Loan Officer
Company: Richmond American Homes Desert Region
Job Type: Full-Time
Location: Las Vegas, NV
Job Description:
POSITION SUMMARY BRIEF:
Originate loans primarily from Richmond American Homes (”Builder”), as well as originating “spot” loans from other sources (i.e., other builders, real estate agents.) Coordinate processing and closing of these loans.
Essential Job Functions:
Take loan applications from Builder home purchasers at applicants’ request.
Educate and guide applicant through loan process. Answer questions and resolve problems that may develop with loan file.
Present HomeAmerican loan products and services to Builder personnel and sales offices on a weekly basis and through seminars presented at Builder’s weekly sales meetings.
Contact all Builder home purchasers to present loan products and services. Calls also will be made on co-op realtors where applicable.
Prepare marketing and loan program information files for Builder sales and management personnel.
Prepare and distribute application packages and other materials as necessary.
Prepare activity and other types of reports for branch, regional and corporate managers. Advise managers of success, needs, market competition information, etc
Other Responsibilities:
Work closely with branch manager to determine schedule, sales skills and other support areas such as wholesale brokering of loan products.
Maintain close contact with branch processors, closer, receptionist, etc. to coordinate and confirm appointments, calls, applications, loan status, etc.
Update Builder and spot sales agents on pricing and changes in agency, HomeAmerican and investor guidelines.
Perform other duties as assigned.
Minimum Requirements:
Education:
High school diploma or equivalent. College degree in finance or business desired.
Experience:
At least one-year real estate experience required. Real estate license preferred. Must have prior VA, FHA, and Conventional loan processing or solicitation experience for a minimum of two years.
Skill in:
Ability to use clear business English in order to communicate clearly, both written and verbally with clients, Builder personnel, realtors and co-workers. Technical knowledge relating to mortgage banking compliance, FHA, VA, conventional and non-conforming guidelines required. Ability to work independently. Must be able to perform calculations to determine house payment, interest rate, ratios, etc. Must have a valid driver’s license and dependable vehicle. Must be familiar with market area.
Tags: loan officer job, mortgage, mortgage jobs, Sales
