sells other bank services.

Qualifications

The qualified applicant for the CRE Loan Officer position meets the following basic requirements:
Bachelors degree preferred or equivalent experience.
At least 3 years of experience in commercial real estate lending, or comparable experience.
Proficient with PC with demonstrated verbal and written skills.
Strong written and oral communication skills and interpersonal skills.
Must be able to travel by ground and/or air.

Job Function: Banking Sales/Services
Primary Location: Hawaii-Oahu
Schedule: Full-time

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Key Tasks and Responsibilities:
• Meet sales objectives in a fast-paced and professional environment.
• Promotes conventional and government programs to prospective customers.
• Counsels prospective customers regarding appropriate mortgage programs and respond thoroughly to all questions
• Pre-qualifies borrowers based on income, debt, employment history, and other credit data required for loan approval.
• Determines customers’ eligibility and acceptability of loan risk
• Originates loan applications and monitors the loan from application through closing process, maintaining effective communications with customers, referral sources, and loan support staff
• Utilizes automated UW systems, LOS system, email and other technologies to issue point of sale approvals, lock-ins, and for customer service, follow up, and referral purposes
• Develop referral sources and self-generated business from realtors, builders, and other service provider/network sources.
• Higher pay-out for self-generated business
• Willing to pay sign-on bonus for specific state originator licenses
• Work in the Henderson, NV office during normal business hours with occasional evening and weekend work as business needs and job responsibilities require.

Minimum Requirements:
• Minimum of two years of previous Mortgage Loan Origination experience
• Working knowledge of conventional and government loan programs
• Understanding of the real estate finance industry
• Two years’ sales experience and computer skills required
• Experience with Leads360 and Encompass
• A combination of education and/or related industry background may reduce the experience requirements
• Multiple state licenses to originate loans.
• Ability to obtain licensing authority to perform origination functions, including National Certification, in multiple states
• Ability to maintain license and continuing educational requirements
• College graduate preferred

CLICK TO APPLY

Loan Officer - Waipio, HI

A Loan Officer works with VA Mortgage Center.com’s customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and designed to help them achieve their financial goals.

Duties include:

Calling prospective borrowers (No Cold Calls)
Collecting borrower financial information
Analyzing borrower credit for pre-approval of loan applications
Educating borrowers on the loan process, risks and benefits of loan alternatives and types of loan programs that best meet their needs
Requirements
Qualifications

Bachelor’s Degree or relevant experience
Possess a great and positive attitude
Diligence, a great work ethic and a desire to succeed
Ability to learn and thrive in a fast-paced environment

CLICK TO APPLY

FLSA Status: Exempt

Employment Duration: Full Time
Description
Are you passionate about helping homeowners finance their dream? Do you love building relationships that drive customers to your services? Do you crave a working environment that supports and empowers you to achieve the results?

Join one of the Pacific NW’s oldest and most dynamic mortgage lending teams! HomeStreet Bank is searching for top notch producers with a proven track record to join our Southcenter team. Spend your time generating business not doing paperwork!

HomeStreet Bank offers:

- High Commissions for Top Producers

- Quarterly unit bonuses

- Competitive pricing

- State of the art data base management systems

- Top Quality POS software

- In-office support staff

- Online application and approval system

- Exceptional local Underwriting

- Exceptional Processing

- Fast turn times to closing

- FHA, VA and Fannie Mae direct seller

HomeStreet Bank is dedicated to providing our customers the highest level of service. To meet this commitment, Loan Officers are to interact with customers in an exacting and professional manner, have a thorough knowledge of HomeStreet Bank lending products, act with the highest level of integrity, meet compliance standards and maintain a minimum production standard. Loan Officers will consistently and actively generate new clients and referral sources, consistently maintain and market a data base, meet with customers both in and out of the office, negotiate mortgage loan terms and conditions, input applications in to the POS system, and manage and grow an active pipeline.

REQUIREMENTS:

A minimum of three years of experience as a Residential Mortgage Loan Officer in the Mountlake Terrace market with a proven track record (Proof of production required)

Experience with core lending products (Conventional, FHA, VA) required

Experience with specialty products (203K, USDA, Fannie Renovation) preferred

Ability to review and analyze customer financial status, goals, needs and to recommend appropriate products

Excellent math skills

Excellent communication skills

Ability to work under high pressure deadline with diplomacy

Strong sales skills

Excellent attention to detail

Self motivated and success focused

Must have a valid driver’s license and proof of insurance

This position requires National Mortgage Licensing System and Registry (NMLS)registration under the terms of the Safe Act of 2008. As such, upon active employment with HomeStreet Bank, you will be required to either register via the NMLS Registry or re-register and move your previous registration to HomeStreet Bank’s registration. Your continued employment in this position is contingent upon successful registration after your start date and annual re-registration thereafter.

CLICK TO APPLY

This position is responsible for originating high quality mortgage and equity loans, while providing excellent service to borrowers and referral sources. This position will also have a primary responsibility to understand and cross-sell bank products and services.
Requirements The successful candidate will have 3-5 years proven lending experience. Understanding of the regulatory environment, customer service, sales ability, and understanding of financial data are strong expectations for the qualified candidate.

CLICK TO APPLY

Proven successful consumer lending sales experience (minimum 2 years), working with FHA and conforming products.

Proficient computer skills including Microsoft Office Suite, and other mortgage / banking software.

Job Description: JOB SUMMARY
Responsible for performing telephone sales of mortgage products within established underwriting guidelines.

ESSENTIAL JOB FUNCTIONS
Provide sales support and strong communication to customers, processors and management from loan pre-qualification to loan closing, while maintaining production standards at minimum acceptable levels as set by Nationstar Mortgage management.

Complete mortgage applications using Company loan product system, including initial required documentation and stipulations. Must ensure compliance with Nationstar Mortgage policy and government regulations.

Maintain production reports for leads and sales contact, pipeline and other pertinent sales activity reports.

Effectively manage and follow-up on leads generated through various Marketing Department efforts.

CLICK TO APPLY

Position Details

Position Type:
Full-Time (Paid)
Position Title:
Loan Officer
Function:
Other

Job Description:
The loan officer will be responsible for originating and closing loans on multifamily properties located throughout Massachusetts. MHP’s loan programs provide permanent financing for multifamily rental properties from five units to several hundred units, including projects funded with low-income housing tax credits, bond financing, state and federal housing programs, and participations from Fannie Mae. The properties we finance include mixed-income projects for families, single-room occupancy housing, assisted living and other facilities serving the elderly, and properties serving special needs populations. MHP’s borrowers range from small non-profit and for-profit developers to some of the largest and most sophisticated developers in the Northeast.Responsibilities: Originate and close loans while meeting individual, lending team, and agency goals for loan quality and production. Prepare credit analyses and make presentations to Loan Committee and Board of Directors. Participate in the development of new lending programs and policies. Market lending programs, develop new potential borrowers, and maintain business relationships with existing borrowers.
Qualifications:
The ideal candidate will have experience in multifamily lending to both for-profit and non-profit borrowers. Strong communications, marketing, and loan origination skills are required. Interested candidates must have very strong analytical and computer skills, and a working knowledge of affordable housing programs is a plus but not a requirement. Preference will be given to candidates with at least 5-7 years of lending experience. A master’s degree in a related discipline is preferred.
Benefits:
Commensurate with experience. MHP provides an excellent, comprehensive benefits package including health, life, dental, and disability insurance, flexible spending accounts, a public transportation benefit, and a fully vested employer-matched retirement plan. MHP is an Equal Opportunity Employer.
Salary:
Commensurate with Experience
Posting Expiration Date:
2/26/2012

How to Apply
Application Instructions:
To apply: Please send a cover letter and resume to Human Resources, 160 Federal Street, Boston, MA 02110. Fax: (617) 330-1919. E-mail: hr@mhp.net

Organization Information

Hiring Organization:
Massachusetts Housing Partnership
Domain:
Other
Budget:
$0 - $1M
Mission Statement:
The Massachusetts Housing Partnership (MHP) is a statewide public non-profit affordable housing organization that works in concert with the Governor and the state Department of Housing and Community Development to help increase the supply of affordable housing in Massachusetts. MHP focuses its efforts in three main areas:

MHP advises and supports communities in their efforts to build affordable housing. MHP’s Community Housing Initiatives group supports communities, local housing groups, for-profit and non-profit developers.

MHP provides long-term rental financing, using private funds from the banking industry and at no cost to the taxpayer.

MHP offers the SoftSecond Loan Program, a first-time homebuyers mortgage program for families of low and moderate incomes.

Experienced Loan Officers Wanted!
Think you have the experience and talent to be a top producer?
Tired of fighting to fund your loans?
You know how to get the job done but are missing support?
Then Carrington Mortgage Services, WANTS YOU!Carrington Mortgage Services is a fully integrated mortgage company with mortgage lending and servicing operations and an affiliated real estate brokerage. We service approximately $16 billion in mortgages and are licensed to arrange financing in a majority of states in the U.S.

Our Real Estate Affiliate lists and sells retail & REO properties for Carrington Mortgage Services. These REO’s generate 5+ pre-qualifications and purchase leads.
As a member of the Carrington Family you’ll benefit from…

Aggressive commission splits with low banking and broker fees
Competitive pricing, no hidden fees or margins
Diverse product lines
Paperless loan file flow and process
Service level commitments for all support functions
A choice of having processing in the branch or at the corporate office
Competitive benefits package including, medical, dental, vision and much more

CLICK TO APPLY

Job Status Full Time

Job Description As a Loan Originator, you will become part of PNC Mortgage, a specialized subsidiary of PNC, a full-service mortgage company that originates, acquires, markets and services residential loans. With today’s rapidly changing marketplace, your role as Mortgage Originator is as important as ever.

On a typical day, you can expect to be focus in marketing activities and promotional strategies to attract new purchase business. You will aggressively promote PNC Mortgage to real estate agents, builders, developers, financial planners/CPAs, attorneys and other referral sources. You can expect to participate in business development activities outside of the office, such as realtor open houses and home buyer seminars. You’ll remain in your element, making contacts through community, networking, and developing your reputation as a trusted financial advisor to customers and sources. Expect, too, to originate quality FHA, VA and conventional mortgage and home equity loans; manage customers through the entire loan process, from data collection and analysis through loan conclusion; and maintain positive client relationships.

We’re looking for a talented sales professional with strong relationship-building skills, who will listen to and analyze client needs, and respond with solid financial solutions.

The successful candidate will have the following qualifications:
High School Diploma or educational equivalent
Thorough understanding of underwriting criteria and guidelines
Mortgage banking background preferred with a proven track record of success
Ability to generate annual production volumes of at least $10 to $12+ million a year
Public speaking skills with the ability to make presentations
Ability to education borrowers on loan products and process
Special Job Requirements
EEO Statement PNC is an Equal Employment Opportunity/Affirmative Action Employer - M/F/D/V/SO
Shift Daylight
Total Hours Per Week 40

CLICK TO APPLY

The Mortgage Loan Officer will originate, examine, evaluate, and authorize/recommend approval of customer applications for lines of credit and/or real estate loans from self-generated leads and sources.

Essential Duties:
• Responsible for originating, reviewing, processing, closing, and administering loan proposals.
• Responsible for interviewing mortgage loan applicants and requesting specific information for loan applications.
• Perform business development activities to increase reoccurring production, including: maintenance of a client database, client and customer calling/monitoring efforts, and additional activities as proposed by management.
• Develop and maintain relationships with real estate agents.
• Analyze applicants’ financial status, credit, and property evaluation to determine feasibility of granting loan. Submit applications to processor and/or underwriting for verification and recommendation.
• Responsible for the input of complete and accurate loan application information while ensuring compliance to company policies.
• Responsible for rate locks, issuance of disclosures, overage/underage, and fee waivers.
• Analyze potential loan markets to develop prospects for new loans. Help define existing loan products and develop new loan products to allow improved profitability and sales execution.

Education:
High School Diploma or GED required.

Skills and Knowledge:
3 - 5 years recent mortgage loan officer experience utilizing self generated leads with a minimum $5 million annual production volume.
• Possess a thorough understanding of loan program requirements. Processing and closing knowledge/experience preferred.
• Knowledge of real estate and finance through appropriate experience or certified course work.
• Ability to analyze, understand, and communicate complex loan products.
• Demonstrate self-motivational skills and the ability to work in a high pressure, production-oriented environment while ensuring deadlines are met.
• Possess a high level of interpersonal and sales skills.
• Possess excellent written and verbal communication skills.

Physical Demands: Ability to lift and move file boxes weighing up to 25 lbs.

**No recruiters, agencies, third-party agents, or consultants, please - only direct applications from candidates. All other inquiries must be directed to the Human Resources Department at (509) 458-2711.

CLICK TO APPLY

Essential Duties:
• Apartment lending.
Develop a calling program to originate business within the assigned area.
• Responsible for originating both permanent and construction loans for portfolio and other institutional lenders.
• Analyze and pre-screen loan requests, structure financing to the lenders’ requirements, negotiate loan applications, prepare and present loan requests for approval by the Intervest and Sterling credit committees.
• Responsible for brokering approximately one-third of loans to life insurance companies.
• Assist in the development and maintenance of correspondent relationships with life insurance companies, conduits, and other external lending sources.
• Responsible for adherence to all Sterling procedures and processes, as well as applicable real estate laws and regulations.

Education:
High School Diploma or GED required.

Skills and Knowledge:
3 - 5 years of experience as a commercial/income property lending officer or more than 7 years of experience in real estate financing required.

Commercial: office, retail and industrial lending
Work with Life Company
Apartment lending

• Proven ability to structure and recommend real estate financing secured by property types readily acceptable in the secondary market (apartments, retail, offices, and warehouses).
• Extensive knowledge of mortgage banking, including income property and real estate loan origination, negotiation, and presentation.
• Knowledge of the real estate valuation and appraisal processes. Working knowledge of the investment parameters of life insurance companies and other institutional lenders.
• Proven record of producing portfolio and brokerage business. Established customer base and calling program.
• Ability to develop and maintain relationships with area businesses, life insurance companies, and other external lending sources, as well as prospective customers.
• Possess excellent written and verbal communication skills. Strong organizational, analytical, and customer service skills required.

Office Environment - no specific or unusual physical demands.

No recruiters, agencies, third-party agents, or consultants, please - only direct applications from candidates. All other inquiries must be directed to the Human Resources Department at (509) 458-2711.

CLICK TO APPLY 

- Must have prior training experience in mortgage underwriting and processing, specializing in FHA VA
- Work from home using our online training platform
- $25 per hour
- Paid Monthly
- Create New Materials as well as update existing materials where needed
- Create new classes on an ongoing basis
- Paid as a 1099 Independent Contractor
- May start immediately

Please email your resume and cover letter to jobs@loanprocessortraining.org

Department:Mortgage
Location:Irvine, CA, US
Pay Type:Base + Commission
Benefits:Medical, Dental, 401k
Employment Type:Full Time
WE PROVIDE EXCLUSIVE INBOUND LEADS COMBINED WITH ONE OF THE MOST AGGRESSIVE L.O. COMPENSATION PLANS!

Lenox Financial Mortgage Corp., a nationwide direct-lender based in Irvine, CA since 1999, is searching for NMLS-licensed Loan Officers to add to the team.

Our Loan Officers enjoy all of the following:

Aggressive compensation plan
Highest quality inbound & exclusive leads generated daily by our nationwide marketing campaign
In-house processing, underwriting, funding, and escrow
Full spectrum of loan products including conventional, FHA, jumbo and more
Company-paid licensing & support
Benefits including medical, dental, vision, and life
Professional and comfortable work environment
REQUIREMENTS:

Registered through NMLS and S.A.F.E. Act Certified

Mortgage Experience
Sales Experience
Strong Customer Service Skills and Work Ethic
Full Time Position
If you are a experienced mortgage sales professional with a track record of success and possess a strong work ethic, please submit your Resume and Cover Letter by email to employment@lenoxhomeloans.com .

CLICK TO APPLY 

# of openings: 5
Pay range: Base + Commission
Employment duration: Full time
Work Days: M-F
Work Hours: 8-5
Are Benefits Available?: Yes
Description
Academy Mortgage, #1 Privately Owned FHA / VA mortgage banker in Arizona is seeking qualified Loan Officers. Candidates must have a positive attitude and high energy. Must have phone, sales, and computer skills. 2 years’ experience preferred but not required.

This position offers an hourly base plus aggressive commission structure. We currently have 400-600 weekly inbound leads looking for purchase loans.

Academy Mortgage offers the following benefits

1. Weekly Training
2. Client Retention Programs
3. Matching 401k
4. Health Care and Life Benefits

We processes, underwrites, draws docs and funds in our local office. If you need to talk with an underwriter you can. If you have the skills to close loans and just need systems and leads call Academy Mortgage.

Candidates must be willing to work weekends. Candidates must also submit to a post-offer pre-employment background check.

Apply online at www.rminc.com

* Location: Mesa, Arizona
* Status: Full-Time
* Compensation: Hourly base plus commission
* Principals only. Recruiters, please don’t contact this job poster.
* Please do not contact job poster about other services, products or commercial interests.

CLICK TO APPLY

Join one of the Pacific NW’s oldest and most dynamic mortgage lending teams! HomeStreet Bank is searching for top notch producers with a proven track record to join our Salem/Eugene team. Spend your time generating business not doing paperwork!

