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Mortgage Loan Officer Job - Posted 2/26/13

Virginia Credit Union

Mortgage Loan Officer

This position will be responsible for assisting members in obtaining conventional first mortgage loans. Obtains and maintains all pertinent documents for processing.

Responsible for application from initial receipt through loan approval/closing and ensuring that the application is handled in a timely manner.

Qualification include: High School graduate; college education with a focus on real estate/business preferred, but not required.

Prior mortgage origination experience with conventional mortgage processing preferred.

Must know and understand preparation of various mortgage forms for each type of conventional mortgage.

Excellent knowledge of mortgage documentation requirements as well as federal, state, and local real estate regulations required.

Working knowledge of conventional lending programs, mortgage insurance guidelines, and pricing.

Experience using automated underwriting systems preferred.

Excellent oral and written communication skills combined with the ability to make sound decisions and good math aptitude and strong sales ability.

Ability to analyze financial information. Computer experience required.

Must be able to be actively registered with the Nationwide Mortgage Licensing System and Registry (NMLS)

Candidates must complete an application and have satisfactory credit history in order to be considered for employment. EOE

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