John is currently a partner with United Mortgage Processing, an outsource mortgage processing company. John is also a NAMP Certified Master Loan Processor (CMLP). John now writes a weekly blog for the National Association of Mortgage Processors (NAMP) filled with helpful tips on mortgage job placement, loan processing, contract processing, outsource mortgage processing and much more!

Stacey is currently a Quality Control Manager for a large mortgage brokerage firm and is a NAMP Certified Ambassador Loan Processor (CALP). Stacey now writes a daily blog for NAMP filled with helpful tips on FHA training, VA mortgages, loan processing, underwriting, originating and much more!

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As an NAMP staff writer, Bonnie serves as a senior instructor for FHA Online University as well maintains a full-time mortgage job as Senior FHA DE Underwriter for a major banking institution.

As one of NAMP's volunteer writers, Penelope E. Xanthakis is currently an FHA Approved Certified Residential Real Estate Appraiser in the state of California. Read helpful articles on real estate appraisal, home appraisals, valuations, automated valuations, FHA appraisers, FHA appraisal and much more!