HomeStreet Bank offers:

- High Commissions for Top Producers

- Quarterly unit bonuses

- Competitive pricing

- State of the art data base management systems

- Top Quality POS software

- In-office support staff

- Online application and approval system

- Exceptional local Underwriting

- Exceptional Processing

- Fast turn times to closing

- FHA, VA and Fannie Mae direct seller

HomeStreet Bank is dedicated to providing our customers the highest level of service. To meet this commitment, Loan Officers are to interact with customers in an exacting and professional manner, have a thorough knowledge of HomeStreet Bank lending products, act with the highest level of integrity, meet compliance standards and maintain a minimum production standard. Loan Officers will consistently and actively generate new clients and referral sources, consistently maintain and market a data base, meet with customers both in and out of the office, negotiate mortgage loan terms and conditions, input applications in to the POS system, and manage and grow an active pipeline.

REQUIREMENTS:

A minimum of three years of experience as a Residential Mortgage Loan Officer in the Salem/Eugene market with a proven track record (Proof of production required)

Experience with core lending products (Conventional, FHA, VA) required

Experience with specialty products (203K, USDA, Fannie Renovation) preferred

Ability to review and analyze customer financial status, goals, needs and to recommend appropriate products

Excellent math skills

Excellent communication skills

Ability to work under high pressure deadline with diplomacy

Strong sales skills

Excellent attention to detail

Self motivated and success focused

Must have a valid driver’s license and proof of insurance

This position requires National Mortgage Licensing System and Registry (NMLS)registration under the terms of the Safe Act of 2008. As such, upon active employment with HomeStreet Bank, you will be required to either register via the NMLS Registry or re-register and move your previous registration to HomeStreet Bank’s registration. Your continued employment in this position is contingent upon successful registration after your start date and annual re-registration thereafter.
HomeStreet Bank is an Equal Opportunity Employer

CLICK TO APPLY

A fast growing mortgage company is seeking experienced processors, underwriters and trainees. Attention to detail is a must! Ability to follow directives, work independently and proactively resolve the many obstacles that exist in the underwriting of loans. You must have the ability and strong desire to work in a team environment to exceed company goals. You must be able to and DESIRE to effectively communicate with all parties in the mortgage transaction via email and phone. Do you genuinely love the mortgage industry or is it simply a job? Do you know all of the capabilities of CALYX POINT, ENCOMPASS and/or other mortgage technologies? Do you want to learn something new every day? Do you want to make an impact on improving processes and assisting other employees? Are you happy, want to have fun, have a genuine desire to be the very best in the industry? Do you have to leave the office when you have worked 8 hours or when you are done with your days work? Are you the best? Do you love winning? If you have ALL of these qualities then we are very interested in you!

Job Description:
Reviews, processes and underwrites mortgage files to Fannie Mae/ Freddie Mac underwriting guidelines which includes but is not limited to verification of assets and income (tax returns). Review of title and appraisal. Independent management of loan pipeline in a team environment.

ESSENTIAL JOB FUNCTIONS:
Independent management of defined pipeline.
Effective Communication/Interfaces via email and phone with all parties in the mortgage transaction.
Underwrites mortgage loan files in compliance with Fannie Mae/ Freddie Mac underwriting guidelines and state and federal reporting guidelines (including RESPA, HMDA, and HOEPA Section 32).
Strictly adheres to specified underwriting guidelines to fulfill FHA, and agency loans.
Verifies all documentation associated with mortgage originations including but not limited to: income, asset, credit, appraisal and title information.
Promptly and accurately reviews files within specified timelines.
Ensures accuracy between file, LOS (TMO) and final AUS findings.

Send your resume to: dhoffman@mtgcoa.com

Department:Mortgage
Location:Irvine, CA, US
Pay Type:Base + Commission
Benefits:Medical, Dental, 401k
Employment Type:Full Time

WE PROVIDE EXCLUSIVE INBOUND LEADS COMBINED WITH ONE OF THE MOST AGGRESSIVE L.O. COMPENSATION PLANS!

Lenox Financial Mortgage Corp., a nationwide direct-lender based in Irvine, CA since 1999, is searching for NMLS-licensed Loan Officers to add to the team.

Our Loan Officers enjoy all of the following:
Aggressive compensation plan
Highest quality inbound & exclusive leads generated daily by our nationwide marketing campaign
In-house processing, underwriting, funding, and escrow
Full spectrum of loan products including conventional, FHA, jumbo and more
Company-paid licensing & support
Benefits including medical, dental, vision, and life
Professional and comfortable work environment
REQUIREMENTS:

Registered through NMLS and S.A.F.E. Act Certified

Mortgage Experience
Sales Experience
Strong Customer Service Skills and Work Ethic
Full Time Position

CLICK TO APPLY

Description
RoundPoint Mortgage Company is known for our reputation for outstanding customer service, and our cutting-edge technology differentiates us from the rest of the mortgage industry. We are always on the lookout for candidates that may join us in our pursuit of promoting homeownership for all of our customers. RoundPoint is committed to attracting and retaining a diversified work force with the education, skills and enthusiasm to help us grow and maintain our financial success.

RoundPoint Mortgage is a national lender that provides you quality leads each day.
RoundPoint Mortgage is a direct Mortgage Banker offering a complete array of products, programs, and solutions.
With the Tavistock Group as our parent company, we have a lower cost of capital enabling us to be the lowest cost lender on a consistent basis closing loans faster than other lenders
Lender licensed in 47 states
In-house Underwriting and Closing, and a full Operations Staff to support your business
Mortgage Products include Conventional, FHA, VA and Jumbo products
Marketing platform with state of the art technology and best in class lead management systems
Paperless origination, processing and underwriting system
Company pays for you to get licenses in additional states
Full Benefits package including Health, Dental, Vision and matching 401(k)
Responsibilities
The incumbent is responsible for originating residential conventional and government mortgages in an incoming call center model in which internet LEADS ARE PROVIDED TO LOAN OFFICERS!
Meet sales objectives in a fast-paced and professional environment.
Promotes conventional and government programs to prospective customers.
Counsels prospective customers regarding appropriate mortgage programs and respond thoroughly to all questions
Pre-qualifies based on income, debt, employment history, and other credit data required for loan approval.
Determines customers’ eligibility and acceptability of loan risk
Originates loan applications and monitors the loan from application through closing process, maintaining effective communications with customers, referral sources, and loan support staff
Utilizes automated UW systems, LOS system, email and other technologies to issue point of sale approvals, lock-ins, and for customer service, follow up, and referral purposes
Develop referral sources and self-generated business from realtors, builders, and other service provider/network sources.
Higher pay-out for self-generated business
Reinforces company value proposition and supports same in all dealings internally and externally
Work in the Charlotte, NC office during normal business hours with occasional evening and weekend work as business needs and job responsibilities require.
Requirements
Working knowledge of conventional and government loan programs
Understanding of the real estate finance industry
Two years’ sales experience and computer skills required
Two years of previous Mortgage Loan Origination experience
A combination of education and/or related industry background may reduce the experience requirements
Multiple state licenses to originate loans.
The ability to obtain licensing authority to perform origination functions, including National Certification, in multiple states
The ability to maintain licenses and meet state-specific continuing educational requirements

CLICK TO APPLY

Requirements: EDUCATION / EXPERIENCE REQUIREMENTS
Graduation from a 4-year college or university with major course work in a discipline related to the requirements of the position is preferred. Will consider the equivalent combination of job experience & education that demonstrates the ability to perform the essential functions of this job.

Proven successful consumer lending sales experience (minimum 2 years), working with FHA and conforming products.

Proficient computer skills including Microsoft Office Suite, and other mortgage / banking software.

Job Description: JOB SUMMARY
Responsible for performing telephone sales of mortgage products within established underwriting guidelines.

ESSENTIAL JOB FUNCTIONS
Provide sales support and strong communication to customers, processors and management from loan pre-qualification to loan closing, while maintaining production standards at minimum acceptable levels as set by Nationstar Mortgage management.

Complete mortgage applications using Company loan product system, including initial required documentation and stipulations. Must ensure compliance with Nationstar Mortgage policy and government regulations.

Maintain production reports for leads and sales contact, pipeline and other pertinent sales activity reports.

Effectively manage and follow-up on leads generated through various Marketing Department efforts.

CLICK TO APPLY

Experienced Mortgage Loan Officers Wanted!
Think you have the experience and talent to be a top producer?
Tired of fighting to fund your loans?
You know how to get the job done but are missing support?
Then Carrington Mortgage Services WANTS YOU!Carrington Mortgage Services is a fully integrated mortgage company with mortgage lending and servicing operations and an affiliated real estate brokerage. We service approximately $16 billion in mortgages and are licensed to arrange financing in a majority of states in the U.S.

Our Real Estate Affiliate lists and sells retail & REO properties for Carrington Mortgage Services. These REO’s generate 5+ pre-qualifications and purchase leads.
As a member of the Carrington Family you’ll benefit from…

Aggressive commission splits with low banking and broker fees
Competitive pricing, no hidden fees or margins
LEADS!
Diverse product lines
Paperless loan file flow and process
Service level commitments for all support functions
A choice of having processing in the branch or at the corporate office
Competitive benefits package including, medical, dental, vision and much more
Requirements:

2+ years of mortgage lending experience preferred.
Safe Act of 2008 certification required.
Must be team oriented.
Strong experience with FHA and conventional loans.
Experienced with purchase transactions.
Must be able to follow loan protocols.
Multi-State experience and license preferred.
Must be efficient with computers and loan operating systems.
Bachelor’s Degree preferred
To apply to this position:
http://carrington.hodesiq.com/apply_online_1.asp?jobid=2643717

Recruiter Contact Info:
Tracy Flippen
Phone: 949-517-7261
Email: Tracy.Flippen@carringtonmh.com
Please visit our website: www.carringtonms.com

Carrington Mortgage Services is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, gender, national origin, ancestry, age, marital status, sexual orientation, veterans status, physical or mental disability or any other legally protected category. CMS will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company

CLICK TO APPLY

FLSA Status: Exempt
Employment Duration: Full Time
Description
Are you passionate about helping homeowners finance their dream? Do you love building relationships that drive customers to your services? Do you crave a working environment that supports and empowers you to achieve the results?

Join one of the Pacific NW’s oldest and most dynamic mortgage lending teams! HomeStreet Bank is searching for top notch producers with a proven track record to join our Southcenter team. Spend your time generating business not doing paperwork!

HomeStreet Bank offers:

- High Commissions for Top Producers

- Quarterly unit bonuses

- Competitive pricing

- State of the art data base management systems

- Top Quality POS software

- In-office support staff

- Online application and approval system

- Exceptional local Underwriting

- Exceptional Processing

- Fast turn times to closing

- FHA, VA and Fannie Mae direct seller

HomeStreet Bank is dedicated to providing our customers the highest level of service. To meet this commitment, Loan Officers are to interact with customers in an exacting and professional manner, have a thorough knowledge of HomeStreet Bank lending products, act with the highest level of integrity, meet compliance standards and maintain a minimum production standard. Loan Officers will consistently and actively generate new clients and referral sources, consistently maintain and market a data base, meet with customers both in and out of the office, negotiate mortgage loan terms and conditions, input applications in to the POS system, and manage and grow an active pipeline.

REQUIREMENTS:

A minimum of three years of experience as a Residential Mortgage Loan Officer in the Mountlake Terrace market with a proven track record (Proof of production required)

Experience with core lending products (Conventional, FHA, VA) required

Experience with specialty products (203K, USDA, Fannie Renovation) preferred

Ability to review and analyze customer financial status, goals, needs and to recommend appropriate products

Excellent math skills

Excellent communication skills

Ability to work under high pressure deadline with diplomacy

Strong sales skills

Excellent attention to detail

Self motivated and success focused

Must have a valid driver’s license and proof of insurance

This position requires National Mortgage Licensing System and Registry (NMLS)registration under the terms of the Safe Act of 2008. As such, upon active employment with HomeStreet Bank, you will be required to either register via the NMLS Registry or re-register and move your previous registration to HomeStreet Bank’s registration. Your continued employment in this position is contingent upon successful registration after your start date and annual re-registration thereafter.
HomeStreet Bank is an Equal Opportunity Employer

CLICK TO APPLY

Experienced Loan Officers Wanted!
Think you have the experience and talent to be a top producer?
Tired of fighting to fund your loans?
You know how to get the job done but are missing support?
Then Carrington Mortgage Services, WANTS YOU!Carrington Mortgage Services is a fully integrated mortgage company with mortgage lending and servicing operations and an affiliated real estate brokerage. We service approximately $16 billion in mortgages and are licensed to arrange financing in a majority of states in the U.S.

Our Real Estate Affiliate lists and sells retail & REO properties for Carrington Mortgage Services. These REO’s generate 5+ pre-qualifications and purchase leads.
As a member of the Carrington Family you’ll benefit from…

Aggressive commission splits with low banking and broker fees
Competitive pricing, no hidden fees or margins
Diverse product lines
Paperless loan file flow and process
Service level commitments for all support functions
A choice of having processing in the branch or at the corporate office
Competitive benefits package including, medical, dental, vision and much more

CLICK TO APPLY

Description Loan Officer will produce loans on income producing and commercial properties located in an assigned region and arrange financing for other institutional investors. Assists Regional Manager in coordinating activities of other Loan Officers.

Essential Duties:
• Apartment lending.
Develop a calling program to originate business within the assigned area.
• Responsible for originating both permanent and construction loans for portfolio and other institutional lenders.
• Analyze and pre-screen loan requests, structure financing to the lenders’ requirements, negotiate loan applications, prepare and present loan requests for approval by the Intervest and Sterling credit committees.
• Responsible for brokering approximately one-third of loans to life insurance companies.
• Assist in the development and maintenance of correspondent relationships with life insurance companies, conduits, and other external lending sources.
• Responsible for adherence to all Sterling procedures and processes, as well as applicable real estate laws and regulations.

Education:
High School Diploma or GED required.

Skills and Knowledge:
3 - 5 years of experience as a commercial/income property lending officer or more than 7 years of experience in real estate financing required.

Commercial: office, retail and industrial lending
Work with Life Company
Apartment lending

• Proven ability to structure and recommend real estate financing secured by property types readily acceptable in the secondary market (apartments, retail, offices, and warehouses).
• Extensive knowledge of mortgage banking, including income property and real estate loan origination, negotiation, and presentation.
• Knowledge of the real estate valuation and appraisal processes. Working knowledge of the investment parameters of life insurance companies and other institutional lenders.
• Proven record of producing portfolio and brokerage business. Established customer base and calling program.
• Ability to develop and maintain relationships with area businesses, life insurance companies, and other external lending sources, as well as prospective customers.
• Possess excellent written and verbal communication skills. Strong organizational, analytical, and customer service skills required.

Office Environment - no specific or unusual physical demands.

No recruiters, agencies, third-party agents, or consultants, please - only direct applications from candidates. All other inquiries must be directed to the Human Resources Department at (509) 458-2711.

CLICK TO APPLY

Responsible for originating retail mortgage loans. Contact potential clients by telephone or in person. Sell directly to customers or solicit customers indirectly through third parties such as builders, banks or realtors.

THIS IS A SALES POSITION AND HAS A VERY COMPETITIVE COMMISSION BASED PLAN WITH INCENTIVES FOR TOP PRODUCERS.

Our ideal candidate will have 2-3 years experience originating high quality residential mortgage loans. As a loan originator you would represent the company and provide excellent service to our borrowers and referral sources.

We have fast underwriting and funding, pipeline management, pricing engine, etc. We also provide on-going training through webinars, lunch and learns, company intranet and emails.

ANY INQUIRIES AND/OR INTERVIEWS WILL BE HELD STRICTLY CONFIDENTIAL.

THIS POSITION IS SUBJECT TO S.A.F.E ACT MORTGAGE LENDER REQUIREMENTS.
Any applicants applying for employment who will engage in residential mortgage loan originations must have a valid active originator license.

Requirements
Two to three years of experience origination experience
Knowledge of conventional and/or government guidelines
Knowledge of lending guidelines
Strong written and verbal communications skills
Teamwork and customer service skills a must
Self-motivated and highly organized
Ability to prioritize multiple competing task

CLICK TO APPLY

Proven successful consumer lending sales experience (minimum 2 years), working with FHA and conforming products.

Proficient computer skills including Microsoft Office Suite, and other mortgage / banking software.

Job Description: JOB SUMMARY
Responsible for performing telephone sales of mortgage products within established underwriting guidelines.

ESSENTIAL JOB FUNCTIONS
Provide sales support and strong communication to customers, processors and management from loan pre-qualification to loan closing, while maintaining production standards at minimum acceptable levels as set by Nationstar Mortgage management.

Complete mortgage applications using Company loan product system, including initial required documentation and stipulations. Must ensure compliance with Nationstar Mortgage policy and government regulations.

Maintain production reports for leads and sales contact, pipeline and other pertinent sales activity reports.

Effectively manage and follow-up on leads generated through various Marketing Department efforts.

CLICK TO APPLY

JOB DESCRIPTION

Aggressive Mortgage Banker has an opening for an experienced DE underwriter. Individual will be responsible for reviewing, analyzing, underwriting and clearing conditions for FHA, Agency, VA or other Investor loan types based on the specified guidelines. A thorough working knowledge of industry standard product/program guidelines, necessary conditions for approval, investor specific guidelines and technical/software navigation must be executed constantly and consistently. Ability to manage a large pipeline, attention to detail and self-management is required. Must perform all duties in accordance with company policies/procedures and all state and federal regulations.
Compensation is very competitive!!!

