High Plains Farm Credit’s customers are the farmers, ranchers and rural home owners who live, operate or own land in Norton, Phillips, Smith, Graham, Rooks, Osboarne, Ellis, Russell, Ness, Rush, Barton, Hodgeman, Pawnee, Stafford, Ford, Edwards, Kiowa, Pratt, Meade, Clark, Comanche and Barber counties.
Job Title: Loan Officer
Organization: High Plains Farm Credit, ACA (http://www.highplainsfarmcredit.com)
Location: Hays, KS
Department: Credit
Supervisor’s Title: SVP/CEO
Employment Type: Full Time
Salary: DOE
Posted Date: 6/11/2010
Closing Date: 7/12/2010
Job Description: The Loan Officer processes and approves loans in assigned territory within the limits of specific delegated authority consistent with Association policies. Evaluates and services larger, more complex loans. Develops and manages loan portfolios including loan originations in the trade area served by the Association. Has appreciable latitude for decision making; works under minimum supervision.The qualified candidate develops and manages loan portfolios including loan originations in the trade area served by the association; Works with complex loans and loan participation packages; Assists prospective and current borrowers with their credit needs and with formulating solutions to credit related issues; Makes and services loans within delegated authority and in accordance with association policies; Makes and/or conveys decisions on loan approval, structure and pricing; Responsible for exercising credit risk management responsibilities on loans within area of responsibility; Conducts complex credit analyses. Analyzes balance sheets, income statements, and cash flows of potential borrowers to ascertain creditworthiness. Maintains current, adequate and verified financial information on borrowers and guarantors as required by association policy; Performs loan servicing tasks, which may include partial releases, subordination’s to mineral leases and right of ways, division orders, re-amortizations, assumptions, severance agreements, and insurance claims; Reviews assigned loan portfolio to determine proper loan classifications and makes recommendations to management on classification actions as required. Performs due diligence monitoring and reporting of overall loan portfolio conditions; Performs collections on assigned loans and assists management with collections on all loans in the portfolio. Works with delinquent borrowers to obtain satisfactory loan performance.
The education and experience requirements include a Bachelor’s degree in Business Administration, Finance, Agricultural Economics, or a related field, or equivalent experience and five (5) or more years of experience as a loan officer. Preferably 5 or more years of Farm Credit experience. Agricultural background and knowledge of the various enterprises in agriculture is preferred.
How To Apply:
Contact
Jim Dibble,
Sr. VP-Admin, High Plains Farm Credit,
PO Box 836, Hays,
KS 67601,
Phone 800-369-9625,
Fax 785-625-4309, or Email: jim.dibble@highplainsfarmcredit.com.
Tags: loan officer job, mortgage, mortgage jobs, Sales
