Auto req ID 44173BR
Position Title Mortgage Loan Processor III
Line of Business Mortgage Banking
Company National City Mortgage
City NC - Raleigh
Building Location Code NC004 - Raleigh Mortgage Office
Job Type Regular
Job Status Full Time
Job Description You and National City -
National City, one of the nation’s 10 largest financial holding companies, is looking for employees who want to work for an organization that values excellent employees, workplace diversity, ethical conduct and superior customer service. Our employees are true Customer Champions, striving to do what’s right for our customers with every interaction. We value our employees, customers, shareholders and communities and dedicate our efforts to their success. With National City, your growth opportunities are limitless! Take a few moments to see what we can offer you.
You as a Mortgage Loan Processor will -
- Type appropriate verifications, orders credit reports, appraisals and other items necessary for underwriting submission.
- Review loan submission information for completeness, accuracy and adherence to policies and procedures.
- Analyze loan information, reconciles, summarizes, and submits loan packages to NCM underwriting division for approval.
- Submit loan packages for preparation of the closing papers. Be responsible for the correspondence with the title companies, realtors, buyers, and sellers to ensure closing of loan in accordance with NCM policies and procedures. Also communicate with private mortgage insurance companies, government agencies and other sources in regard to pending loans.
- Prepare credit, denial, termination or change forms for cancellation denied loans and returns personal papers or cancelled or rejected loans.
- Respond to agent and customer inquiries.
- Be responsible for the use of trust accounts as assigned.
- May be required to assist the loan closer in preparation of closing packages. Must be well versed in the various investor requirements.
- Coordinate closings with realtors, purchasers, sellers, title companies, and loan closers.
- Prepare credit, denial, termination or change forms for cancelled or denied loans, and returns personal papers on cancelled or rejected loans.
• Assist in training of the Receptionist and Loan Processor positions.You and your skills -
High School diploma or Educational equivalent
* Three years or more of processing/closing or related mortgage banking experience.
* Detailed knowledge of multiple loan products and comprehensive understanding of branch regulatory and procedural operating guidelines.
* Experience with Fannie Mae, Freddie Mac, FHA and VA loan products required
* Outstanding communication skills.
* Capable of working under extreme pressure from internal and external customers, maintaining a high degree of diplomacy and tact.
* Capable of sustaining case loads in excess of 45 files per month.
* Ability to work independently, analyze data and take appropriate action with minimal supervision.
* Experience with LP/DU
* Ability to read and evaluate Property Appraisals
Your rewards-
National City employees can choose from a broad range of options offered through our benefits programs for full and part-time employees, including paid vacations and holidays, health insurance coverage, life, accident and disability insurance and free or discounted bank products and services.
We encourage you to view our job postings periodically, or to invite your professional associates to apply to National City Mortgage. New opportunities become available regularly and we search our internal database daily. You may apply into our online system anytime 24/7.
Shift First
Total Hours Per Week 40
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HR Job Code 050297 NCM Loan Proc III
Tags: Loan Processor, mortgage jobs, processing, processor jobs