MINIMUM QUALIFICATIONS

* 5 Plus years underwriting experience is A MUST
* Current CHUMS ID #
* VA/LAP/SAR Designation HIGHLY Preferred
* Candidates must have active DE within the last 2 years
* Experience with FHA and VA loans in a wholesale environment
* DU/LP Underwriting experience is mandatory * BYTE software experience is a plus
* Thorough understanding of underwriting policies and procedures as well as investor guidelines and regulatory updates including a understanding of FHA, VA, FNMA and FMLMC guidelines. * Familiarity with review and understanding of complex tax documentation
* Attention to detail is essential
* Proactive and timely communication to customers and business partners on loan decisions and underwriting guidelines
* Superior internal and external customer service skills, interpersonal and communication skills
* Strong organizational skills
* Ability to work overtime as needed.
Interested candidates should respond by emailing their resume, salary history, and professional references to re@greenboxloans.com

Positions: 1

Job Type: Full Time
Location: Fresno, CA
Department: Production
Category: Sales
Salary: Commission Only
Benefits: Full Benefits

About The Company
W.J. Bradley is an independent retail mortgage lender, backed by a group of private investors that provide us with a strong and stable financial foundation to grow on. Our forward-thinking team is committed to helping our clients obtain real estate financing tailored to their personal needs and goals. At W.J. Bradley, we are dedicated to becoming the top retail mortgage originator in the nation and a leader in the industry.

We are building a reputation based upon exceptional customer service, responsible lending practices, a solid infrastructure and a team of experts comprised of the very best talent in the industry.

We offer our employees a competitive health benefits plan, tools to build a strong career, extensive and ongoing training, an entrepreneurial environment, and opportunities for career growth.

WJ Bradley Mortgage Lending provides the following benefits:

Fast underwriting to funding, marketing portal, technology platform (Nile, Point)-Nile is a pipeline management, product guidelines, pricing engine, Loan Officer Operating Account, etc.
We are direct lender with strong investors backing us up.
Training Available-Webinars, Lunch and Learn, Your Connection Emails, Intranet. All these are sources of training available to each LO.
Local MLS and Chamber of Commerce Membership
Automated Disclosure Workflow, VMS-appraisal ordering system.
Health Benefits-401k, dental, vision and disability.
Weekly Payroll
Job Description
For a confidential interview, please forward me your resume to the above email address and I will be contacting you as soon as possible. If you should have any questions, please call me and/or email me.

Frank Mandujano, LO

Frank.mandujano@wjbradley.com

NMLS # 264799

W.J. Bradley Mortgage Lending

802 W Pinedale Ave., Ste. 101

Fresno, CA 93711

Cell Phone (559) 977-7238

Office (559) 708-4022

Candidate Qualifications
The following are some of the requirements this position entails:

Minimum one year of loan officer experience or strong sales experience with demonstrated potential to transfer skills to a mortgage origination industry.
The person must be able to read, write, and communicate at a level consistent with the requirements of this position.
Ability to generate independent leads for new business through community contacts, realtors, sphere of contacts, etc.
Willingness to work flexible hours with the ability to travel locally to solicit business. Person must have driver’s license and adequate insurance.
Additional skills required:
Computer skills, math, communication, interpersonal skills, sales and leadership abilities.
A combination of people and soft skills– ability to do detail work as well as ability to follow up.
Must have NMLS License or be in the process of getting one-Assistance with getting your license may be available.

CLICK TO APPLY 

A Loan Officer works with VA Mortgage Center.com’s customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and designed to help them achieve their financial goals.

Duties include:

Calling prospective borrowers (No Cold Calls)
Collecting borrower financial information
Analyzing borrower credit for pre-approval of loan applications
Educating borrowers on the loan process, risks and benefits of loan alternatives and types of loan programs that best meet their needs
Requirements
Qualifications

Bachelor’s Degree or relevant experience
Diligence, a great work ethic and a desire to succeed
Ability to learn and thrive in a fast-paced environment

CLICK TO APPLY

Proven successful consumer lending sales experience (minimum 2 years), working with FHA and conforming products.

Proficient computer skills including Microsoft Office Suite, and other mortgage / banking software.

Job Description: JOB SUMMARY
Responsible for performing telephone sales of mortgage products within established underwriting guidelines.

ESSENTIAL JOB FUNCTIONS
Provide sales support and strong communication to customers, processors and management from loan pre-qualification to loan closing, while maintaining production standards at minimum acceptable levels as set by Nationstar Mortgage management.

Complete mortgage applications using Company loan product system, including initial required documentation and stipulations. Must ensure compliance with Nationstar Mortgage policy and government regulations.

Maintain production reports for leads and sales contact, pipeline and other pertinent sales activity reports.

Effectively manage and follow-up on leads generated through various Marketing Department efforts.

CLICK TO APPLY 

TIAA-CREF is seeking a Senior Underwriter for our Charlotte, NC office to work with our new Bank to set up and manage the mortgage underwriting process. . The ideal candidate will have strong conforming (experience with Freddie and Fannie guidelines, LP and DU) and non-conforming/jumbo first mortgage and home equity underwriting experience and be able to demonstrate high quality decision making consistent with secondary market and portfolio expectations. VA LAPP/SAR, FHA CHUMS ID and approval authority or recent experience with VA and/or FHA underwriting is a plus. In addition to underwriting experience, the right candidate will also have project management and training experience that can be applied cross functionally related to underwriting and underwriting related processes.

Responsibilities:
• Review and decision on mortgage and home equity loans originated for portfolio, in accordance with regulatory and prescribed lending guidelines
• Exercise prudent judgment in loan decision making and in recommending loan decision exceptions to Bank Management.
• Review daily reporting for accuracy and reconciliation against production system information.
• Prepare commitment and adverse action letters
• Prepare written communication to/for management or to bank personnel
• Ensure compliance with applicable state and federal laws
• Assisting with training of non-underwriting staff as needed to support a quality driven environment
• Ensure accurate application of secondary and company policies
• Assist with and provide input into ongoing development of underwriting related policies, procedures, systems and third party relationships that support the origination of bank credit products
• Maintain high quality in execution of underwriting authority to both portfolio and secondary market stands
• Obtain and maintain authority consistent with internal and third-party standards as required

Requirements:
• Thorough understanding of underwriting policies and procedures, as well as investor guidelines and regulatory updates including knowledge of FNMA and FMLMC guidelines and standards.
• Bachelors degree in business or related field
• 5+ years real estate lending experience
• 5+ years of mortgage underwriting experience
• 3+ years of home equity underwriting experience
• Excellent communication and interpersonal skills
• Demonstrated track record of delivering high quality loans for both investor and portfolio origination

Interested parties please send your resume and cover letter to: majohnson@tiaa-cref.org

MIDFLORIDA Credit Union is seeking an experienced Mortgage Loan Originator in the Winter Haven, FL area. Qualified candidates will possess a minimum of 3 years of government and conventional loan origination experience. This position requires knowledge of the local real estate market, federal and state regulations, mortgage software, loan underwriting and secondary market guidelines. Candidates will possess a strong sales ability and excellent customer service, communication and organization skills. Registered Mortgage Loan Originator through NMLS preferred.

Description:
Essential duties and responsibilities include first mortgage origination and lending, rate quotes, loan interviewing, processing mortgage applications and loan files, providing disclosures, ordering credit and credit updates, flood determinations, appraisals, requesting title commitment and survey, verifying proof of insurance, fee collection, general ledger maintenance, and scheduling loan closings. Additional responsibilities include pre-qualifications and cross-selling credit union products and services that best fit the needs of the borrower such as MIDFLORIDA Real Estate Sales, MIDFLORIDA Title Professionals, Heacock Insurance and Raymond James Financial. Mortgage Originators are also responsible for marketing the MIDFLORIDA brand in their respective territories by attending community functions relating to the real estate profession and calling on Realtors, builders, and MIDFLORIDA employees for referrals.

Requirements:
A minimum of two years of mortgage lending experience is required. Experience will include government and conventional loan origination, automated underwriting systems, and secondary market guidelines. Candidates will be highly familiar with the Polk County/Winter Haven, FL marketplace. Candidates will possess a documented history of business growth and development, and will be knowledgeable in the areas of underwriting and lending, mortgage processing, as well as regulatory and compliance issues. Candidates must possess strong customer service, time, and organizational skills, a high level of professionalism, and the ability to work well independently within a team oriented environment.

About Us:
Since its founding in 1954 MIDFLORIDA has grown to include 32 branches, 550 employees and more than $1.5 billion in assets. Presently, we are servicing nearly 150,000 members in the Central Florida area with products and services that rival any local bank, while maintaining the Credit Union philosophy of excellent personal attention.

Learn more about MIDFLORIDA and complete an online application by visiting www.midflorida.com/about/careers/curjobs.asp

MIDFLORIDA is pleased to offer our Mortgage Loan Originators an excellent benefits program which includes Health/Life/Dental coverage, generous 401 (k) matching contributions, Defined Benefit Plan and Tuition Assistance.

MIDFLORIDA Credit Union is seeking an experienced Mortgage Loan Originator in the Sebring, FL area. Qualified candidates will possess a minimum of 3 years of government and conventional loan origination experience. This position requires knowledge of the local real estate market, federal and state regulations, mortgage software, loan underwriting and secondary market guidelines. Candidates will possess a strong sales ability and excellent customer service, communication and organization skills. Registered Mortgage Loan Originator through NMLS preferred.

Description:
Essential duties and responsibilities include first mortgage origination and lending, rate quotes, loan interviewing, processing mortgage applications and loan files, providing disclosures, ordering credit and credit updates, flood determinations, appraisals, requesting title commitment and survey, verifying proof of insurance, fee collection, general ledger maintenance, and scheduling loan closings. Additional responsibilities include pre-qualifications and cross-selling credit union products and services that best fit the needs of the borrower such as MIDFLORIDA Real Estate Sales, MIDFLORIDA Title Professionals, Heacock Insurance and Raymond James Financial. Mortgage Originators are also responsible for marketing the MIDFLORIDA brand in their respective territories by attending community functions relating to the real estate profession and calling on Realtors, builders, and MIDFLORIDA employees for referrals.

Requirements:
A minimum of two years of mortgage lending experience is required. Experience will include government and conventional loan origination, automated underwriting systems, and secondary market guidelines. Candidates will be highly familiar with the Highlands County/Sebring, FL marketplace. Candidates will possess a documented history of business growth and development, and will be knowledgeable in the areas of underwriting and lending, mortgage processing, as well as regulatory and compliance issues. Candidates must possess strong customer service, time, and organizational skills, a high level of professionalism, and the ability to work well independently within a team oriented environment.

About Us:
Since its founding in 1954 MIDFLORIDA has grown to include 32 branches, 550 employees and more than $1.5 billion in assets. Presently, we are servicing nearly 150,000 members in the Central Florida area with products and services that rival any local bank, while maintaining the Credit Union philosophy of excellent personal attention.

Learn more about MIDFLORIDA and complete an online application by visiting www.midflorida.com/about/careers/curjobs.asp

MIDFLORIDA is pleased to offer our Mortgage Loan Originators an excellent benefits program which includes Health/Life/Dental coverage, generous 401 (k) matching contributions, Defined Benefit Plan and Tuition Assistance.

MIDFLORIDA Credit Union is seeking an experienced Mortgage Loan Originator in the central Tampa, FL area. Qualified candidates will possess a minimum of 3 years of government and conventional loan origination experience. This position requires knowledge of the local real estate market, federal and state regulations, mortgage software, loan underwriting and secondary market guidelines. Candidates will possess a strong sales ability and excellent customer service, communication and organization skills. Registered Mortgage Loan Originator through NMLS preferred.

Description: Essential duties and responsibilities include first mortgage origination and lending, rate quotes, loan interviewing, processing mortgage applications and loan files, providing disclosures, ordering credit and credit updates, flood determinations, appraisals, requesting title commitment and survey, verifying proof of insurance, fee collection, general ledger maintenance, and scheduling loan closings. Additional responsibilities include pre-qualifications and cross-selling credit union products and services that best fit the needs of the borrower such as MIDFLORIDA Real Estate Sales, MIDFLORIDA Title Professionals, Heacock Insurance and Raymond James Financial. Mortgage Originators are also responsible for marketing the MIDFLORIDA brand in their respective territories by attending community functions relating to the real estate profession and calling on Realtors, builders, and MIDFLORIDA employees for referrals.

Requirements: A minimum of two years of mortgage lending experience is required. Experience will include government and conventional loan origination, automated underwriting systems, and secondary market guidelines. Candidates will be highly familiar with the Hillsborough County/Tampa, FL marketplace. Candidates will possess a documented history of business growth and development, and will be knowledgeable in the areas of underwriting and lending, mortgage processing, as well as regulatory and compliance issues. Candidates must possess strong customer service, time, and organizational skills, a high level of professionalism, and the ability to work well independently within a team oriented environment.

About Us: Since its founding in 1954 MIDFLORIDA has grown to include 32 branches, 550 employees and more than $1.5 billion in assets. Presently, we are servicing nearly 150,000 members in the Central Florida area with products and services that rival any local bank, while maintaining the Credit Union philosophy of excellent personal attention.

Learn more about MIDFLORIDA and complete an online application by visiting www.midflorida.com/about/careers/curjobs.asp

MIDFLORIDA is pleased to offer our Mortgage Loan Originators an excellent benefits program which includes Health/Life/Dental coverage, generous 401 (k) matching contributions, Defined Benefit Plan and Tuition Assistance.

Job Description

As a Chase Loan Officer, you will promote and market the firm’s mortgage products to clients, team members and partners inside and outside the branch footprint.
Duties include:
*Obtain mortgage loans from referral sources including but are not limited to: bank branch customers, existing clients and realtors.
*Using sound judgment and effective marketing and promotion techniques
Assess and evaluate customer’s financial needs to build strong relationships with customers following-up on a regular basis.
Ability to actively listen and determine what financial products meet the customer needs and circumstances.
Determine and recommend financial product and service solutions for customers based on analysis of customer finances and customer’s needs and objectives.
Maintain relationship by providing superior customer consultation, advice, counseling and service.
Identify opportunities to expand client relationships and leverage cross-selling and promotional opportunities.
*Coordinate all aspects of the mortgage application process.
*Use sound judgment and work independently, but is part of a team driving towards shared financial goals of the Firm.
*Communicate effectively with peers, colleagues and management.
*Meets minimum performance standards (determined by Region Manager).
Balance Internal and External sourcing
*Market and promote the financial products offered by the Firm.
Partner with co-workers to meet with and advise customers regarding their financial needs
*Be the Premier Partner (in footprint territories)
Respond to customer to customer needs and inquiries within 24 hours
Keep PBs and BM informed on status of client relationship and needs and objectives.
Market and promote the financial mortgage products to the branch teams
Recognize PBs & the branch team by advising and consulting regarding the financial mortgage products and opportunities.
*Promote, market and cross-refer products that meet customers’ financial needs and objectives.

This position will require / requires National Mortgage Licensing System and Registry (NMLS) registration under the terms of the Safe Act of 2008. As such, upon active employment with JP Morgan Chase, you will be required to either register via the NMLS registry or re-register and move your previous registration to JP Morgan Chase’s registration rolls. Your continued employment in this position with JP Morgan Chase is contingent upon successful registration after your start date and annual re-registration thereafter. In addition, information obtained during the registration process may impact your employment with the firm.

Further information about the registry and the requirements of registration can be found at: http://mortgage.nationwidelicensingsystem.org/SAFE/Pages/default.aspx

You will be provided with detailed instructions on how to fulfill these compliance requirements upon joining the firm.

Qualifications

Minimum of three years of mortgage lending or mortgage banking experience
College degree or 4 years equivalent work experience in sales and/or real estate is required
Sales and consulting skills required
Excellent written and oral communication skills
Knowledge of real estate market in local area
Knowledge of FHA, VA, FNMA, FHLMC guidelines
FHA/VA sales experience preferred
Intermediate PC skills required in a Windows environment

Internal: Ability to develop a strong partnership with the assigned Retail Bank stores including tellers and Personal Bankers to promote mortgage loan originations (in footprint territories). Can function well within formal and dotted line reporting relationships. Is seen as a team player.

Customer (External): Build customer perception as the mortgage expert. Builds and maintains good relationships with customers. Exhibits consultative sales and promotional experience to provide recommendations based on financial analysis and acumen, product knowledge and knowledge of the customer’s financial needs, goals and circumstances. Resolves outstanding issues in order to complete the mortgage origination.

JPMorgan Chase is an Equal Opportunity and Affirmative Action Employer, M/F/D/V

Job Loan Origination
Primary LocationUS-NY-Rochester
Organization Retail Financial Services
Schedule Full-time
Job Type Standard
Shift Day Job
Employee Status Regular

CLICK TO APPLY 

ESSENTIAL DUTIES AND RESPONSIBILITIES
To be effective, an individual must be able to perform each essential duty successfully.

• Interview applicants to determine their financial needs.
• Assess the correct loan options for the borrower based upon the member’s present situation, future plans, and advise the member of the preferred loan product.
• Ability to operate the loan origination systems PCLender & Mortgagebot.
• Take a complete loan application including addresses, phone numbers, account numbers, etc. and send complete file to corporate within 24 hours of completion.
• Credit report and appraisal fees must be collected UPFRONT.
• Verify financial information on loan applicants and analyze member’s financial status to determine their credit worthiness.
• Calculate debt ratios and evaluate credit reports.
• Ability to interpret strengths and weaknesses for each loan application.
• Demonstrate knowledge of Reg Z and RESPA regulations.
• Ability to review title insurance policies and property appraisal reports.
• Cross-sell other credit union loans, products and services to fill member’s financial needs.
• Keep track of all REPC dates to avoid costly extensions or loss of property and/or earnest money deposit. REPC’s must have a minimum of three weeks before settlement deadline. If not, provide a signed extension prior to application.
• Stay in contact with members and/or realtors during the loan process to keep them informed. Return calls promptly < 24 hours.
• Lock or float rates according to member’s direction.
• Fill out the closing submission form and send to the processor.
• Attend loan closing whenever possible. Provide member with a closing gift within 5 days of settlement.
• If unable to grant a mortgage to a member, the loan officer must counsel members regarding their credit and achieving their credit goals.
• Market to outside realtors, title companies and builders to generate referrals. Get MACU’s name out in the industry.
Full-Time, Monday-Friday, 9 a.m. to 6 p.m.

