ALL ABOUT HOME LOAN: Home Loan was founded in 1959 by John Murphy, who had a single goal in mind: to help homeowners, even those with less-than-perfect credit, receive the financing they deserve. Since then we’ve helped over 75,000 people refinance their homes, consolidate debt, buy new homes, and get cash for expenses - even people struggling with their finances. We take pride in our ethical business conduct, superior customer service, and our unwavering dedication to our customers. And we treat our customers like we’d treat our friends and family - with attention, courtesy, and respect.
Home Loan is currently looking for Loan Officers to work in our Warwick, Rhode Island headquarters.
Loan Officer Position Responsibilities:
Advise potential and existing bank customers as to different loan programs currently being offered.
Evaluate customer credit and financial needs and match these needs with loan products.
Act as liaison between customers, attorneys, and other interested third parties.
Assign the appropriate rate and fee structure to match the degree of risk with bank profitability.
Act in a socially responsible manner towards all applicants; be mindful of the principles of fair lending; make every attempt to extend credit to borrowers in a just and safe manner.
Guaranteed pre-qualified leads provided daily.
Training:
We take pride in the comprehensive training we offer our employees. All new Home Loan Loan Officers are required to complete our training program to ensure that all of our Loan Officers are knowledgeable about our processes and proper industry standards, and so they can achieve their full potential in this challenging environment. Topics covered include: sales training, credit analysis, mortgage underwriting, legal and income review, appraisal analysis, and title review.
Upon completion of the training program, Loan Officers become responsible for overseeing the entire home equity/mortgage loan process for customers. Loan Officers make proposals directly to our customers, coordinate the collection of all relevant documentation, work together with the underwriting department to insure timely processing of the loan, and work with title companies and attorneys to finalize the paperwork.
Loan Officer Qualifications:
Strong work-ethic
Good verbal and written skills
Good organizational skills
Ability to work in a team environment
Ability to work under pressure
Excellent investigative and analytical skills
Professional attitude
College graduate preferred
Benefit Information
Loan Officer Benefits:
Medical Insurance - Blue Cross HealthMate Coast to Coast
Dental Insurance - Blue Cross Dental
Group Life Insurance
401(k) Plan - Company match is 100% of every dollar contributed up to 8% of your pay.
Paid Time Off (PTO) - New employees are eligible to accrue up to 15 days of PTO in their first year of employment.
Nine (9) Paid Holidays
Education Assistance
Direct Deposit
Business Casual Dress
Tags: Loan Officer, loan officer jobs, mortage, mortgage jobs