Pocatello Idaho Area

Requirements KNOWLEDGE, SKILLS and ABILITIES
The requirements listed are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the job functions.

Experience:
One to two years of service in MACU or similar work experience.

Education:
High school equivalent to a two-year college degree or completion of a specialized course of study at a business or trade school.

Interpersonal Skills:
Courtesy, tact, and diplomacy are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation.

Language Skills:
Must have the ability to read and interpret documents such as tax returns, income statements, contracts and documents regarding real estate transactions, loan program guidelines, AUS findings and preliminary title reports. Ability to write routine reports and correspondence. Ability to speak effectively before groups of employees, members, or clients.

Computer/Office Equipment Skills:
Intermediate to Advanced skills in the following: Adding machine/10-Key, computer operating skills (windows navigation, mouse/keyboard functionality), Microsoft Outlook, Microsoft Office Suite. Must have the ability to type a minimum of 35 words per minute

Other Skills and Abilities:
Must have the ability to understand and carry out instructions in written, oral, or diagram form. Ability to deal with problems involving several variables. Must have excellent communication and interpersonal skills. Attention to detail and outstanding customer service is critical to success. Use interpersonal and communication skills to generate referral business, leads, and relationships with individuals, existing clients, past clients, and Real Estate Professionals.

CLICK TO APPLY 

Play a vital role in the customer banking experience at Chase! As part of JPMorgan Chase, a leading global financial services firm, Chase has over 5,100 locations where our Loan Officers build relationships with customers and provide them with products and services to meet their ever-changing needs.

As a Chase Loan Officer, you will acquire and deepen relationships with clients through comprehensive needs based promotion and marketing of mortgage products to clients inside and outside the branch footprint, and develop and work with centers of influence to expand your customer base. You will be required to deliver strong results in mortgage and home lending products, and demonstrate strong interpersonal skills as well as provide exceptional service throughout the sales process. You will serve as customer’s chief point of contact with Chase throughout the life of the loan.

You will also be responsible for serving as the home lending specialist at the branch by coaching and mentoring the branch team and providing training on products and services. You will work hand-in-hand with bankers, meeting with their customers and introducing new clients to bankers for additional products and services. All of you working as a team will create an outstanding customer experience.
Qualifications

Minimum three years of mortgage lending, proven sales experience in retail banking required
Bachelor’s degree or equivalent work experience in sales and/or real estate required
Marketing, promoting, relationship building and consulting skills required
Intermediate PC skills in a Windows environment required
FHA/VA sales experience preferred
Excellent written and oral communication skills
Knowledge of real estate market in local area
Knowledge of FHA, VA, FNMA, and FHLMC guidelines
Internal: Ability to develop a strong partnership with the assigned retail branches to
Promote mortgage loan originations (in footprint territories), and can function well within formal and dotted-line reporting relationships
External (Customer): Build role as the internal and external mortgage expert; builds and maintains good relationships with customers; and exhibits consultative skills to provide recommendations based on financial analysis and expertise, product knowledge, and knowledge of the customer’s financial needs, goals, and circumstances
JPMorgan Chase offers an exceptional benefits program and a highly competitive compensation package.
JPMorgan Chase is an Equal Opportunity and Affirmative Action Employer, M/F/D/V

This position will require/requires National Mortgage Licensing System and Registry (NMLS) registration under the terms of the Safe Act of 2008. As such, upon active employment with JP Morgan Chase, you will be required to either register via the NMLS registry or re-register and move your previous registration to JP Morgan Chase’s registration rolls. Your continued employment in this position with JP Morgan Chase is contingent upon successful registration after your start date and annual re-registration thereafter. In addition, information obtained during the registration process may impact your employment with the firm.

Further information about the registry and the requirements of registration can be found at: http://mortgage.nationwidelicensingsystem.org/SAFE/Pages/default.aspx

You will be provided with detailed instructions on how to fulfill these compliance requirements upon joining the firm.

Job Loan Origination
Primary LocationUS-TX-Hutto
Organization Retail Financial Services
Schedule Full-time
Job Type Standard
Shift Day Job
Employee Status Regular

CLICK TO APPLY 

Under the direction of the Director of Homeownership Programs, the QC/Underwriting Specialist will analyze loan file documentation for compliance with applicable program and lending parameters (Conventional, FHA, VA, USDA and MRB), will evaluate underwriting decision, will verify data integrity and will check all documentation for misrepresentation; deficiencies will be communicated to management and to other appropriate parties via written report(s). File analysis will include a review of closing documents, appraisal report, and other file documentation. Candidate must be able to effectively and clearly communicate with external and internal personnel both in writing and orally, and must be adaptable, detail oriented and able to effectively problem solve.

REQUIREMENTS:

Bachelor’s degree or 3-5 years experience in the residential lending industry and secondary market. Nine years combined audit and underwriting experience required. Direct Endorsement underwriter certification preferred. VA, LAPP designation desired. Excellent verbal and written communication skills. Excellent analytical and organizational skills. Customer service experience. Computer literacy required. Excellent problem solving skills and ability to manage files, lenders and MI companies. Familiarity with guidelines and requirements in the residential lending industry and the secondary market.

REPLY:
Please send resume and salary requirement to: needemployment@ymail.com

Experienced Mortgage Loan Officers Wanted!
Think you have the experience and talent to be a top producer?
Tired of fighting to fund your loans?
You know how to get the job done but are missing support?
Then Carrington Mortgage Services WANTS YOU!Carrington Mortgage Services is a fully integrated mortgage company with mortgage lending and servicing operations and an affiliated real estate brokerage.

Our Real Estate Affiliate lists and sells retail & REO properties for Carrington Mortgage Services. These REO’s generate 5+ pre-qualifications and purchase leads.
As a member of the Carrington Family you’ll benefit from…

Aggressive commission splits with low banking and broker fees
Competitive pricing, no hidden fees or margins
LEADS!
Diverse product lines
Paperless loan file flow and process
Service level commitments for all support functions
A choice of having processing in the branch or at the corporate office
Competitive benefits package including, medical, dental, vision and much more
Requirements:

2+ years of mortgage lending experience preferred.
Safe Act of 2008 certification required.
Must be team oriented.
Strong experience with FHA and conventional loans.
Experienced with purchase transactions.
Must be able to follow loan protocols.
Must be efficient with computers and loan operating systems.
To apply to this position:
http://carrington.hodesiq.com/apply_online_1.asp?jobid=2643726

Recruiter Contact Info:
Tracy Flippen
Phone: 949-517-7261
Email: Tracy.Flippen@carringtonmh.com
Please visit our website: www.carringtonms.com

Carrington Mortgage Services is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, gender, national origin, ancestry, age, marital status, sexual orientation, veterans status, physical or mental disability or any other legally protected category. CMS will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company

CLICK TO APPLY 

Boutique mortgage brokerage specializing in Super Jumbo lending is seeking to fill openings in their Malibu office. Candidates must possess a minimum of 10 years experience in residential lending as a Processor/ Underwriter with a strong understanding of complex tax return analysis and appraisal/ property evaluations. Further, candidates must possess an understanding of the Super Jumbo market and applicable lenders. Candidates are expected to possess a strong command of Encompass loan origination platform various lender websites and possess the ability to manage daily office duties including oversight of Jr. Processors and workflow of loan officers and their pipelines.

The Company was established in 1999, is licensed in California and services clients nationwide through a network of Private Banking relationships. The company functions at the consumer level engaging in loan origination and placement of residential mortgages from $1,000,000 to $20,000,000.

The Company is structured to provide a concierge service approach to Jumbo and Super Jumbo consumers. We strive to be a leading provider of solution oriented residential mortgage loans with an emphasis on long-term placement and goals of our clients.

Candidates without the required qualification will not be considered.

Equal Opportunity Brokerage

Recruiter: Walter Tharp
Walter@thinkcfa.com

Job Description:

Responsible for reviewing, analyzing, approving and underwriting large, unusual or complex individual consumer requests and products within company and industry guidelines. Dependent on division and complexity of underwriting, functions may include reviewing financial statements, credit reports, and applicable ratios(i.e. Debt ratios, loan-to-value); evaluating; examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision. May provide work direction and/or training to lower level team members and provide performance feedback to supervisor/manager.

Basic Qualifications:

4+ years underwriting experience.
Minimal Qualifications:
-Mortgage underwriting experience.
-Thorough understanding of underwriting policies and procedures, including investor guidelines and regulatory updates.
-Thorough knowledge of FNMA, and FMLMC guidelines and standards.
-Experience with income validation including personal and corporate tax forms.
-Experience in Appraisal Review.
-Ability to handle confidential material in a professional, highly ethical manner.
-Excellent verbal and written communication skills and possess a high degree of attention to detail.
-Strong interpersonal skills to build and maintain professional relationships with clients, customers, and co-workers.
-Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
-Experience in talking with the borrower about loan decision.
-Must be able to work in a production/flexible environment.
-Work overtime as needed Intermediate PC and keyboarding skills, including experience with Windows operating systems

Preferred Qualifications:
DE/CHUMS ID
VA/LAPP/SAR

www.wellsfargo.com/careers
Requisition Number: 3517028
My email: Donna.Craddock@wellsfargo.com

Share our pride. Join our mission.
We are currently seeking talented Mortgage Closers - Seasonal for our Tampa, FL facility.
PURPOSE OF JOB
Services members by preparing and approving the final figures and documents needed for closing mortgage loans. Communicates with appropriate parties to ensure all loans close in accordance with bank, investor, and regulatory guidelines. Closes and funds various Mortgage loan products on a national basis. Answers urgent title company calls on a phone queue.
Work Location: 3608 Queen Palm Drive Tampa, FL 33619
JOB DUTIES
• Closes Conventional refinance and Conventional purchase loans. Is the point of contact for the member and the title company for USAA. Initiates outbound calls to title companies to obtain title commitment, fees, and set the expectations for loan closings. Answer calls from a phone queue to serve members at the mortgage closing table.
• Works under direct supervision. Uses established procedures to carry out routine work duties. Seeks guidance from team members to resolve issues and to identify appropriate issues for escalation.
• Reviews and approves the title commitment. Ensures title work is clear of liens, judgments and encroachments.
• Reviews and approves the HUD-1 Settlement Statement. Ensures fees, names, amounts, account conditions, seller concessions, taxes, payoffs, etc., are accurate. Focuses on RESPA compliance and rediscloses Truth in Lending as necessary.
• Completes system inputs to create mortgage loan documents and initiates necessary wiring of funds and confirms closing conditions were met and funds the loan in the loan origination system.
Training Hours
• Ability to work a five day 40 hour work week Monday through Friday from 7:00am-6:00pm (overtime on the weekends as needed).
• Ability to attend up to 8 weeks of paid structured classroom training: Monday - Friday 8:00am-4:30pm.
Minimum Requirements
• High school diploma or equivalent.
• 2 years of customer service/sales experience or Bachelors Degree or Successful completion of military service or 1 year customer service/sales experience plus 30 hours of college credit.
• 1+ years experience multi-tasking in a Windows operating system environment.
• 1+ years experience frequently communicating (minimum 60% of the time) with customers by phone, e-mail and/or face to face.
*Qualifications may warrant placement in a higher job level.
Preferred
• Recent mortgage experience or Bachelors degree.
• 1+ year financial services industry related customer contact experience.
• Knowledge of windows operating environment and Microsoft Office tools.
• Call center experience.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
At USAA our employees enjoy one of the best benefits packages in the business, including business casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals.

Relocation assistance is not available for this position.
Do not apply via this website. Interested candidates must submit resumes online via the USAA career center at www.usaa.com in order to be considered for this position. Please be sure to reference job number 12132.
In addition to other USAA applicant screenings, individuals hired for this position must be federally registered on the National Mortgage and Licensing System Registry (NMLSR) after being hired. The NMLSR will require you to provide identification information, financial services related employment history, and disclose certain criminal, civil judicial or regulatory/licensing actions that have been brought against you. It also requires that you be fingerprinted for an FBI background check.
Qualified applicants must successfully complete a pre-employment background and drug screen.
USAA is an Equal Opportunity/Affirmative Action Employer.

Share our pride. Join our mission.
We are currently seeking talented Mortgage Processing Specialist III - Seasonal for our Tampa, FL facility.
PURPOSE OF JOB
As a Mortgage Processing Specialist for USAA, you will provide service to members by responding to routine to moderately complex telephone inquiries to complete loan requests. You will gain proficiency in processing mortgage loans and obtaining initial level of conventional or VA mortgage lending authority. You will comply with all bank, investor and regulatory requirements. You will evaluate and process loans on a national basis from point of application through final loan decision.
Work Location: 3608 Queen Palm Drive Tampa, FL 33619
Training Hours
• Ability to work a five day 40 hour work week Monday through Friday from 7:00am-6:00pm (overtime on the weekends as needed).
Ability to attend up to 8 weeks of paid structured classroom training: Monday-Friday 8:00am-4:30pm.
Minimum Requirements
• High school diploma or equivalent.
• 2 years of customer service/sales experience or Bachelors Degree or Successful completion of military service or 1 year customer service/sales experience plus 30 hours of college credit.
• 1+ years experience multi-tasking in a Windows operating system environment.
• 1+ years experience frequently communicating (minimum 60% of the time) with customers by phone, e-mail and/or face to face.
*Qualifications may warrant placement in a higher job level.
Preferred
• Recent mortgage experience or Bachelors degree.
• 1+ year financial services industry related customer contact experience.
• Knowledge of windows operating environment and Microsoft Office tools.
• Call center experience.
The above description reflects the details considered necessary to describe the principal functions of the job and should not be construed as a detailed description of all the work requirements that may be performed in the job.
At USAA our employees enjoy one of the best benefits packages in the business, including business casual dress environment, comprehensive medical, dental and vision plans, along with wellness and wealth building programs. Additionally, our career path planning and continuing education will assist you with your professional goals.
Do not apply via this website. Interested candidates must submit resumes online via the USAA career center at www.usaa.com in order to be considered for this position. Please be sure to reference job number 12130.
Relocation assistance is not available for this position.
In addition to other USAA applicant screenings, individuals hired for this position must be federally registered on the National Mortgage and Licensing System Registry (NMLSR) after being hired. The NMLSR will require you to provide identification information, financial services related employment history, and disclose certain criminal, civil judicial or regulatory/licensing actions that have been brought against you. It also requires that you be fingerprinted for an FBI background check.
Qualified applicants must successfully complete a pre-employment background and drug screen.
USAA is an Equal Opportunity/Affirmative Action Employer.

# of openings: 5
Pay range: Base + Commission
Employment duration: Full time
Work Days: M-F
Work Hours: 8-5
Are Benefits Available?: Yes
Description
Academy Mortgage, #1 Privately Owned FHA / VA mortgage banker in Arizona is seeking qualified Loan Officers. Candidates must have a positive attitude and high energy. Must have phone, sales, and computer skills. 2 years’ experience preferred but not required.

This position offers an hourly base plus aggressive commission structure. We currently have 400-600 weekly inbound leads looking for purchase loans.

Academy Mortgage offers the following benefits

1. Weekly Training
2. Client Retention Programs
3. Matching 401k
4. Health Care and Life Benefits

We processes, underwrites, draws docs and funds in our local office. If you need to talk with an underwriter you can. If you have the skills to close loans and just need systems and leads call Academy Mortgage.

Candidates must be willing to work weekends. Candidates must also submit to a post-offer pre-employment background check.

Apply online at www.rminc.com

* Location: Mesa, Arizona
* Status: Full-Time
* Compensation: Hourly base plus commission
* Principals only. Recruiters, please don’t contact this job poster.
* Please do not contact job poster about other services, products or commercial interests.

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Responsibilities of the Mortgage Underwriter III will include performing a variety of loan documentation duties on conforming loan packages and complex loans, using comprehensive knowledge of policies and procedures for loan products. Possess a knowledge and ability to underwrite conventional mortgage loans (FNMA/FHLMC).

Responsibilities:
• Customer Service to internal and external clients
• Respond effectively to customers(internal and external) and actively participate in discussions to help the department run more efficiently
• Review, analyze and make final determination on loan documentation; main function of job
• Work with team members to identify potential suggested solutions/exceptions for denied loan files
• Remain up to date on program and investor guidelines
• Ability to accurately document decisions using multiple systems
• Complete tasks as delegated by Relationship Management/Division Management
• Additional duties as assigned
• Ability to absorb guideline changes and apply them immediately with minimal error rate
• Willingness to work on a special project when assigned
• Ability to mentor Mortgage Specialists and Junior Underwriters when required
Minimum Qualifications:
• Minimum 2 years recent underwriting experience(Non forensic or modification) or extensive prior underwriting experience
• High School diploma or equivalent minimum; real estate/mortgage banking courses helpful
• Minimum 10 years current conventional underwriting experience desired
• Extensive Customer Service skills
• Excellent verbal and written communication skills; analytical skills
• Ability to handle frequent changes
• Creative/innovative problem solver
• PC skills required. Windows, Microsoft Word, Excel
• Confidentiality required in handling of security
• Credit decisions on conforming loan (non-HAMP) documents
Performance Standards:
• An Underwriter III will be completing a quota of files set by management and maintaining an error rate of less than 5%. Material errors on files are not acceptable.
• Demonstrated ability to comprehend program changes and new program guidelines.
• Ability to implement new changes in daily production
• Mentoring Mortgage Specialists by knowing that any guideline changes have been thoroughly explained and understood and that they are being implemented in the daily production
Position is temporary to hire. Salary ranges from 60K-65K per year based on experience. Interested candidates should visit www.novusstaffing.jobs and click on the Title Underwriter III job posting to apply. We are currently seeking 10 Underwriters for this opportunity.

Job Description
Michigan Commerce Bank is currently looking to fill the position of Mortgage Loan Originator for the Farmington Hills / Brighton office, with responsibility for originating a wide variety of residential mortgage, real estate and construction loans in compliance with all applicable state and federal laws and regulations, as well as company policies and procedures. This position will actively seek qualified loan applicants, which may include referrals from inside and outside sources, and assures quality service by timely processing, shipping to underwriting, ordering closing documents, and coordinating loan closing.
Required Skills
Originates mortgage loans through interviewing and consulting loan applicants. Obtains necessary information to complete loan documents, which may include, review of financial information, personal interview, etc. Submits loan applications and related documents for processing and/or underwriting.
Provides information to loan applicants regarding the terms under which credit will be extended, including the costs, repayment terms, interest rates and collateral.
Actively seeks qualified loan applicants through referrals, realtor meetings, home builders associations, and sales presentations.
Represents the Bank with business, trade associations and customers; promotes the Bank’s image as a good corporate citizen.
May perform related duties as assigned or as the situation dictates.

OTHER DUTIES AND RESPONSIBILITIES
Assists mortgage loan-processing department with documenting loans to ensure complete loan files are sent to underwriting.
May cross-sell other bank products.

Skills/Equipment
Strong interpersonal skills with the ability to communicate effectively with existing and potential customers as well as throughout the Bank.
Experienced sales skills.
Ability to accurately handle detail oriented transactions.
Familiar with mortgage lending software such as Genesis and Caylx.
Strong knowledge of underwriting guidelines and income analysis.
Required Experience
Two to five years mortgage lending experience preferred.
Job Location
Farmington Hills, MI US
Position Type
Full-Time/Regular

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Proficient computer skills including Microsoft Office Suite, and other mortgage / banking software.

Job Description: JOB SUMMARY
Responsible for performing telephone sales of mortgage products within established underwriting guidelines.

ESSENTIAL JOB FUNCTIONS
Provide sales support and strong communication to customers, processors and management from loan pre-qualification to loan closing, while maintaining production standards at minimum acceptable levels as set by Nationstar Mortgage management.

Complete mortgage applications using Company loan product system, including initial required documentation and stipulations. Must ensure compliance with Nationstar Mortgage policy and government regulations.

Maintain production reports for leads and sales contact, pipeline and other pertinent sales activity reports.

Effectively manage and follow-up on leads generated through various Marketing Department efforts.

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JOB DESCRIPTION

SUMMARY
Responsibilities for the Mortgage Underwriter III will include performing a variety of loan documentation duties on conforming loan packages and complex loans, using comprehensive knowledge of policies and procedures for loan products. Possess a knowledge and ability to underwriter conventional mortgage loans (FNMA/FHLMC).

RESPONSIBILITIES

• Customer Service to internal and external clients
• Respond effectively to customers (internal and external) and actively participate in discussions to help the department run more efficiently
• Review, analyze and make final determination on loan documentation; main function of job
• Work with team members to identify potential suggested solutions/exceptions for denied loan files
• Remain up to date on program and investor guidelines
• Ability to accurately document decisions using multiple systems
• Complete tasks as delegated by Relationship Management/Division Management
• Additional Duties as assigned
• Ability to absorb guideline changes and apply them immediately with minimal error rate
• Willingness to work on a special project when assigned
• Ability to mentor Mortgage Specialists and Junior Underwriters when required

MINIMUM QUALIFICATIONS:

• Minimum two years recent underwriting experience (Non forensic or modification) or extensive prior underwriting experience.
• High School Diploma or equivalent minimum; real estate/mortgage banking courses helpful
• Minimum 10 years current conventional underwriting experience desired
• Excellent Customer Service skills
• Excellent verbal and written communication skills; analytical skills
• Ability to handle frequent changes
• Creative/innovative problem solver
• PC skills required. Windows, Microsoft Word, Excel
• Confidentiality required in handling of security
• Credit decisions on conforming loan (non-HAMP) documents

REQUIREMENTS:

• Testing is a requirement prior to employment
• Math and Mortgage Test- Acceptable Test Scores

PERFORMANCE STANDARDS

• An Underwriter III will be completing a quota of files set by management and maintaining an error rate of less than 5%. Material errors on files are not acceptable.
• Demonstrated ability to comprehend program changes and new program guidelines
• Ability to implement new changes in daily production
• Mentoring Mortgage Specialists by knowing that any guideline changes have been thoroughly explained and understood and that they are being implemented in the daily production

Please email your resume to Recruiter@urban-ls.com

Essential Duties:
• Responsible for originating, reviewing, processing, closing, and administering loan proposals.
• Responsible for interviewing mortgage loan applicants and requesting specific information for loan applications.
• Perform business development activities to increase reoccurring production, including: maintenance of a client database, client and customer calling/monitoring efforts, and additional activities as proposed by management.
• Develop and maintain relationships with real estate agents.
• Analyze applicants’ financial status, credit, and property evaluation to determine feasibility of granting loan. Submit applications to processor and/or underwriting for verification and recommendation.
• Responsible for the input of complete and accurate loan application information while ensuring compliance to company policies.
• Responsible for rate locks, issuance of disclosures, overage/underage, and fee waivers.
• Analyze potential loan markets to develop prospects for new loans. Help define existing loan products and develop new loan products to allow improved profitability and sales execution.

Education:
High School Diploma or GED required.

Skills and Knowledge:
3 - 5 years recent mortgage loan officer experience utilizing self generated leads with a minimum $5 million annual production volume.
• Possess a thorough understanding of loan program requirements. Processing and closing knowledge/experience preferred.
• Knowledge of real estate and finance through appropriate experience or certified course work.
• Ability to analyze, understand, and communicate complex loan products.
• Demonstrate self-motivational skills and the ability to work in a high pressure, production-oriented environment while ensuring deadlines are met.
• Possess a high level of interpersonal and sales skills.
• Possess excellent written and verbal communication skills.

Physical Demands: Ability to lift and move file boxes weighing up to 25 lbs.

**No recruiters, agencies, third-party agents, or consultants, please - only direct applications from candidates. All other inquiries must be directed to the Human Resources Department at (509) 458-2711.

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Description:

Basic Function:
Acts in a liaison capacity for mortgage originators and customers providing follow-up and resolution to questions and concerns. Provide general sales, marketing and operational support for assigned mortgage originator. Responsible for adherence to compliance guidelines and to the requirements of federal registration under the SAFE Act.
Responsibilities:
Assist Loan Officer in developing and managing a referral source, prospect and customer base. Assist Loan Officer in developing and implementing marketing/sales support programs to develop new business. Interact with customers to complete the application process, ensure all necessary supporting loan documentation is obtained and accurate. Provide follow-up on loan conditions as required by commitment letter. Interact with Production department personnel (processors, underwriters, closers) to ensure loan application file is complete, loan documentation is satisfactory, conditions are met and loan can close within required time frames. Serve as communication liaison between customer, M&T Corporation and loan officer. Initiating and answering calls to/from customers as required in a prompt, courteous and professional manner. Maintain and organize current and required loan documents for all loan programs as needed. Take loan applications as necessary and input loan data into processing system via laptop. Assist Loan Officer in providing required reporting as needed. Perform other related duties as necessary. Responsibility to establish and maintain federal registration requirements outlined in the SAFE Act.
Minimum Qualifications:
High school diploma (or equivalent) or equivalent in work experience. Prior mortgage experience preferred. Computer knowledge. Knowledge of software utilized by department. Knowledge of Secondary Marketing requirements. Knowledge of FHA/VA regulations. Knowledge of Bank products and services. Strong organizational skills with ability to manage multiple priorities. Excellent verbal and written communications skills. Flexible to travel within region and work overtime and/or flexible schedule as needed.

Primary Location: Western NY - Western-New York-Williamsville-Amherst Center

Schedule: Full-time
Job Posting Sep 15, 2011
Unposting Date Ongoing

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Description

Aggressively solicit, market, and process consumer loans and other TCF services. Provide customer service within the policies, objectives, and guidelines established by TCF Bank.
Qualifications

·High school education or equivalent, four-year college degree preferred
·6 - 12 months of work experience in a sales position
·Participate in a training program designed to instruct on current lending practices
·Interviews and accepts all Consumer Loan Applications obtaining financial information and purpose of the loan
·Actively participates in the solicitation of lending business and cross-selling of products to customers in person or by phone
·Must meet loan production goals set by management
·Demonstrated sales ability
·Good verbal and written communication skills
·Good organizational skills.

About TCF Bank

TCF Bank is affiliated with TCF Financial Corporation, a financial holding corporation based in Minnesota. We have 440 banking offices in Minnesota, Illinois, Michigan, Colorado, Wisconsin, Indiana, Arizona and South Dakota.
TCF Bank is now the 11th largest U.S. Visa® Classic debit card issuer ranked by sales volume.

Our goal is to be the most convenient bank in the markets we serve. We are looking for employees who value honesty, integrity, ethical behavior, and putting The Customer First. If you have those traits, we invite you to apply at TCF Bank.

Benefits
TCF Bank encourages open employee communications and promotes from within whenever possible. We offer competitive pay and a comprehensive benefits package that includes medical, dental, 401(k), life insurance, and paid time off. In addition, TCF Bank also offers health care/dependent care spending accounts, short and long term disability, tuition reimbursement, and an employee referral reward program.
Job Sales
Primary LocationUS-MN-Minnetonka-1801 Plymouth Road
Organization Retail Bank
Schedule Full-time
Job Posting Sep 12, 2011
Unposting Date Ongoing

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Mortgage Solutions strongly believes every client should be served with integrity, dignity and respect. Without compromise, Mortgage Solutions is committed to providing the loan that is in the best interest of our clients, not our bottom line. We will continue to educate the community to empower our clients to make responsible and informed fiscal decisions that will result in greater financial peace of mind.

If you are an experienced DE Underwriter have at least 3 years of Government and Conventional underwriting experience, have great attention to detail, enjoy working in a fast paced, high volume environment, then we want you to join our team!
Primary responsibilities include:
• Reviewing documentation including 1003, credit reports, income and assets and confirming data integrity
• Reviewing and analyzing appraisals, prelim and purchase contracts
• Reviewing and calculating income, assets, LTV, CLTV
• Making decisions on the credit worthiness of the borrower
• Issuing loan approvals, counter offers, or denials
Qualified Applicants must have:
• 3+ years experience in FHA underwriting and active CHUMS ID
• Underwritten FHA loans within the last year
• Full understanding of FHA guidelines
• Excellent analytical & communication (verbal and written) skills.
• Ability to work in a fast paced environment and multi-task.
• Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)
• Experience using automated underwriting systems [Encompass, Point, Data Trac, Viewwise]
• 203k experience a plus!
• Have the ability to work independently as well as part of a team
• Solid Experience working with multiple loan types
• Strong mathematical and software skills (MS Office, Citrix)
Candidate may work remotely.
Qualified applicants send your cover letter and resume to HR@msofco.com or fax to 866.876.8303.

Description

PURPOSE:
The role of the GMAC Retail Loan Officer is to represent GMAC Mortgage and to originate residential real estate mortgage loans. The Loan Officer will develop and maintain existing client relationships as well as identify and pursue potential new customer opportunities.
ESSENTIAL ACCOUNTABILITIES:
• Promote loans through public contact and GMAC affiliates
• Develop relationships with new and current Realtors, builders and borrowers to promote continuous business
• Interview and pre-qualify prospective borrowers
• Comply with all disclosure requirements and timeframe
• Advise borrowers of lock-in policy and ensure lock requests are completed accurately
• Inform borrowers and related parties of loan product options and parameters, and other requirements needed to close the loan
• Meet and maintain all licensing requirements including continuing education
• Review new loan guidelines, programs, updates and changes
POSITION REQUIREMENTS:
• High school diploma or equivalent, college degree preferred
Work Experience:
THE LOAN OFFICER MUST BE SAFE ACT COMPLIANT AND A LICENSED LOAN ORIGINATOR IN THE STATE IN WHICH LOANS ARE BEING ORIGINATED
Minimum:
• Must have a minimum of 3+ years of consistent Retail Mortgage Loan Origination / mortgage banking experience
• Relocation is not authorized for this position. Must be located within the County of the Market in which this job is being offered
• Experience must include the following Retail Loan Origination / Sales experience:
• Must have a current book of business / self sourced business leads
• Must have proven Retail mortgage production exceeding 12 million annually and a current pipeline
• Must have proven loan origination documented from the last 2 years consecutively
• Ability to build quality customer and client relationships
• Effective verbal and written communication skills
• Excellent math, analytical and time management skills
• Strong interpersonal skills and a professional demeanor
Technical Competencies:
• Knowledge of PC Environments to include Microsoft Word, Excel, PowerPoint, Outlook
• Basic ability to analyze personal and business financial statements and related documentation
Personal Competencies:
• Persuasiveness
• Interpersonal / Relationship management
• Self-motivated
• Resourceful-able to translate initiatives into action
• Models high performing levels of performance, motivation and personal integrity aligned with GMAC corporate values
Work Environment:
• 40-60% of daily local travel could be required based on region
• A home work environment may be needed
Job Mortgage - Retail Lending
Primary LocationUnited States-Connecticut-HARTFORD
Organization RFG Consumer Lending - 5001002010
Schedule Full-time
Supervisory No
Number of Direct Reports 0
Job Posting Sep 6, 2011

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Department: Residential Lending
City: Federal Way
State: WA
Duration: Full Time
FLSA Status: Non-Exempt

Job Description:
Are you passionate about helping homeowners finance their dream? Do you love building relationships that drive customers to your services? Do you crave a working environment that supports and empowers you to achieve the results?

Join one of the Pacific NW’s oldest and most dynamic mortgage lending teams. HomeStreet Bank is searching for top notch producers with a proven track record to join our Federal Way team.

Spend your time generating business not doing paperwork!

HomeStreet Bank offers:
- High Commissions for Top Producers
- Quarterly unit bonuses
- Competitive pricing
- State of the Art data base management systems
- Top Quality POS software
- In-office support staff
- Online application and approval system
- Exceptional local Underwriting
- Exceptional Processing
- Fast turn times to closing
- FHA, VA and Fannie Mae direct seller

Loan Officer Expectations:

HomeStreet Bank is dedicated to providing our customers the highest level of service. To meet this commitment Loan Officers are to interact with customers in an exacting and professional manner, have a thorough knowledge of HomeStreet Bank lending products, act with the highest level of integrity, meet compliance standards and maintain a minimum production standard. Loan Officers will:

- Consistently be active in generating new clients and referral sources
- Consistently maintain and market a data base
- Meet with customers both in and out of the office
- Negotiate mortgage loan terms and conditions
- Input applications in to the POS system
- Manage and grow an active pipeline

Job Requirements:
A minimum of three years of experience as a Residential Mortgage Loan Officer in the Federal Way market with a proven track record (Proof of production required)

Experience with core lending products (Conventional, FHA, VA) required

Experience with specialty products (203K, USDA, Fannie Renovation) preferred

Ability to review and analyze customer financial status, goals, needs and to recommend appropriate products

Excellent math skills

Excellent communication skills

Ability to work under high pressure deadline with diplomacy

Strong sales skills

Excellent attention to detail

Self motivated and success focused

Must have a valid driver’s license, proof of insurance
HomeStreet Bank is an Equal Opportunity Employer

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• Interview applicants to determine their financial needs.
• Assess the correct loan options for the borrower based upon the member’s present situation, future plans, and advise the member of the preferred loan product.
• Ability to operate the loan origination systems PCLender & Mortgagebot.
• Take a complete loan application including addresses, phone numbers, account numbers, etc. and send complete file to corporate within 24 hours of completion.
• Credit report and appraisal fees must be collected UPFRONT.
• Verify financial information on loan applicants and analyze member’s financial status to determine their credit worthiness.
• Calculate debt ratios and evaluate credit reports.
• Ability to interpret strengths and weaknesses for each loan application.
• Demonstrate knowledge of Reg Z and RESPA regulations.
• Ability to review title insurance policies and property appraisal reports.
• Cross-sell other credit union loans, products and services to fill member’s financial needs.
• Keep track of all REPC dates to avoid costly extensions or loss of property and/or earnest money deposit. REPC’s must have a minimum of three weeks before settlement deadline. If not, provide a signed extension prior to application.
• Stay in contact with members and/or realtors during the loan process to keep them informed. Return calls promptly < 24 hours.
• Lock or float rates according to member’s direction.
• Fill out the closing submission form and send to the processor.
• Attend loan closing whenever possible. Provide member with a closing gift within 5 days of settlement.
• If unable to grant a mortgage to a member, the loan officer must counsel members regarding their credit and achieving their credit goals.
• Market to outside realtors, title companies and builders to generate referrals. Get MACU’s name out in the industry.
Full-Time, Monday-Friday, 9 a.m. to 6 p.m.

Payson/Spanish Fork, UT area
Requirements KNOWLEDGE, SKILLS and ABILITIES
The requirements listed are representative of the knowledge, skills, and/or abilities required. Reasonable accommodations may be made to enable individuals with disabilities to perform the job functions.

Experience:
One to two years of service in MACU or similar work experience.

Education:
High school equivalent to a two-year college degree or completion of a specialized course of study at a business or trade school.

Interpersonal Skills:
Courtesy, tact, and diplomacy are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation.

Language Skills:
Must have the ability to read and interpret documents such as tax returns, income statements, contracts and documents regarding real estate transactions, loan program guidelines, AUS findings and preliminary title reports. Ability to write routine reports and correspondence. Ability to speak effectively before groups of employees, members, or clients.

Computer/Office Equipment Skills:
Intermediate to Advanced skills in the following: Adding machine/10-Key, computer operating skills (windows navigation, mouse/keyboard functionality), Microsoft Outlook, Microsoft Office Suite.Must have the ability to type a minimum of 35 words per minute

Other Skills and Abilities:
Must have the ability to understand and carry out instructions in written, oral, or diagram form. Ability to deal with problems involving several variables. Must have excellent communication and interpersonal skills. Attention to detail and outstanding customer service is critical to success. Use interpersonal and communication skills to generate referral business, leads, and relationships with individuals, existing clients, past clients, and Real Estate Professionals.

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Special Job Requirements
EEO Statement PNC is an Equal Employment Opportunity/Affirmative Action Employer - M/F/D/V/SO
Total Hours Per Week 40
HR Job Code C09502 MTG ORIG LOAN OFFICER

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Experienced Mortgage Loan Officers Wanted!
Think you have the experience and talent to be a top producer?
Tired of fighting to fund your loans?
You know how to get the job done but are missing support?
Then Carrington Mortgage Services, WANTS YOU!Carrington Mortgage Services is a fully integrated mortgage company with mortgage lending and servicing operations and an affiliated real estate brokerage. We service approximately $16 billion in mortgages and are licensed to arrange financing in a majority of states in the U.S.

Our Real Estate Affiliate lists and sells retail & REO properties for Carrington Mortgage Services. These REO’s generate 5+ pre-qualifications and purchase leads.
As a member of the Carrington Family you’ll benefit from…

Aggressive commission splits with low banking and broker fees
Competitive pricing, no hidden fees or margins
LEADS!
Diverse product lines
Paperless loan file flow and process
Service level commitments for all support functions
A choice of having processing in the branch or at the corporate office
Competitive benefits package including, medical, dental, vision and much more

Requirements:

2+ years of mortgage lending experience preferred.
Safe Act of 2008 certification required.
Must be team oriented.
Strong experience with FHA and conventional loans.
Experienced with purchase transactions.
Must be able to follow loan protocols.
Multi-State experience and license preferred.
Must be efficient with computers and loan operating systems.
Bachelor’s Degree preferred

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Play a vital role in the customer banking experience at Chase! As part of JPMorgan Chase, a leading global financial services firm, Chase has over 5,100 locations where our Loan Officers build relationships with customers and provide them with products and services to meet their ever-changing needs.

As a Chase Loan Officer, you will acquire and deepen relationships with clients through comprehensive needs based promotion and marketing of mortgage products to clients inside and outside the branch footprint, and develop and work with centers of influence to expand your customer base. You will be required to deliver strong results in mortgage and home lending products, and demonstrate strong interpersonal skills as well as provide exceptional service throughout the sales process. You will serve as customer’s chief point of contact with Chase throughout the life of the loan.

You will also be responsible for serving as the home lending specialist at the branch by coaching and mentoring the branch team and providing training on products and services. You will work hand-in-hand with bankers, meeting with their customers and introducing new clients to bankers for additional products and services. All of you working as a team will create an outstanding customer experience.
Qualifications

Minimum three years of mortgage lending, proven sales experience in retail banking required
Bachelor’s degree or equivalent work experience in sales and/or real estate required
Marketing, promoting, relationship building and consulting skills required
Intermediate PC skills in a Windows environment required
FHA/VA sales experience preferred
Excellent written and oral communication skills
Knowledge of real estate market in local area
Knowledge of FHA, VA, FNMA, and FHLMC guidelines
Internal: Ability to develop a strong partnership with the assigned retail branches to
Promote mortgage loan originations (in footprint territories), and can function well within formal and dotted-line reporting relationships
External (Customer): Build role as the internal and external mortgage expert; builds and maintains good relationships with customers; and exhibits consultative skills to provide recommendations based on financial analysis and expertise, product knowledge, and knowledge of the customer’s financial needs, goals, and circumstances
JPMorgan Chase offers an exceptional benefits program and a highly competitive compensation package.
JPMorgan Chase is an Equal Opportunity and Affirmative Action Employer, M/F/D/V

This position will require/requires National Mortgage Licensing System and Registry (NMLS) registration under the terms of the Safe Act of 2008. As such, upon active employment with JP Morgan Chase, you will be required to either register via the NMLS registry or re-register and move your previous registration to JP Morgan Chase’s registration rolls. Your continued employment in this position with JP Morgan Chase is contingent upon successful registration after your start date and annual re-registration thereafter. In addition, information obtained during the registration process may impact your employment with the firm.

Further information about the registry and the requirements of registration can be found at: http://mortgage.nationwidelicensingsystem.org/SAFE/Pages/default.aspx

You will be provided with detailed instructions on how to fulfill these compliance requirements upon joining the firm.

Job Loan Origination
Primary LocationUS-AZ-Prescott
Organization Retail Financial Services
Schedule Full-time
Job Type Standard
Shift Day Job
Employee Status Regular

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Opes Advisors, Inc. has an excellent opportunity for an experienced DE Underwriter in our Los Gatos, San Mateo, and/or Eugene, OR branch.

If you are an experienced DE Underwriter have at least 3 years of Government and Conventional underwriting experience, have great attention to detail, enjoy working in a fast paced, high volume environment, then we want you to join our team!

Primary responsibilities include:
• Reviewing documentation including 1003, credit reports, income and assets and confirming data integrity
• Reviewing and analyzing appraisals, prelim and purchase contracts
• Reviewing and calculating income, assets, LTV,CLTV
• Making decisions on the credit worthiness of the borrower
• Issuing loan approvals, counter offers, or denials

Qualified Applicants must have:
• 3+ years experience in FHA underwriting and active CHUMS ID
• Underwritten FHA loans within the last year
• Full understanding of FHA guidelines
• Excellent analytical & communication (verbal and written) skills.
• Ability to work in a fast paced environment and multi-task.
• Knowledge of federal and state laws pertaining to the mortgage-banking industry (i.e. TILA, ECOA, etc.)
• Experience using automated underwriting systems [(DU), Point, Data Trac, and Blitz Docs]
• 203k experience a plus!
• Have the ability to work independently as well as part of a team
• Solid Experience working with multiple loan types
• Strong mathematical and software skills(MS Office, AUS Systems, Citrix)

TO APPLY
Please send your resume and cover letter via email, with “DE Underwriter plus your name” in the subject line to resumes@opesadvisors.com. This position will be working onsite at one of the locations listed, this is not a telecommuting position.

ABOUT OPES ADVISORS
Opes Advisors is a premier financial advisory firm specializing in residential mortgage banking and wealth management. We offer comprehensive advisory services in personal finance management in real estate, real estate financing, investment management, and strategic tax and financial planning. Opes Advisors was named to Inc. Magazine’s 2010 Fastest Growing Companies and San Francisco Business Times 125 Best Places to Work in the Bay Area. Offices are located in California in San Mateo, Palo Alto, San Francisco, Larkspur, Los Gatos, San Diego, Sonoma and Santa Cruz, and Eugene, Oregon. Visit us at www.opesadvisors.com.

Knowledge of current bank lending procedures and policies (state and federal), lending regulations, lien laws, collection/bankruptcy regulations, and loan documentation. Knowledge of real estate loan support functions, including appraisals, title work, deeds of trust, lien recording, etc.

Ability to analyze financial statements and loan risk.

Possess good judgment skills. Ability to make decisions within prescribed guidelines, research and solve problems, work independently, handle confidential information and manage multiple tasks.

Thorough knowledge of bank products and services and the skill to solicit business for bank deposit products and loan services. Ability to identify client needs, present banking solutions and bank products. Ability to recognize closing opportunities and retain and grow customer relationships.

Excellent verbal, listening and communication skills. Strong customer relations skills and ability to work with employees and customers in a cooperative manner. Ability and desire to work as part of a team, and with people of diverse backgrounds

Ability to drive a vehicle. Must maintain a current, valid driver’s license and an acceptable driving record for bank insurance purposes.
Job Description: Solicits, develops and manages credit relations with individuals seeking residential real estate loans. Actively develops relationships with realtors, builders, and developers. Makes decisions within prescribed guidelines. Oversees and manages mortgage loan portfolio. Responsible for the origination, profitability and quality of a residential loan portfolio. Operates within established lending authority and guidelines; provides optimum profitability balanced with acceptable risk. Ensures adherence to established bank loan procedures, practices and reporting requirements. Responsible for sales development and referral activities including STEP sales training and activities. Creates a teamwork environment to ensure that quality service is provided and sales/business development goals are met.

The work location of this position is yet to be determined.

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Description
Stability, growth, leadership …if you are seeking a future filled with opportunity then we would like to talk with you. NVR, Inc. (parent to Ryan Homes, NVHomes) is one of the largest homebuilding and mortgage banking companies in the nation. We are currently the most profitable US builder and we have generated the industry’s highest earnings per share growth rate over the last 10 years. Founded in 1948, the company has grown to over 2500 employees operating in major cities in the eastern half of the United States.
NVR Mortgage finance, Inc. is seeking a highly self-motivated individual to assume the position of Mortgage Loan Officer.
The Mortgage Loan Officer has responsibility for business development in their assigned territory for successful implementation of their yearly production quota and providing quality customer service.
Essential Functions:
1. Prepare loan applications for customers and discuss customer’s expectation of loan process. Qualify customers to determine if financing is possible. Report to Builder and borrower once approvals are obtained. Be available seven days a week. Return customer phone calls and pager messages within the same day. Return Builder Sales Reps telephone calls and pager messages within 1 hour. Notify builder on vacation days and make sure that you provide coverage while you are unavailable.
2. Follow up on all brokered loans, communicating on a regular basis with the broker for status’ and making sure borrowers are comfortable with brokers loan programs and conditions. All brokered approvals must be in writing disclosing approval conditions with borrowers signatures.
3. Provide customer service to the builder at every level, keeping these individuals fully informed of loan programs and financing techniques.
4. Travel is required to conduct on-site visits to assigned builder communities and sales meetings. Travel may also be required to attend seminars and Loan Officer meetings.
5. Maintain, develop and have a thorough understanding of all corporate loan programs, guidelines, etc.
6. Weekly contact with builder sales reps to ensure customer service and increase communications concerning loan programs, financing techniques, pipeline management, and pipeline status’.
7. Attend weekly builder sales meetings to ensure a constant line of communications with Division Manager, Sales Managers, and Sales Reps.
8. Loan applications must be taken within 5 days of contract. Loan Officer is responsible to prepare the borrowers on necessary documentation needed for a full loan application and submit the loans following the Smart Loan Policy, and turned over to processing within 24 hours of loan application.
9. 90% of all loans are to be submitted as Fully Documented Loans and approved within 21 days.
10. Maintain Branch plan closed capture rate.
11. Maintain Customer Service Ratings in all categories of 9.0 or better on NVRM survey and Builder Survey. Problem or exception loans must be identified within three days of application and be given to the Manager for special handling. The Builder must be notified of the issues and receive special updating on a weekly basis.
12. Train new sales reps regarding all loan program guidelines.
13. Visit all subdivisions once a week.
14. Should be computer literate and familiar with Microsoft application.
This position offers:
- A service-oriented work environment
- Laptop technology
- Full range of loan products and marketing tools
Requirements:
- 3+ years of experience in originating conventional and government loans
- Strong knowledge of FNMA, FHA, and VA and State housing loans.
- Excellent customer service skills and detail-oriented
- Computer literate and familiar with Microsoft applications
- Must meet South Carolina licensing requirements
When you work for an industry leader, we reward you with:
• Excellent Salary Package
• Outstanding Growth Potential (80% of our managers have been promoted from within)
• Lucrative Profit Sharing/Employee Stock Ownership Plan
• 401(k)
• Medical Insurance
• Dental Insurance
• Paid Vacations and Holidays
• Home Purchase Discount
It takes a strong team to build a successful company and if you are interested in taking part in tough challenges to come up with smart solutions, NVR is the team for you.
No Phone Calls Please
We are an Equal Opportunity Employer
Drug Testing, Background and Credit Check Required
All applicants must be legally entitled to work in the United States, as NVR does not provide sponsorship of H1 visas.

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Job Description

This position is responsible for origination of new residential mortgage loans. Will develop new business by establishing and maintaining relationships with real estate brokers and other key individuals and organizations in the community.

Responsible for closing loans and ensuring accuracy of all files as well as regulatory compliance. Cross-sells other services including bank products, insurance, brokerage, trust, and asset management.

Required Skills
Successful candidate will be high school graduate or equivalent. Minimum 3 years mortgage originator experience required. Requires excellent sales, presentation, interpersonal skills and ability to build relationships.

Requires involvement with community and other broker/real estate representatives. Must be a self-starter with demonstrated success in mortgage originations.

This position requires National Mortgage Licensing System (NMLS) registration under the terms of the Safe Act of 2008.

Job Location
Green Bay, WI, US.
Position Type
Full-Time/Regular
Work Hours
M-F 8-5

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Action is looking for a professional interested in a CAREER with a financial industry leader. The Loan Officer is responsible for self-sourcing high quality loans which meet company guidelines, while providing excellent customer service. Strong sales and organizational skills are essential. 1 year of Sales and Mortgage industry experience is necessary. Candidate must be eligible to work in the U.S.

Other responsibilities include:

develop relationships with real estate professionals, builders, and other business referral sources

develop knowledge of company products, procedures, policies, and underwriting requirements

understand real estate appraisals, title reports, transactions

responsible for soliciting residential mortgages

This position requires compliance with S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations

Company Name: Action
Location: Urbandale
Available: Immediately. Full Time.

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POSITION REPORTS TO Branch Manager
As an employee of Carnegie Mortgage, you become part of a company culture that is committed to customers, employees, investors, and the communities in which we do business. Carnegie Mortgage is an established, growing and successful Direct Mortgage Lender that is a wholly owned subsidiary of a Nationally Chartered Bank with lending authority in all 50 states. We are growing in size and are expanding our Branch network nationwide.
With today’s rapidly changing marketplace, your role as an Outside Retail Loan Officer is as important as ever. Focused on marketing activities and promotional strategies to attract new purchase business, you will aggressively promote Carnegie Mortgage to real estate agents, builders, developers, financial planners/CPAs, attorneys and other referral sources.

Essential Job Functions
Use your interpersonal and communication skills to generate referral business, leads, and relationships with individuals, existing clients, past clients, and Real Estate Professionals. Participate in training for marketing, sales, and scenario techniques to effectively sell, package, and close residential mortgages. Take thorough and complete loan applications; analyze and prequalify applicant information to determine viability of the client’s desired loan program. Pull credit, analyze credit, enter data into Loan Origination Software and compare for accuracy with the mortgage borrower’s statements. Correct inaccuracies and determine the correct loan options for the borrower based upon the applicant’s present situation, future plans, and preferred loan product. Provide guidance and information relevant to the risks and benefits of each program the applicant is qualified for; effectively explain and communicate the terms of each product and ensure all documents necessary are signed by the borrower. Gather all initial documentation required based upon the applicant’s selected loan program and the 1003. Provide the initial loan application package to the loan processor for review, stacking, and pre-submission audit. Work with the loan processor to provide any letters of explanation, or additional documentation as necessary and required by underwriting to clear all conditions and close each loan. Loan officer will primarily work from home and in the field.

Minimum Requirements
Minimum two year’s recent mortgage loan origination/sales experience with an emphasis on government and prime lending
Current referral relationships with referral Real Estate offices
High School diploma or equivalent required
College degree preferred
Ability to work with a minimum supervision
Prior experience working with automated Loan Origination Systems
Proficiency with Microsoft Office

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Experienced Mortgage Professionals Wanted!
Think you have the experience and talent to be a top producer?
Tired of fighting to fund your loans?
You know how to get the job done but are missing support?
Then Carrington Mortgage Services, WANTS YOU!Carrington Mortgage Services is a fully integrated mortgage company with mortgage lending and servicing operations and an affiliated real estate brokerage. We service approximately $16 billion in mortgages and are licensed to arrange financing in a majority of states in the U.S.

Our Real Estate Affiliate lists and sells retail & REO properties for Carrington Mortgage Services. These REO’s generate consistent pre-qualifications and purchase leads.
As a member of the Carrington Family you’ll benefit from…
Aggressive commission splits with low banking and broker fees
Competitive pricing, no hidden fees or margins
Leads
Diverse product lines
Paperless loan file flow and process
Service level commitments for all support functions
A choice of having processing in the branch or at the corporate office
Competitive benefits package including, medical, dental, vision and much more
2+ years of mortgage lending experience preferred.
Safe Act certification/MLO license required.
Must be team oriented.
Strong experience with FHA and conventional loans.
Experienced with purchase transactions.
Must be able to follow loan protocols.
Multi-State experience and license preferred.
Must be efficient with computers and loan operating systems.
Carrington Mortgage Services is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, gender, national origin, ancestry, age, marital status, sexual orientation, veterans status, physical or mental disability or any other legally protected category. CMS will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.

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Posting Description
Reports to: Supervisor, Mortgage

Basic Purpose: To interview and counsel members about first mortgage loans and to take mortgage loan applications. To establish and maintain personal relationship with members, and to guide and follow their mortgage loans from initial application through the loan closing process.

QUALIFICATIONS — KNOWLEDGE, SKILLS AND ABILITIES

Trainee:
* Ability to interpret and apply regulations, instructions and procedures
* Ability to comprehend, analyze and explain multiple, complex loan programs, financing options and basic mathematic principles
* Effective interpersonal, verbal and written communications skills
* Ability to speak in front of groups in a professional setting
* Ability to work independently, exercise judgment, demonstrate initiative, meet deadlines, and maintain poise under challenging circumstances
* Experience that demonstrates basic knowledge and understanding processing and closing first mortgage and equity loans
* Basic knowledge of mortgage lending requirements, regulations and procedures for VA and conventional loan programs
* Ability to solve problems and complete assigned duties with minimal supervision and assistance
* Ability to work effectively and efficiently with automated systems
* Working knowledge of Personal Computers and word processing, spreadsheet, and database applications

Target:
* Experience that demonstrates proficiency and expertise processing and closing first mortgage and equity loans
* Thorough knowledge of mortgage lending requirements, regulations and procedures for VA and conventional loan programs

Desired:
* Knowledge of automated systems, including CCWS and Unifi
* Course work in mortgage, financial or business disciplines
* Knowledge of automated systems, including primary CICS and MLCS

Unusual Working Conditions:
On-call during established evening hours after regular scheduled work assignments and during established hours on weekly scheduled days off (e.g., weekends and holidays).

Hours: Monday - Friday 9:00am to 5:30pm (Overtime as needed)
Conditions of Employment
If selected, you will be required, prior to the assumption of employment duties, to register with the Nationwide Mortgage Licensing System and Registry; includes fingerprinting and background checks.
Equal Employment Opportunity
Navy Federal Credit Union values, celebrates and enacts diversity in the workplace. EOE/AA/M/F/V/D

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Description

The Mortgage Loan Officer will originate, examine, evaluate, and authorize/recommend approval of customer applications for lines of credit and/or real estate loans from self-generated leads and sources.

Essential Duties:
• Responsible for originating, reviewing, processing, closing, and administering loan proposals.
• Responsible for interviewing mortgage loan applicants and requesting specific information for loan applications.
• Perform business development activities to increase reoccurring production, including: maintenance of a client database, client and customer calling/monitoring efforts, and additional activities as proposed by management.
• Develop and maintain relationships with real estate agents.
• Analyze applicants’ financial status, credit, and property evaluation to determine feasibility of granting loan. Submit applications to processor and/or underwriting for verification and recommendation.
• Responsible for the input of complete and accurate loan application information while ensuring compliance to company policies.
• Responsible for rate locks, issuance of disclosures, overage/underage, and fee waivers.
• Analyze potential loan markets to develop prospects for new loans. Help define existing loan products and develop new loan products to allow improved profitability and sales execution.

Education:
High School Diploma or GED required.

Skills and Knowledge:
3 - 5 years recent mortgage loan officer experience utilizing self generated leads with a minimum $5 million annual production volume.
• Possess a thorough understanding of loan program requirements. Processing and closing knowledge/experience preferred.
• Knowledge of real estate and finance through appropriate experience or certified course work.
• Ability to analyze, understand, and communicate complex loan products.
• Demonstrate self-motivational skills and the ability to work in a high pressure, production-oriented environment while ensuring deadlines are met.
• Possess a high level of interpersonal and sales skills.
• Possess excellent written and verbal communication skills.

Physical Demands: Ability to lift and move file boxes weighing up to 25 lbs.

**No recruiters, agencies, third-party agents, or consultants, please - only direct applications from candidates. All other inquiries must be directed to the Human Resources Department at (509) 458-2711.

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Location: Eugene, OR

Benefits: full benefit package

Employment Type: Full Time

Department: Mortgage Department

Description: Commissioned Mortgage Loan Officer
Experience required.
Looking for someone currently in the business with an active referral base

Duties: Originate mortgage loan business and accepts, reviews and processes all loan applications within approved guidelines

Qualifications: Strong interpersonal skills
Excellent customer service skills
Excellent business development skills
Strong organizational skills
Strong computer skills
Experience required

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Experienced Mortgage Professionals Wanted!
Think you have the experience and talent to be a top producer?
Tired of fighting to fund your loans?
You know how to get the job done but are missing support?
Then Carrington Mortgage Services, WANTS YOU!

Carrington Mortgage Services is a fully integrated mortgage company with mortgage lending and servicing operations and an affiliated real estate brokerage. We service approximately $16 billion in mortgages and are licensed to arrange financing in a majority of states in the U.S.

Our Real Estate Affiliate lists and sells retail & REO properties for Carrington Mortgage Services. These REO’s generate 5+ pre-qualifications and purchase leads.
As a member of the Carrington Family you’ll benefit from…
· Aggressive commission splits with low banking and broker fees
· Competitive pricing, no hidden fees or margins
· Diverse product lines
· Paperless loan file flow and process
· Service level commitments for all support functions
· A choice of having processing in the branch or at the corporate office
· Competitive benefits package including, medical, dental, vision and much more
Requirements
· 2+ years of mortgage lending experience preferred.
· Safe Act of 2008 certification required.
· Must be team oriented.
· Strong experience with FHA and conventional loans.
· Experienced with purchase transactions.
· Must be able to follow loan protocols.
· Multi-State experience and license preferred.
· Must be efficient with computers and loan operating systems.
· Bachelor’s Degree preferred
Carrington Mortgage Services is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, gender, national origin, ancestry, age, marital status, sexual orientation, veterans status, physical or mental disability or any other legally protected category. CMS will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.

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Job Description

Play a vital role in the customer banking experience at Chase! As part of JPMorgan Chase, a leading global financial services firm, Chase has over 5,100 locations where our Loan Officers build relationships with customers and provide them with products and services to meet their ever-changing needs.

As a Chase Loan Officer, you will acquire and deepen relationships with clients through comprehensive needs based promotion and marketing of mortgage products to clients inside and outside the branch footprint, and develop and work with centers of influence to expand your customer base. You will be required to deliver strong results in mortgage and home lending products, and demonstrate strong interpersonal skills as well as provide exceptional service throughout the sales process. You will serve as customer’s chief point of contact with Chase throughout the life of the loan.

You will also be responsible for serving as the home lending specialist at the branch by coaching and mentoring the branch team and providing training on products and services. You will work hand-in-hand with bankers, meeting with their customers and introducing new clients to bankers for additional products and services. All of you working as a team will create an outstanding customer experience.
Qualifications

Minimum three years of mortgage lending, proven sales experience in retail banking required
Bachelor’s degree or equivalent work experience in sales and/or real estate required
Marketing, promoting, relationship building and consulting skills required
Intermediate PC skills in a Windows environment required
FHA/VA sales experience preferred
Excellent written and oral communication skills
Knowledge of real estate market in local area
Knowledge of FHA, VA, FNMA, and FHLMC guidelines
Internal: Ability to develop a strong partnership with the assigned retail branches to
Promote mortgage loan originations (in footprint territories), and can function well within formal and dotted-line reporting relationships
External (Customer): Build role as the internal and external mortgage expert; builds and maintains good relationships with customers; and exhibits consultative skills to provide recommendations based on financial analysis and expertise, product knowledge, and knowledge of the customer’s financial needs, goals, and circumstances
JPMorgan Chase offers an exceptional benefits program and a highly competitive compensation package.
JPMorgan Chase is an Equal Opportunity and Affirmative Action Employer, M/F/D/V

This position will require/requires National Mortgage Licensing System and Registry (NMLS) registration under the terms of the Safe Act of 2008. As such, upon active employment with JP Morgan Chase, you will be required to either register via the NMLS registry or re-register and move your previous registration to JP Morgan Chase’s registration rolls. Your continued employment in this position with JP Morgan Chase is contingent upon successful registration after your start date and annual re-registration thereafter. In addition, information obtained during the registration process may impact your employment with the firm.

Further information about the registry and the requirements of registration can be found at: http://mortgage.nationwidelicensingsystem.org/SAFE/Pages/default.aspx

You will be provided with detailed instructions on how to fulfill these compliance requirements upon joining the firm.

Job Loan Origination
Primary LocationUS-CA-Glendale
Organization Retail Financial Services
Schedule Full-time
Job Type Standard
Shift Day Job
Employee Status Regular

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Line of Business: MORTGAGE Job Category: Pending Categorization Primary Purpose: Responsible for the sales and marketing of BB&T Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services, (Integrated Relationship Management), including the qualifying package of services, and insurance products. Essential Duties and Responsibilities: Following is a summary of the essential functions for this job. Other Duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. 1. Execute effective mortgage marketing plans to meet or exceed agreed upon mortgage production goals. 2. Maintain a complete and thorough knowledge of BB&T Mortgage Strategies, Policies and Procedures, as well as secondary market investor’s guidelines utilized by the bank. 3. Adhere to and comply fully with any and all BB&T policies and procedures related to internal and external rules and regulations, particularly those established by State and Federal law. 4. Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as BB&T Mortgage products and their benefits. (Profiling) 5. Consistently execute on BB&T’s referral process (IRM) by introducing mortgage clients to other bank services for cross sell opportunities. 6. Assist Mortgage Loan Administration with client, attorney, or appraiser document follow-up as determined through quality control or post closing review. Required Skills and Competencies: The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 1. High school diploma or equivalent education and related training 2. Minimum of one year experience in banking and/or lending environment with basic knowledge of residential property types 3. Good organizational skills 4. Good written and verbal communication skills 5. Possesses solid interpersonal and negotiation skills 6. Demonstrated proficiency in relevant computer applications 7. Ability to provide own transportation to travel as needed 8. Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role, including new or transfer of registration, and applicable NMLS acceptable background check Desired Skills: 1. Bachelor’s degree in Business, Marketing, Accounting, or related studies 2. Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations 3. Completion of elective training curriculum in Mortgage Lending

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PHH Home Loans is one of the countries largest Mortgage Co.s. We are the In-House mortgage Co. for Coldwell Banker Residential Brokage and have a need for a few experienced LOs with a min of 2 yrs exp to help us capture the available business within the Coldwell Banker offices. We offer an extremely competitive pay plan which includes a matching 401K, cell phone, laptop, health and dental coverage. The refinance business is gone, if you are ready to establish a long-term relationship within the real estate community this is the opportunity for you. Pls fax resume to 703-893-1710 or email to jay.crowder@mortgagefamily.com

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Basic Purpose: To interview and counsel members about first mortgage loans and to take mortgage loan applications. To establish and maintain personal relationship with members, and to guide and follow their mortgage loans from initial application through the loan closing process.

Required Knowledge, Skills and Abilities:

* Experience that demonstrates proficiency and expertise processing and closing first mortgage and equity loans

* Thorough knowledge of mortgage lending requirements, regulations and procedures for VA and conventional loan programs

Trainee:

* Ability to interpret and apply regulations, instructions and procedures

* Ability to comprehend, analyze and explain multiple, complex loan programs, financing options and basic mathematic principles

* Effective interpersonal, verbal and written communications skills

* Ability to speak in front of groups in a professional setting

* Ability to work independently, exercise judgment, demonstrate initiative, meet deadlines, and maintain poise under challenging circumstances

* Experience that demonstrates basic knowledge and understanding processing and closing first mortgage and equity loans

* Basic knowledge of mortgage lending requirements, regulations and procedures for VA and conventional loan programs

* Ability to solve problems and complete assigned duties with minimal supervision and assistance

* Ability to work effectively and efficiently with automated systems

* Working knowledge of Personal Computers and word processing, spreadsheet, and database applications

Desired:

* Knowledge of automated systems, including CCWS and Unifi

* Course work in mortgage, financial or business disciplines

* Knowledge of automated systems, including primary CICS and MLCS

Hours:

Monday through Friday, 8:30 am - 5:00 pm
Equal Employment Opportunity
Navy Federal Credit Union values, celebrates and enacts diversity in the workplace. EOE/AA/M/F/V/D

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Mortgage Processor needed for a national mortgage company working out of the corporate Processing Center in Maitland, FL.

The Mortgage Processor (Client Coordinator) is expected to manage and process through underwriting approval and into closing a pipeline of mortgage loan applications of primarily new construction loans.

All applicants should be customer service oriented and communicate proficiently with borrowers, title agents, builder employees, real estate agents and co-team members. This position requires very close attention to detail and high organizational skills.

All applicants should have at least 3 years of mortgage processing experience with conventional, FHA, VA and USDA loans.

Proficiency with automated underwriting is a must. Experience with processing for multiple states and new construction loans is a plus.

Taylor Morrison Home Funding is an equal opportunity employer and environmentally friendly company processing from a “paperless” file system.

Qualified applicants may email resumes to LKunzweiler@taylormorrisonhf.com or fax to 321-214-1163.

IMMEDIATE OPENING for a qualified individual with advanced computer proficiencies; systems administration and administrative/clerical qualities.

Individual will be in-house communications administrator, oversee and maintain server related issues and company websites. Minimum 3 years’ experience.

Come work for the largest and most successful Reverse Mortgage Company in Texas where you will be truly appreciated. Guaranteed Salary/No Benefits

Please email resume to: recruitment@rmeducator.com

The Post Closer is required to resolve all Post- closing loan issues and complete tasks assigned in a timely manner.

These tasks include but are not limited to document and systems review of loans in accordance with regulations, maintain departmental cycle time, service, and volume standards.

The position entails utilizing various systems as well as maintaining pipelines and workflow queues from different investors to prioritize purchase flow on a daily basis.

Back up Shipper-

Provide relief to Shipper when needed on a weekly basis:

Reviews and delivers all final documentation of correspondent loans to insure timely receipt to investors for loan purchasing.

• Reviews and evaluates mortgage loan documents for accuracy and acceptability and timely resolves any discrepancies prior to delivery to pre-selected investor.
• Clears investor requested exceptions required by investor prior to loan.
• Prepares and assembles loan documents for delivery to investors.
• Prepare all documents in separate file to ship to HUD within 30 days of file closing.
• Locates and delivers pertinent documents to appropriate warehouse banks in a timely manner.
• Transfers loan documents and ships to investor insure receipt prior to expiration date.
• Must have at least 1 year general office experience.
• Must have working knowledge of current word processing and spreadsheet software, Must be able to lift 10-20 lbs. of files.
• Must be able to stoop and kneel for filing.
Back up Banking Coordinator-

The primary focus of the position is to coordinate the administrative, loan processing/originating duties of the Mortgage Banking division. A Banking Coordinator is the initial point of contact for a Loan Officer/ Processor. Tasks include managing incoming file flow, including collecting additional documents as required by Processors/Underwriting in order to insure timely closing of loans. In addition, may review documents submitted for review are correct and accurate. They will serve as a liaison for the Loan Originator and the Loan Processor, while providing full support to the Underwriter and Director of Mortgage Banking.

•Understands and comprehends the Mortgage Loan Process through closing.
•Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously.
•Ability to demonstrate excellent communication and organizational skills.
•Strong computer skills including an fundamental understanding of MS applications, database management.
•Capable of pursuing Reverse Mortgage USA resources and how to access them.

Please email resume to: recruitment@rmeducator.com

IMMEDIATE OPENING:

Come work for the largest and most successful Reverse Mortgage company in Texas where you will be truly appreciated.

Guaranteed salary, no benefits.

Responsible for reviewing, closing and funding FHA loans.

Must have 3-5 years (minimum) experience in funding, insurance and closing loans - preferably FHA Loans.

Must understand HUD-1’s, title, survey and ordering wires.

Please email resume to: recruitment@rmeducator.com 

Experienced Mortgage Professionals Wanted!
Think you have the experience and talent to be a top producer?
Do you want warm leads?
Tired of fighting to fund your loans?
You know how to get the job done but are missing support?
Then Carrington Mortgage Services, WANTS YOU!Carrington Mortgage Services is a fully integrated mortgage company with mortgage lending and servicing operations and an affiliated real estate brokerage. We service approximately $16 billion in mortgages and are licensed to arrange financing in a majority of states in the U.S.

Our Real Estate Affiliate lists and sells retail & REO properties for Carrington Mortgage Services. These REO’s generate 5+ pre-qualifications and purchase leads.

As a member of the Carrington Family you’ll benefit from…
Aggressive commission splits with low banking and broker fees
Competitive pricing, no hidden fees or margins
Diverse product lines
Paperless loan file flow and process
Service level commitments for all support functions
A choice of having processing in the branch or at the corporate office
Competitive benefits package including, medical, dental, vision and much more

Requirements
2+ years of mortgage lending experience preferred.
Safe Act of 2008 certification required.
Must be team oriented.
Strong experience with FHA and conventional loans.
Experienced with purchase transactions.
Must be able to follow loan protocols.
Multi-State experience and license preferred.
Must be efficient with computers and loan operating systems.
Bachelor’s Degree preferred

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Closing Date Open Until Filled
Job Description
Dynamic, fast-growing lender seeks a qualified Loan Officer to work out of theButlerbranch office. Primary market territory would be Beaver, Butler and Lawrence counties.

Requirements:

Business development with part-time farms, country home owners and farmers is an integral part of the position.
Applicant should establish, develop and maintain strong and effective working relationships with internal/external customers and prospects by providing a consistent quality level of service, which is timely, thorough and responsive to customers and exceeds their expectations.
Applicant must be highly motivated and work well both independently and in a team environment to achieve team goals.
Excellent sales and customer service skills.
Strong communication, problem solving, analytical and computer skills are a must.
Residential lending experience, familiarity with FNMA originations a plus.
Bachelor’s degree and/or equivalent experience in agriculture, finance, accounting, business, or economics. Minimum of 2 years lending experience preferred.

Great earnings potential!

Excellent benefit package including:

Competitive base salary plus incentive

Matched 401K & paid retirement plan

Company car provided

Salary will be commensurate with qualifications and experience. To apply, please send resume and desired salary to http://agchoice.balancetrak.com. Deadline for applications is July 22nd.

An Equal Opportunity/Affirmative Action Employer M/F/V/H

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Job Title: Direct Endorsement Underwriter (DE)
Reports to: Director of Mortgage Banking

SUMMARY:

Responsible for reviewing, underwriting and clearing conditions for Government (FHA) HECM Loans. A thorough understanding of various product/program guidelines, necessary conditions for approval, investor specific guidelines and technical/software navigation are expected to be exercised constantly and consistently to reach individual and team goals. Our fast paced environment requires teamwork, ambition and excitement for continuing success. Excellent interpersonal and written communication skills are critical, along with problem solving and decision-making abilities. Must perform all duties in accordance with company policies and procedures and all state and federal regulations.

PRIMARY RESPONSIBILITIES:

1) Review, underwrite and clear conditions for HECM Loans
2) Provide strong customer service
3) Review loan files before disbursement to ensure accuracy and compliance with investor and
regulatory requirements
4) Maintain and monitor daily reports within our system, FHA Connection and other systems
directed by Management
5) Perform pre fund Quality Control audits as directed by Management
6) Ensure all loan files comply with RESPA, TIL, ECOA, 2010 GFE and other regulatory
requirements
7) Identify and report field training needs to management
8 ) Assist in the development of policies and procedures for department
9) Assist in the investor and home ownership center response process
10) Maintain consistent attendance record to ensure fulfillment of essential functions
11) All other duties are assigned by management

QUALIFICATIONS, KNOWLEDGE AND SKILL REQUIREMENTS:

1) Ten years underwriting experience with five years as a DE
2) Two of the five years experience as a DE must be in the last 3 years
3) Working knowledge of federal and state financial regulations
4) Working knowledge of technology used in fraud prevention and familiarity with strategies to
prevent fraud
5) Ability to produce quality loans within tight timeframes

OTHER REQUIREMENTS:

1) Excellent skills with Microsoft Office Suite including: Word, Excel and Power Point
2) Professional written and verbal communication and interpersonal skills
3) Excellent detail and time management skills
4) Excellent problem-solving and decision making skills
5) Willingness to work a flexible schedule
6) Must possess a High School Diploma or Equivalent

Please email resume to: recruitment@rmeducator.com

CLICK TO APPLY 

Responsible for the generation approval and servicing of customer loans within acceptable loan risk standards while adhering to bank policy and regulations. Also responsible for the generation of deposit transactions necessary to accommodate loan fundings. Continued involvement in outside activities to promote the Bank’s relationship with the community.

This position requires a minimum of two years lending experience and excellent verbal and written communication skills. Knowledge of proper English and punctuation is necessary. Must possess basic PC skills and have knowledge of all Microsoft office products. We expect high performance from every employee. High performance employees are those individuals who successfully accept the challenge of our environment while having fun as a loyal member of the BankPlus team.

BankPlus does not discriminate on any employment practice on the basis of race, religion, color, sex, age, national origin, genetic information, marital status, veteran’s status or disability.

We maintain a drug free workplace and perform pre-employment substance abuse testing.

CLICK TO APPLY 

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Education:
High School Diploma or GED required.
Bachelor’s Degree in Accounting, Finance, or other related area preferred.

Skills and Knowledge:
• Work Experience: 1 - 3 years of experience in mortgage lending, closing, title, escrow, or related field required. Multi-family lending experience preferred.
• Possess a thorough understanding of loan processing, escrow, and closing procedures.
• Knowledge of real estate lending and documentation. Knowledge of title and survey matters, including the ability to evaluate exceptions to title.
• Basic understanding of regulatory requirements and accounting principles.
• Proficient in MS Office Suite, spreadsheets, and lending software.
• Possess strong organizational, interpersonal, and customer service skills. Excellent written and verbal communication skills required.

Physical Demands:
May require lifting file boxes weighing up to 25 lbs.

No recruiters, agencies, third-party agents, or consultants, please - only direct applications from candidates. All other inquiries must be directed to the Human Resources Department at (509) 458-2711.

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The loan processor will work with Loan Officers to manage the processing of mortgage applications through various investors. The processor will also gather and validate verification documentation on the borrower and the collateral property.
Confirms loan application is complete.
Prepares and mails initial loan disclosures.
Orders credit reports; independently structures loan options and submits loans to appropriate automated underwriting system.
Evaluates AUS findings from Loan technicians and requests required documentation fro borrowers
Review and properly interpret appraisal reports, title reports and other collateral documentation.
Reviews AUS conditions obtained and match conditions to findings
Completes a file review with the loan technicians to confirm terms of loan.
Processes Change Requests as needed.
Responsible to ensure loan origination system is properly updated after each borrower conversation or attempted contact
Delivers completed file to technician for review prior to submission
Submits complete file to Underwriter for final review and underwriting.
Clears all prior-to-doc and prior-to-funding conditions
Order loan docs and closing documentation
Verifies that final loan provides a tangible net benefit to the borrower.
Provides management for feedback on loan process and investor changes
Ensure every loan meets quality and accuracy standards of the Company
Assist in the training of less experienced processors
Requirements
Must have a very strong working knowledge of the mortgage banking industry methods and practices with 5 or more years mortgage experience including experience with recent regulatory changes
Must have strong verbal and written communication skills
Must have good typing, telephone, organizational and computer skills

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Job Description

As a Loan Originator, you will become part of PNC Mortgage, a specialized subsidiary of PNC, a full-service mortgage company that originates, acquires, markets and services residential loans. With today’s rapidly changing marketplace, your role as Mortgage Originator is as important as ever.

On a typical day, you can expect to be focus in marketing activities and promotional strategies to attract new purchase business. You will aggressively promote PNC Mortgage to real estate agents, builders, developers, financial planners/CPAs, attorneys and other referral sources. You can expect to participate in business development activities outside of the office, such as realtor open houses and home buyer seminars. You’ll remain in your element, making contacts through community, networking, and developing your reputation as a trusted financial advisor to customers and sources. Expect, too, to originate quality FHA, VA and conventional mortgage and home equity loans; manage customers through the entire loan process, from data collection and analysis through loan conclusion; and maintain positive client relationships.

We’re looking for a talented sales professional with strong relationship-building skills, who will listen to and analyze client needs, and respond with solid financial solutions.

The successful candidate will have the following qualifications:
High School Diploma or educational equivalent
Thorough understanding of underwriting criteria and guidelines
Mortgage banking background preferred with a proven track record of success
Ability to generate annual production volumes of at least $10 to $12+ million a year
Public speaking skills with the ability to make presentations
Ability to education borrowers on loan products and process
Special Job Requirements
EEO Statement PNC is an Equal Employment Opportunity/Affirmative Action Employer - M/F/D/V/SO
Shift Daylight
Total Hours Per Week 40
HR Job Code C09502 MTG ORIG LOAN OFFICER

CLICK TO APPLY 

Academy Mortgage Corp., a mortgage banker based in Farmingdale, New York with HUD approval and a DE underwriter on staff, is looking for an experienced loan processor.  Applicant must have Conventional and FHA processing experience.  Qualified applicant must be knowledgeable on guidelines and have an understanding of how to structure, submit and clear loans.

We offer a friendly team atmosphere with 401k and health benefits.

Salary commensurate with experience.

If you meet these requirements and are ready to work at a great company, please send your resume to jobs@BankAMC.com

Job Description As a Loan Originator, you will become part of PNC Mortgage, a specialized subsidiary of PNC, a full-service mortgage company that originates, acquires, markets and services residential loans. With today’s rapidly changing marketplace, your role as Mortgage Originator is as important as ever.

On a typical day, you can expect to be focus in marketing activities and promotional strategies to attract new purchase business. You will aggressively promote PNC Mortgage to real estate agents, builders, developers, financial planners/CPAs, attorneys and other referral sources. You can expect to participate in business development activities outside of the office, such as realtor open houses and home buyer seminars. You’ll remain in your element, making contacts through community, networking, and developing your reputation as a trusted financial advisor to customers and sources. Expect, too, to originate quality FHA, VA and conventional mortgage and home equity loans; manage customers through the entire loan process, from data collection and analysis through loan conclusion; and maintain positive client relationships.

We’re looking for a talented sales professional with strong relationship-building skills, who will listen to and analyze client needs, and respond with solid financial solutions.

The successful candidate will have the following qualifications:
High School Diploma or educational equivalent
Thorough understanding of underwriting criteria and guidelines
Mortgage banking background preferred with a proven track record of success
Ability to generate annual production volumes of at least $10 to $12+ million a year
Public speaking skills with the ability to make presentations
Ability to education borrowers on loan products and process
Special Job Requirements
EEO Statement PNC is an Equal Employment Opportunity/Affirmative Action Employer - M/F/D/V/SO
Shift Daylight
Total Hours Per Week 40
HR Job Code C09502 MTG ORIG LOAN OFFICER

CLICK TO APPLY 

Job Description

As a Loan Originator, you will become part of PNC Mortgage, a specialized subsidiary of PNC, a full-service mortgage company that originates, acquires, markets and services residential loans. With today’s rapidly changing marketplace, your role as Mortgage Originator is as important as ever.

On a typical day, you can expect to be focus in marketing activities and promotional strategies to attract new purchase business. You will aggressively promote PNC Mortgage to real estate agents, builders, developers, financial planners/CPAs, attorneys and other referral sources. You can expect to participate in business development activities outside of the office, such as realtor open houses and home buyer seminars. You’ll remain in your element, making contacts through community, networking, and developing your reputation as a trusted financial advisor to customers and sources. Expect, too, to originate quality FHA, VA and conventional mortgage and home equity loans; manage customers through the entire loan process, from data collection and analysis through loan conclusion; and maintain positive client relationships.

We’re looking for a talented sales professional with strong relationship-building skills, who will listen to and analyze client needs, and respond with solid financial solutions.

The successful candidate will have the following qualifications:
High School Diploma or educational equivalent
Thorough understanding of underwriting criteria and guidelines
Mortgage banking background preferred with a proven track record of success
Ability to generate annual production volumes of at least $10 to $12+ million a year
Public speaking skills with the ability to make presentations
Ability to education borrowers on loan products and process
Special Job Requirements
EEO Statement PNC is an Equal Employment Opportunity/Affirmative Action Employer - M/F/D/V/SO
Shift Daylight
Total Hours Per Week 40
HR Job Code C09502 MTG ORIG LOAN OFFICER

CLICK TO APPLY 

Job Description As a Loan Originator, you will become part of PNC Mortgage, a specialized subsidiary of PNC, a full-service mortgage company that originates, acquires, markets and services residential loans. With today’s rapidly changing marketplace, your role as Mortgage Originator is as important as ever.

On a typical day, you can expect to be focus in marketing activities and promotional strategies to attract new purchase business. You will aggressively promote PNC Mortgage to real estate agents, builders, developers, financial planners/CPAs, attorneys and other referral sources. You can expect to participate in business development activities outside of the office, such as realtor open houses and home buyer seminars. You’ll remain in your element, making contacts through community, networking, and developing your reputation as a trusted financial advisor to customers and sources. Expect, too, to originate quality FHA, VA and conventional mortgage and home equity loans; manage customers through the entire loan process, from data collection and analysis through loan conclusion; and maintain positive client relationships.

We’re looking for a talented sales professional with strong relationship-building skills, who will listen to and analyze client needs, and respond with solid financial solutions.

The successful candidate will have the following qualifications:
High School Diploma or educational equivalent
Thorough understanding of underwriting criteria and guidelines
Mortgage banking background preferred with a proven track record of success
Ability to generate annual production volumes of at least $10 to $12+ million a year
Public speaking skills with the ability to make presentations
Ability to education borrowers on loan products and process
Special Job Requirements
EEO Statement PNC is an Equal Employment Opportunity/Affirmative Action Employer - M/F/D/V/SO
Shift Daylight
Total Hours Per Week 40
HR Job Code C09502 MTG ORIG LOAN OFFICER

CLICK TO APPLY 

Loan Officer - Westchester County-110029096
Job Description

As a Chase Loan Officer, you will promote and market the firm’s mortgage products to clients, team members and partners inside and outside the branch footprint.
Duties include:
*Obtain mortgage loans from referral sources including but are not limited to: bank branch customers, existing clients and realtors.
*Using sound judgment and effective marketing and promotion techniques
Assess and evaluate customer’s financial needs to build strong relationships with customers following-up on a regular basis.
Ability to actively listen and determine what financial products meet the customer needs and circumstances.
Determine and recommend financial product and service solutions for customers based on analysis of customer finances and customer’s needs and objectives.
Maintain relationship by providing superior customer consultation, advice, counseling and service.
Identify opportunities to expand client relationships and leverage cross-selling and promotional opportunities.
*Coordinate all aspects of the mortgage application process.
*Use sound judgment and work independently, but is part of a team driving towards shared financial goals of the Firm.
*Communicate effectively with peers, colleagues and management.
*Meets minimum performance standards (determined by Region Manager).
Balance Internal and External sourcing
*Market and promote the financial products offered by the Firm.
Partner with co-workers to meet with and advise customers regarding their financial needs
*Be the Premier Partner (in footprint territories)
Respond to customer to customer needs and inquiries within 24 hours
Keep PBs and BM informed on status of client relationship and needs and objectives.
Market and promote the financial mortgage products to the branch teams
Recognize PBs & the branch team by advising and consulting regarding the financial mortgage products and opportunities.
*Promote, market and cross-refer products that meet customers’ financial needs and objectives.

Qualifications

Minimum of three years of mortgage lending or mortgage banking experience
College degree or 4 years equivalent work experience in sales and/or real estate is required
Sales and consulting skills required
Excellent written and oral communication skills
Knowledge of real estate market in local area
Knowledge of FHA, VA, FNMA, FHLMC guidelines
FHA/VA sales experience preferred
Intermediate PC skills required in a Windows environme

Internal: Ability to develop a strong partnership with the assigned Retail Bank stores including tellers and Personal Bankers to promote mortgage loan originations (in footprint territories). Can function well within formal and dotted line reporting relationships. Is seen as a team player.

Customer (External): Build customer perception as the mortgage expert. Builds and maintains good relationships with customers. Exhibits consultative sales and promotional experience to provide recommendations based on financial analysis and acumen, product knowledge and knowledge of the customer’s financial needs, goals and circumstances. Resolves outstanding issues in order to complete the mortgage origination.

JPMorgan Chase is an Equal Opportunity and Affirmative Action Employer, M/F/D/V

Job Loan Origination
Primary LocationUS-NY-Purchase
Organization Retail Financial Services
Schedule Full-time
Job Type Standard
Shift Day Job
Employee Status Regular

CLICK TO APPLY 

CLICK TO APPLY

Loan Officer - TX - Corsicana-110051939
Job Description

Duties include:
*Obtain mortgage loans from referral sources including but not limited to: bank branch customers, existing clients and realtors.
*Using sound judgment and effective marketing and promotion techniques
Assess and evaluate customer’s financial needs to build strong relationships with customers following-up on a regular basis.
Ability to actively listen and determine what financial products meet the customer’s needs and circumstances.
Determine and recommend financial product and service solutions for customers based on analysis of customer finances and customer’s needs and objectives.
Maintain relationship by providing superior customer consultation, advice, counseling and service.
Identify opportunities to expand client relationships and leverage cross-selling and promotional opportunities.
*Coordinate all aspects of the mortgage application process.
*Use sound judgment and work independently, but be part of a team driving towards shared financial goals of the Firm.
*Communicate effectively with peers, colleagues and management.
*Meets minimum performance standards (determined by Region Manager).
Balance Internal and External sourcing.
*Market and promote the financial products offered by the Firm.
Partner with co-workers to meet with and advise customers regarding their financial needs.
*Be the Premier Partner (in footprint territories)
Respond to customer needs and inquiries within 24 hours.
Keep Personal Bankers and Branch Managers informed on status of client relationship and needs and objectives.
Market and promote the financial mortgage products to the branch teams.
Recognize Personal Bankers & the branch team by advising and consulting regarding the financial mortgage products and opportunities.
*Promote, market and cross-refer products that meet customers’ financial needs and objectives.
Qualifications

Minimum of three years of mortgage lending or mortgage banking experience
College degree or 4 years equivalent work experience in sales and/or real estate is required
Sales and consulting skills required
Excellent written and oral communication skills
Knowledge of real estate market in local area
Knowledge of FHA, VA, FNMA, FHLMC guidelines
FHA/VA sales experience preferred
Intermediate PC skills required in a Windows environment
Internal: Ability to develop a strong partnership with the assigned Retail Bank stores including Tellers and Personal Bankers to promote mortgage loan originations (in footprint territories). Can function well within formal and dotted line reporting relationships. Is seen as a team player.